Matt and Anne break down the real difference between a startup and a lifestyle business. Matt shares how ChipBot evolved from 110% startup grind to a sustainable, founder-led company—and why effort, not just capital, defines the startup mindset. They discuss growth pressure, investor expectations, personal sacrifices, and even how companies like OpenAI are still startups despite their size. If you’ve ever wondered what kind of business you’re building (or want to build), this episode will give you clarity and perspective.

🚨 Stuff You’ll Want to Remember:

• “Startups are growth at all costs. Lifestyle businesses are growth by choice.” — Matt Lo
• “I started ChipBot knowing I wasn’t strapping a rocket to my back.” — Matt Lo
• “It’s wild to think OpenAI is still a startup—thousands of employees, billions in revenue—but still growth at all cost.” — Anne
• “A lifestyle business is a reflection of the founder. It moves as you move.” — Matt Lo
• “Startups are painful. Very painful.” — Matt Lo

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Anne and Matt sit down with Katherine Sorensen — entrepreneur, recovery advocate, and founder of multiple multimillion-dollar behavioral health facilities — for a raw and deeply human conversation about transformation, faith, and building purpose-driven success from rock bottom.

Katherine opens up about her journey from a double life in high school, to addiction and self-destruction, to discovering faith, recovery, and eventually founding Laguna Shores Behavioral Health in California. Together, the trio explores what it really means to do “the work,” how pain becomes purpose, and why real success comes from building a life you no longer need to escape.

🚨 Stuff You’ll Want to Remember:

• "I pray every morning, 'God, just let me help one person today.' H-O-P-E — Help One Person Everyday." — Katherine
• "Addiction isn't about quantity — it's about obsession." — Katherine
• "You can't just get sober. You have to build a life you no longer want to escape." — Katherine
• "More income equals more impact — but proximity is power." — Katherine
• "I always try to be the B-player in the room because that's where you grow the fastest." — Matt
• "You have to find your A-players — the ones who feed you, not just take from you." — Anne
• "You have to be desperate enough to change your life." — Katherine

📡 Where to Find Us:

• Katherine → Laguna Shores Recovery
• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Matt admits he could never work for anyone else — the moment he’s told to “just agree,” he checks out. That sparks a debate with Anne about ownership, leadership, and how every company mirrors its founder’s effort. Anne shares how her best collaborations click when people stay in their “working genius,” while Matt explains why a team without a captain can’t steer anywhere.

The two dive into Anne’s pause on Ten to Launch, the struggle of bandwidth across multiple ventures, and why consulting can quietly delay your vision by years. From AI’s role in agencies to the myth of “hands-off” businesses, they unpack what it really takes to grow something that doesn’t fall apart the second you look away.

🚨 Stuff You’ll Want to Remember:

• “The company you run reflects your behavior — if you half-ass it, everyone else will too.” – Matt
• “It’s all about finding good people who match your energy and work within their gifts.” – Anne
• “You can have a great team, but without a captain, it doesn’t work.” – Matt
• “We’re moonlighting hardcore — every founder knows that stretch.” – Anne
• “If you walk away from a startup too early, it always goes down.” – Matt
• “We built Ten to Launch for the future, but bandwidth is everything.” – Anne
• “AI isn’t taking jobs — bad adaptation is.” – Matt
• “You still need a robot wrangler — someone connecting all the dots between people and AI.” – Anne
• “Consulting feels safe, but it delays your vision by five to ten years.” – Matt
• “Sometimes, revenue today is the very thing holding you back from the future you want.” – Matt

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Anne opens up about her recent battle with nerve pain and how it’s forced her to rethink recovery — both physically and professionally. Matt draws a parallel between nerve pain and startup pain, sharing one of his hardest moments as a founder when investor pressure nearly derailed everything. The conversation unfolds into an honest discussion about client abuse, knowing when to walk away, and why some business pain teaches lessons no success ever could.

The episode then takes a surprising turn as Anne considers investing in a wellness franchise for cold plunges and infrared saunas — sparking a deep dive into the pros and cons of franchises, local market ceilings, and what it really takes to own versus create.

🚨 Stuff You’ll Want to Remember:

• “Nerve pain is no joke. It’s worse than labor — I just lost it on Tuesday.” – Anne
• “When you have an investor saying, ‘What are you doing with my money?’ — you drop everything.” – Matt
• “I sat in an abusive client relationship way too long because I didn’t recognize it as gaslighting.” – Anne
• “If there’s pain, it’s usually a good thing. That’s the signal I listen for.” – Matt
• “Referrals are gold — you’ll do anything for that business.” – Anne

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Anne reveals her newest venture — the business of Anne — and introduces her bold new brand, Share Your Freak. It’s a raw conversation about embracing the quirks we hide, turning vulnerability into connection, and creating a brand rooted in authenticity. Matt digs into how she makes massive pivots seem effortless, the signals that drive those changes, and how Anne plans to scale her personal brand into something global — without chasing money as the end goal.

🚨 Stuff You'll Want to Remember:

• “The things that make you a freak are actually the things that set you free.” — Anne
• “Businesses aren’t unique. People are.” — Anne
• “If you invest energy into something that elevates everything else, that’s never wasted.” — Anne
• “Signals converge. That’s when you know it’s time to pivot.” — Matt
• “The real clarity comes from testing in public.” — Matt
• “Focus on the input, not the result. The money follows the meaning.” — Anne
• “If you wake up and haven’t hit your goal yet, it just means it’s time for new ideas.” — Matt

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

In this episode, Matt and Anne sit down with entrepreneur Sandra Graves, founder of Innova Industries and founder of Hub HTX. Sandra shares her journey from a initial role in the intermodal shipping world to running two different businesses—one in ISO tanks and another in community coworking.

We talk about navigating bespoke industries, the realities of starting a company during a recession, how coworking spaces survived COVID, and why resilience and intuition matter as much as strategy. Sandra’s perspective on growth, balance, and trusting your cycles is a refreshing reminder that entrepreneurship is as much about personal evolution as business tactics.

🚨 Stuff You’ll Want to Remember:

• “Starting a business during a recession makes you a leaner, more resilient founder.” — Sandra
• “At some point you have to trust the foundation you’ve built and lean into your expertise.” — Sandra
• “You can’t force creativity every day. Trust your cycles — the energy always comes back.” — Matt
• “Sometimes laying the groundwork feels like failure, but really it’s setting the stage for future growth.” — Anne

📡 Where to Find Us:

• Sandra → Instagram (HubHTX) - Innova Industries
• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Anne and Matt dig into how founders think about money, growth, and energy. Anne shares her recent dive into bonds, T-bills, and high-yield savings accounts—and why she treats checking accounts as “dead money.” Matt contrasts by explaining why almost every dollar he earns goes right back into ChipBot, including how shareholder loans work without changing a cap table.

The two also unpack what it means to run a consulting agency versus a product company, how networking can be reframed as marketing, and why side passions like dancing or table tennis aren’t just hobbies—they’re fuel for business longevity.

🚨 Stuff You’ll Want to Remember:

• “Checking accounts are just dead money unless they’re earning interest.” — Anne
• “Even a $200 return from bonds pays for real business expenses.” — Anne
• “I lost half a million in crypto in two weeks, but I can always make it back through building.” — Matt
• “For me, the best ROI is reinvesting in ChipBot—it’s the one thing I control.” — Matt
• “In consulting, the client relationship dies if you let it go stale. Meetings aren’t just meetings, they’re connection points.” — Anne
• “Everything in business is cycles: invest, execute, wait six months, adjust, repeat.” — Matt
• “Table tennis is my energy source, the same way dancing is yours—it’s better than coffee.” — Matt

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn

Anne and Matt compare two founder mindsets: Anne thrives on preparation and systems, while Matt embraces last-minute decisions and unpredictability. From hunting flight deals to playing high-stakes poker, they unpack how different approaches to stress and planning reveal much deeper truths about entrepreneurship.

This isn’t just about travel—it’s about the psychology of pressure, the art of controlling what you can, and learning when to let go.

🚨 Stuff You’ll Want to Remember:

• “Having a go-bag and pre-packed toiletries makes travel feel effortless.” — Anne
• “I’d rather book last minute and keep the mental clutter out of my head.” — Matt
• “Food routines matter on the road—bringing your own keeps you at peak performance.” — Anne
• “Poker is the best example of how people react under pressure.” — Matt
• “I love the anticipation of a trip—it’s a positive stress for me.” — Anne
• “For me, there’s no such thing as positive stress—if it’s stress, it’s bad.” — Matt
• “Both preparation and improvisation get you to the same destination—it just depends on your style.” — Anne

📡 Where to Find Us

• Anne → Fix & Form - LinkedIn
• Matt → ChipBot - LinkedIn