Buying a home? Don’t let interest rates hold you back. This episode of The Purchase Path breaks down how interest rate buy downs — both temporary and permanent — can help you lower your mortgage payment, buy with $0 down, and build equity faster than renting.

We’ll simplify:

• What a buy down is (in plain language)

• The real impact on monthly payments

• Who should consider a temporary vs. permanent buy down

• How Azcension structures these incentives into our homes

• Why now might be the right time to buy, even if rates seem high

If you’re a first-time buyer, veteran, or working-class family, this episode will give you the confidence and tools to move forward on your purchase path.

🛠️ Topics Covered:

• [00:00] Welcome + What’s in This Episode

• [01:10] What Is a Buy Down?

• [03:00] Temporary Buy Downs (1-0, 2-1, 3-2-1 Explained)

• [06:15] Who Should Consider a Temporary Buy Down

• [08:40] Real Payment Breakdown: $250K Purchase at 7%

• [10:20] Permanent Buy Downs: How They Work

• [12:00] Points, Concessions, and Who Pays

• [14:15] How Azcension Structures Incentives for Buyers

• [16:00] Which Buy Down Option Is Right for You

• [17:30] Final Thoughts + How to Get Started

📧 Email: Team@AzcensionHomes.com
📲 Follow us on Instagram, Facebook, and LinkedIn: @AzcensionHomes and @ThePurchasePathAZ
Visit our website: AzcensionHomes.com

In this episode of The Purchase Path, Dez Loessberg—founder of Azcension Homes—breaks down the three most important pillars of buying a home:

✅ Lender Credits — What they are, how they work, and how they can help reduce your upfront costs
✅ Working with a Realtor — Why it still matters
✅ The New Home Buying Process — Step-by-step clarity from prequal to closing day

Whether you’re buying your first home, coming back into the market, or just exploring options, this episode gives you the clarity, tools, and roadmap to move forward with confidence.

📋 Show Notes:

What You’ll Learn in This Episode:

• How lender credits can reduce your out-of-pocket expenses

• Why new construction buyers still benefit from Realtor representation

• A simplified step-by-step overview of the home purchase process

• Lease-to-own and down payment assistance options

• What it looks like to work with Azcension Homes from day one

Helpful Resources:
🔗 www.azcensionhomes.com
📩 Email: Team@azcensionhomes.com
📱 Follow us on Instagram, Facebook & LinkedIn → @AzcensionHomes and @ThePurchasePathAZ

If you’ve ever thought, “I want to buy a home…but I’m probably not ready,” this episode is for you.

In this episode, Dez Loessberg, founder of Azcension Homes, breaks down why you might be much closer to homeownership than you realize.

✅ The top signs you’re more ready than you think
✅ How rent can cost more than owning your own home
✅ What “ready” really looks like (hint: it’s not perfection)
✅ Simple, risk-free steps you can take today to explore your options
✅ A real success story of a buyer who thought he was a year away—and closed in 60 days

You don’t have to be perfect to get started. You just need a willingness to explore.

🎯 Ready to take the next step?
Visit azcensionhomes.com to download your free Homebuyer Readiness Checklist or get connected with a local lender.
No pressure—just partnership.

📨 Questions? Reach out anytime: team@azcensionhomes.com

📝 Show Notes

Episode Highlights:

• 0:00 – Welcome and introduction

• 2:15 – Why buyers wait too long

• 4:30 – Signs you’re more ready than you think

• 8:00 – Renting vs owning costs in Pinal County

• 11:45 – Ready vs perfect

• 14:30 – Simple steps to get started without pressure

• 17:20 – Anthony’s story of going from unsure to homeowner in 60 days

• 20:00 – How you can connect and learn more

🎧 Follow Azcension Homes for more episodes that empower you to buy with confidence.