• Don’t overconvert — watch for Medicare and tax thresholds
• Market dips = Roth conversion opportunities
• Use non-IRA money to pay the taxes
• Coordinate between financial planners and CPAs
• Start small to activate the five-year clock

In this episode of Coffee With Your Retirement Coach, the the coaches discuss the sweet and sometimes salty world of family businesses. Just like peanut butter and chocolate, mixing family and work can be delightful or a sticky mess. From establishing clear boundaries to personal journeys of stepping into the family business, expect a blend of humor and wisdom. Discover how respect, communication, and a bit of coaching can transform family-run enterprises into well-oiled machines. Through real-life stories and practical advice, learn how to avoid turning family dinners into boardroom brawls. So grab your coffee, and maybe a cookie, and get ready to laugh and learn your way to family business success.

00:00 Introduction: Family and Business Dynamics

00:25 The Importance of Boundaries and Communication

00:48 Personal Stories: Randy and Nic's Journey

01:57 Nic's Career Path and Realizations

04:52 The Impact of Financial Planning

07:27 Joining the Family Business

12:01 Coaching and Mentorship

19:50 Respect and Communication in Family Business

21:05 Addressing Family Dynamics in Business

21:29 Setting Clear Expectations and Roles

23:26 The Importance of Coaching and Guidance

24:45 Structuring Family Business for Success

32:55 The One-Year Experiment for Business Owners

39:05 Final Thoughts and Takeaways

Thank you for listening. If this episode resonated with you, please share it with someone who might find it helpful. Reach out with your thoughts or experiences—we’d love to hear from you.

Have a question for the coach?

Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Coffee With Your Retirement Coach, Aaron, Nic, and Randy explain how to avoid operating out of fear and sticking with your plan amidst market volatility. They discuss overcoming financial fears, the value of knowledge and confidence, and the need for a comprehensive approach that includes tax planning and estate considerations. Listen to learn how to stick to the plan instead of being a big chicken!

00:00 Introduction: Facing Financial Fears
00:28 Meet the Hosts: Nic, Randy, and Aaron
00:59 The Importance of a Solid Financial Plan
01:58 Navigating Market Volatility
03:01 Retirement Planning Essentials
04:32 Understanding Market Pullbacks
06:48 The Role of Confidence in Investing
13:32 Beware of Financial Product Pitches
20:08 The Value of Diversification
22:19 Tax Strategies for Low Rates
22:57 Capital Gains and Market Opportunities
24:23 Diversifying Taxes and Investments
25:20 Retirement Tax Myths
31:49 Estate Planning Essentials
39:04 Taking Action and Enjoying Retirement
42:23 Final Thoughts and Encouragement

*Episodes We Mentioned*
Luck Is Not a Plan: https://youtu.be/IL-YLSklXPY?si=bd0NN5dPPJlaB_h1

Thank you for listening. If this episode resonated with you, please share it with someone who might find it helpful. Reach out with your thoughts or experiences—we’d love to hear from you.

Have a question for the coach?
Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Coffee With Your Retirement Coach, Aaron and the team cast off into a discussion on retirement planning in the current market conditions by comparing it to navigating choppy waters. From pontoon boats to Navy seal power rafts, they illustrate how different investment strategies cope with turbulent markets. The focus is on understanding passive asset allocation, active management, and tactical management. Whether you're accumulating wealth or retired and drawing income, the coaches emphasize the importance of having a balanced, well-managed portfolio. Tune in for insights on managing your investments through volatile economic times, ensuring you stay afloat no matter the conditions.

00:00 Spring in Atlanta: Braves, Lakes, and Investments

00:31 Meet the Coaches: Randy and Nic Yeomans

00:43 Navigating Rough Waters: Investment Strategies

02:47 Understanding Investment Styles: Passive, Active, and Tactical

06:16 The Importance of Tactical Management

10:20 Real-Life Analogies: Boats and Investment Strategies

15:22 Choosing the Right Investment Approach

18:33 Retirees and Defensive Portfolios

19:39 The Importance of Client Education

20:24 Technical Difficulties and Humor

20:56 Balancing Safety and Growth in Retirement

22:10 Navigating Market Volatility

23:57 The Role of a Financial Advisor

29:57 Key Takeaways for Retirement Planning

33:11 Conclusion and Contact Information

Thank you for listening. If this episode resonated with you, please share it with someone who might find it helpful. Reach out with your thoughts or experiences—we’d love to hear from you.

Have a question for the coach?

Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this special episode of Coffee with Your Retirement Coach, Aaron, Nic and Randy host from Jim R. Miller Park at the Best of Cobb event, celebrating the recognition of Yeomans Consulting Group as the Best Investment Firm in Cobb County. The episode features interviews with local business leaders and innovators, including representatives from Must Ministries, Glover Park Brewery, and Affinity Home Lending. We also welcome a very special guest- Ms. Cobb County! Topics covered include the importance of literacy, workforce development using AI, community service initiatives, and the impact of strong leadership and team building. The hosts reflect on the power of generosity, perseverance, and the diverse paths to success, providing listeners with inspiring stories and valuable insights.

00:00 Success Stories and the Power of Literacy
00:31 Welcome to Coffee with Your Retirement Coach
00:51 Celebrating Achievements and Community Impact
02:31 Interviews with Inspirational Leaders
04:22 Workforce Development and AI Technology
08:50 Spreading Literacy Through Reading
11:16 The Strand Theater: A Community Gem
15:56 Bullock Hope House: A Haven for Patients
19:30 Protecting Your Brand: Insights from an IP Lawyer
26:46 Crafting Excellence: The Journey of a Brewmaster
31:08 The Power of Sharing Knowledge
31:48 Community and Neighborly Bonds
32:26 Glover Park Brewery's Community Impact
33:20 Memorable Events and Celebrations
34:09 Supporting Charitable Causes
35:13 Reflections on Entrepreneurship
37:34 The Importance of Community Support
40:00 Must Ministries' Impact and Growth
57:24 Affinity Home Lending's Community Role
01:03:45 Celebrating Success and Generosity
01:06:49 Closing Remarks and Acknowledgements

Have a question for the coach?

Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this heartfelt episode of Coffee with Your Retirement Coach, we discuss the realities of widowhood. Joined by special guest Lee Ann Cartwright, we explore the journey of grief, the healing process, and the critical role of support systems. With valuable insights on handling social changes, thoughtful conversations about loss, and practical advice, this episode aims to provide comfort and guidance to those navigating life after loss. Whether you're going through the process or supporting someone who is, there's something meaningful to take away. Tune in to learn empathetic and practical ways to move forward instead of moving on.

00:00 - Introduction

02:15 - Lee Ann's Personal journey of loss Initial struggles and adjustments

10:45 - Coping with grief and support systems

18:30 - Financial and legal considerations

25:50 - The role of family and friends, support groups, and resources

32:10 - Rebuilding life after loss

40:00 - Addressing common concerns and some final words of encouragement

Thank you for listening. If this episode resonated with you, please share it with someone who might find it helpful. Reach out with your thoughts or experiences—we’d love to hear from you.

Have a question for the coach?

Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this special St. Patrick's Day episode, your coaches Randy and Nic engage in a spirited debate over the efficacy of tariffs. They explore the pros and cons, discussing whether the recent benefits can be attributed to strategic policies or mere luck. They have humor. They have insights. They have beer! The debate covers issues such as consumer prices, domestic manufacturing, trade deficits, and national security. As always, the coaches emphasize the importance of fact-based investing and preparing for economic changes. Special thanks to Glover Park Brewery for fueling the debate with great beer!

00:00 Introduction and St. Patty's Day Special
00:33 Debate Setup: Pro vs. Con on Tariffs
02:30 Team Pro: Benefits of Tariffs
03:35 Team Con: Drawbacks of Tariffs
11:18 Strategic Use of Tariffs in Trade Negotiations
14:50 Navigating Market Volatility and Financial Planning
26:07 Conclusion and Final Thoughts Have a question for the coach?

Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of Coffee with Your Retirement Coach, the focus shifts from conventional financial and tax planning to the vital aspect of a health plan. Our guest Kim Roberto, an expert in holistic health, shares her journey and the impact of natural health practices on her life. Randy and Kim discuss the five essentials of health: chiropractic care, nutrition, mindset, exercise, and avoiding toxins. Understand what constitutes real health, learn about the dangers of the modern food supply, and come away with things you can do right now to live a longer, healthier, and more fulfilling life.

00:00 Introduction: Do You Have a Health Plan?

00:37 Meet Kim Roberto: A Journey in Natural Health

03:33 The Five Essentials of Health

06:02 Nutrition: Eat to Live vs. Live to Eat

11:48 The Impact of Inflammation and Healthy Fats

16:13 Eating Out: Making Healthier Choices

17:51 The Cost of Eating Healthy

18:15 Portion Sizes and Eating Habits

18:54 God's Food vs. Man's Food

19:54 The Importance of Gut Health

22:38 Physical Exercise for Longevity

29:43 The Impact of Toxins on Health

32:11 Final Thoughts and Takeaways

Have a question for the coach? Send it in to connect@yourretirementcoach.com

Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.