Got a question? Send me a text.

Ever felt like you “lost money” on a course, coach, or investment that didn’t deliver what you expected? In this episode, I break down why money is never truly lost—it’s energy that circulates and always returns. I share my personal story of investing $8,000 in a program that fell short, and how reframing it as a powerful lesson kept me open to even greater opportunities.

In this episode I discuss:

✨ Money is energy; it can’t be created or destroyed—it simply circulates.
✨ Saying “I lost money” feels final and heavy, while “I invested and learned” keeps you open and empowered.
✨ Every dollar spent is an investment in your growth, clarity, and self-concept.
✨ The way you feel when you circulate money impacts how quickly it returns.
✨ Our greatest “losses” often come right before our greatest gains.
✨ True empowerment comes when you decide what your investments mean for you.

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

Frustrated by budgeting apps that feel rigid or never seem to capture all your transactions? In this episode, I’m sharing why Monarch Money has become one of my favorite financial tools — both for my own money management and with my clients.

In this episode I discuss:

• Amazon integration: Monarch automatically pulls detailed information from your Amazon account, so you don't have to.
• Partner transaction assignments: You can tag a transaction for your partner to review and categorize.
• Flexible budgeting styles: Whether you’re a detailed line-by-line budgeter or prefer broader cash flow tracking, Monarch adapts.

Monarch isn’t just another tracking tool. It’s a customizable, intuitive platform that empowers you to create a money system aligned with your values.

You can receive 50% off your first year by using this code

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

What if your relationship with money reflects your deepest beliefs about yourself? In this episode, Jess Hershey, founder of MOCA Business Services interviewed me in her community and we unpack how our current financial reality often reveals our beliefs about our worthiness and safety.

We explore why slowing down during money stress isn’t just self-care—it’s a smart business move. I share how Human Design can guide more aligned financial decisions, why business naturally moves in cycles (not constant growth), and how shifting from taking energy to giving energy can transform sales.

Key Takeaways:

• Your relationship with money often mirrors how you see yourself.
• Business follows natural ebbs and flows
• Financial stress activates survival mode, blocking creative ideas and clear decision making.
• Self-regulation is an important business skill
• Bringing more fun into money can heal strained financial patterns.

If you want to connect with Jess, you can do so here:

• MOCA Business Services (https://www.mocabusinessservices.com)

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

What happens when you stop outsourcing your power and start learning your numbers? In this episode, I’m joined by Liz Hansen—photographer and founder of Chicago Boudoir Photography—who shares how learning QuickBooks and taxes transformed her relationship with money, her business, and herself.

We explore the deeper mindset shift that happens when you move from financial avoidance to financial empowerment, and why financial literacy isn’t just about numbers—it’s about ownership.

In this episode we discuss:

• Why outsourcing without understanding creates disempowerment
• How financial literacy builds true confidence as a business owner
• The identity shift from “side hustle” to CEO
• What it really takes to feel secure as an entrepreneur

You can connect with Liz here:

• Chicago Boudoir (https://chicago-boudoir.com)

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

Ready to break through your financial ceiling? The solution isn’t another money hack—it’s expanding your energetic capacity to hold and receive more wealth.

In this episode, I explain how your subconscious beliefs and nervous system shape your financial reality. If you’ve ever felt like you can't spend what you currently have or if abundance feels emotionally unsafe despite how much you want it—this is for you.

I dive into how to identify and gently release protective money beliefs that no longer serve you. Because true financial growth isn’t just about spreadsheets—it’s about feeling safe, grounded, and empowered in your body to receive more.

You’ll learn:

• Why your subconscious money patterns aren’t random—they’re protective
• How to identify limiting wealth beliefs with compassion, not judgment
• What it means to expand your nervous system’s capacity to hold abundance
• The role of celebration and daily grounding in creating embodied wealth
• How to use end-scene visualization to rewire your energetic relationship to money
• Why inspired action from an expanded identity creates lasting transformation

Your ability to grow wealth is directly tied to how safe and worthy you feel receiving it and having it.

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

Do you have the proper beneficiary designations setup on your bank accounts? In this episode, I dive into the overlooked yet essential role of Payable on Death (POD) designations in estate planning.

Whether you have a will, trust, or both, your plan might still not include properly designated PODs on your bank accounts, CDs, and money market funds.

In this episode I discuss:

• What a POD (or TOD) designation actually does
• How PODs help your loved ones avoid probate delays
• The simple, free process to set them up through your bank
• Common mistakes—like assuming joint accounts are enough
• Why naming minors as POD beneficiaries isn't recommended

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

Feeling financially secure on paper yet still stuck in scarcity inside? Many high-achieving women experience a disconnect between external financial success and internal emotional abundance. Traditional financial freedom focuses on numbers but misses the essential foundation: safety in your body.

In this episode we'll discuss:

• Why financial freedom isn’t just about numbers but about creating safety in your body also
• How survival-based nervous system patterns impact your money mindset and financial management
• Common responses like avoidance, guilt around spending, and overworking from scarcity mindset
• Practical tools like breathwork, grounding, journaling, and affirmations to help regulate your nervous system with money
• How cultivating nervous system safety transforms your relationship with money and empowers better financial decisions
• Why true financial freedom means living empowered and secure with money every day—not just reaching a dollar goal

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin

Got a question? Send me a text.

Feeling financially invisible at home—even while running a successful business? You’re not alone. In this episode, I explore the emotional and behavioral roots behind why many women feel disconnected from money management in their personal lives—even if they’re confident managing finances in their business.

I talk about how early childhood experiences shape your financial mindset, how to break through limiting beliefs like “I’m not good with money,” and how to begin financial conversations with your partner from a place of curiosity and connection—not conflict.

In this episode you'll learn:

• Why financially powerful women still struggle with personal finance at home
• How your nervous system and past experiences impact your financial behaviors
• The most common coping patterns: avoidance vs. control
• Small steps to start engaging in household financial planning
• How reclaiming your financial voice improves both your relationship and emotional regulation

You deserve to participate in your household’s financial decisions if this is something that you desire. This episode will help you build emotional safety, shift your money mindset, and move you toward shared financial empowerment—at home and in your business.

Want to learn more or connect with me?

Step 1: Join my FREE Facebook Community.

Connect, share, and learn how to master your money with other women just like you.

➡️ Join here: https://www.facebook.com/groups/941450038160915

Step 2: Grab your FREE Human Design chart

Curious what your Human Design chart reveals about how you're uniquely designed to make aligned financial decisions?

➡️ Get your chart here: https://generatealifewelllived.com/receive-your-human-design-chart

Step 3: Ready to transform your relationship with money and build true financial confidence?

Let’s create a plan that feels aligned, intentional, and empowering—just for you.

➡️ Schedule your free clarity call here (https://tidycal.com/eringray/30-min-call-with-erin)

Money doesn't have to feel overwhelming. Let's create a plan that feels nurturing and custom to you.

From my soul to yours,

Erin