What would you do if your company sold, your stock was cashed out, and you suddenly found yourself with $5 million in hand? In this episode, Nic and I dive into the reality of experiencing a once-in-a-lifetime windfall and all the opportunities — and challenges — that come with it.

We explore the first critical steps you need to take before making big financial decisions, from understanding the tax implications to planning for long-term income and security. Whether you’re dreaming of retiring tomorrow or just trying to figure out what Uncle Sam’s cut will be, this conversation will give you a grounded perspective on how to approach sudden wealth wisely.

Timeline Summary

[0:45] – Setting the stage: your company sells, your stock cashes out, and a $5M windfall arrives

[3:22] – Why this might be the biggest financial event of your life

[6:18] – The first place to start: navigating taxes before spending

[9:40] – Real-world examples: from tech startups to natural food brands

[12:55] – Breaking down what a $5M payout can actually mean for your future income

[16:10] – Retirement readiness: could you really stop working today?

[20:45] – Building a strategy to make wealth last a lifetime

Links & Resources

Learn more at [https://YourRetirementCoach.com](https://yourretirementcoach.com/)

Connect with Nic on LinkedIn: https://www.linkedin.com/in/nicyeomans/

Schedule a consultation: https://www.yourretirementcoach.com/free-consultation

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📬 Questions?

Email: [connect@yourretirementcoach.com](mailto:connect@yourretirementcoach.com)

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🛑 Disclaimer:

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.