Buying a home? Don’t let interest rates hold you back. This episode of The Purchase Path breaks down how interest rate buy downs — both temporary and permanent — can help you lower your mortgage payment, buy with $0 down, and build equity faster than renting.

We’ll simplify:

• What a buy down is (in plain language)

• The real impact on monthly payments

• Who should consider a temporary vs. permanent buy down

• How Azcension structures these incentives into our homes

• Why now might be the right time to buy, even if rates seem high

If you’re a first-time buyer, veteran, or working-class family, this episode will give you the confidence and tools to move forward on your purchase path.

🛠️ Topics Covered:

• [00:00] Welcome + What’s in This Episode

• [01:10] What Is a Buy Down?

• [03:00] Temporary Buy Downs (1-0, 2-1, 3-2-1 Explained)

• [06:15] Who Should Consider a Temporary Buy Down

• [08:40] Real Payment Breakdown: $250K Purchase at 7%

• [10:20] Permanent Buy Downs: How They Work

• [12:00] Points, Concessions, and Who Pays

• [14:15] How Azcension Structures Incentives for Buyers

• [16:00] Which Buy Down Option Is Right for You

• [17:30] Final Thoughts + How to Get Started

📧 Email: Team@AzcensionHomes.com
📲 Follow us on Instagram, Facebook, and LinkedIn: @AzcensionHomes and @ThePurchasePathAZ
Visit our website: AzcensionHomes.com

In this episode of The Purchase Path, Dez Loessberg—founder of Azcension Homes—breaks down the three most important pillars of buying a home:

✅ Lender Credits — What they are, how they work, and how they can help reduce your upfront costs
✅ Working with a Realtor — Why it still matters
✅ The New Home Buying Process — Step-by-step clarity from prequal to closing day

Whether you’re buying your first home, coming back into the market, or just exploring options, this episode gives you the clarity, tools, and roadmap to move forward with confidence.

📋 Show Notes:

What You’ll Learn in This Episode:

• How lender credits can reduce your out-of-pocket expenses

• Why new construction buyers still benefit from Realtor representation

• A simplified step-by-step overview of the home purchase process

• Lease-to-own and down payment assistance options

• What it looks like to work with Azcension Homes from day one

Helpful Resources:
🔗 www.azcensionhomes.com
📩 Email: Team@azcensionhomes.com
📱 Follow us on Instagram, Facebook & LinkedIn → @AzcensionHomes and @ThePurchasePathAZ

If you’ve ever thought, “I want to buy a home…but I’m probably not ready,” this episode is for you.

In this episode, Dez Loessberg, founder of Azcension Homes, breaks down why you might be much closer to homeownership than you realize.

✅ The top signs you’re more ready than you think
✅ How rent can cost more than owning your own home
✅ What “ready” really looks like (hint: it’s not perfection)
✅ Simple, risk-free steps you can take today to explore your options
✅ A real success story of a buyer who thought he was a year away—and closed in 60 days

You don’t have to be perfect to get started. You just need a willingness to explore.

🎯 Ready to take the next step?
Visit azcensionhomes.com to download your free Homebuyer Readiness Checklist or get connected with a local lender.
No pressure—just partnership.

📨 Questions? Reach out anytime: team@azcensionhomes.com

📝 Show Notes

Episode Highlights:

• 0:00 – Welcome and introduction

• 2:15 – Why buyers wait too long

• 4:30 – Signs you’re more ready than you think

• 8:00 – Renting vs owning costs in Pinal County

• 11:45 – Ready vs perfect

• 14:30 – Simple steps to get started without pressure

• 17:20 – Anthony’s story of going from unsure to homeowner in 60 days

• 20:00 – How you can connect and learn more

🎧 Follow Azcension Homes for more episodes that empower you to buy with confidence.

📄 Episode Description
Welcome back to The Purchase Path—the podcast that helps Arizona families move from renting to owning with confidence.

This episode is all about the most overlooked reason home purchases fall apart: the loan officer.

Here’s what we’ll cover:
✅ Why not all lenders are created equal
✅ The most common mistakes buyers make when choosing a loan officer
✅ Real stories of deals that failed—and how you can avoid the same fate
✅ Five must-ask questions before you ever sign a loan application

If you’re thinking of buying in a home, you’ll learn exactly how to protect yourself, your money, and your peace of mind.

At Azcension Homes, we don’t just build houses—we make sure you get the keys.

🎯 Ready to start your journey?
Visit our website
👉 www.azcensionhomes.com

💬 Questions?
Email us at Team@azcensionhomes.com—we’d love to help.

📝 Show Notes

In This Episode:

• The truth about pre-approvals (why most are just paper promises)

• The risk of choosing a lender based only on advertised rates

• How self-employed buyers, veterans, and first-timers can find the right loan officer

• Examples of real deals that collapsed due to the wrong lender

• The 5 essential questions every buyer should ask before choosing a loan officer

Follow us and join our community: Facebook, Instagram, and LinkedIn: @AzcensionHomes & @ThePurchasePathAZ

🎙️ Subscribe to The Purchase Path for more real-world home buying insights and inspiration.

📝 Episode Description (Spotify):

Feeling priced out of the housing market in Pinal County or Arizona City? You're not alone — but you do have options. In this episode of the Azcension Podcast, we break down smart moves to beat the market — even in a high-interest, low-inventory climate.

You’ll learn:

• The hidden advantages of buying in Arizona City right now

• How to leverage down payment assistance and zero-down programs

• What builders like Azcension Homes are doing differently to create opportunity

• Insider tips on timing, mindset, and preparation

This episode is for anyone who feels stuck, discouraged, or priced out of homeownership. We’re here to change that narrative — one family at a time.

🎯 Call to Action:
Ready to take the next step?

🔗 Visit us at: www.azcensionhomes.com
📧 Email your questions to: Team@azcensionhomes.com
📱 Join our community:
Instagram | Facebook | LinkedIn → @AzcensionHomes and @ThePurchasePathAZ

We’re not just building homes. We’re building futures.
Welcome to the movement. ✨

Congratulations — you’ve closed on your new home. Now what?
In this episode of The Purchase Path, we break down the real costs that show up after the paperwork is signed and the keys are in hand. From property taxes and insurance to maintenance, utilities, and HOA fees — we share what to expect, how to plan ahead, and why owning is still one of the smartest moves you can make.

This episode is especially for first-time buyers in Pinal County, Arizona (especially Arizona City) looking to understand the full picture of homeownership.

👉 Ready to take the next step?
Visit: www.azcensionhomes.com
Join our community on Instagram and Facebook
Or email us directly: Team@azcensionhomes.com

🎧 Listen. Learn. Own with confidence.

🎧 Spotify Show Notes
Homeownership is more than a mortgage. In this episode, we uncover the hidden (and not-so-hidden) costs after closing, including:

• Property taxes & how they’re calculated

• Homeowners insurance vs. mortgage insurance

• Utility spikes

• Ongoing maintenance (from ACs to roof repairs)

  
  

In this episode, you’ll also learn:

• How to budget as a first-time buyer
• The joys and real benefits of homeownership

Resources:

• Learn more: www.azcensionhomes.com

• Ask a question: Team@azcensionhomes.com

• Follow us on IG, FB, and LinkedIn for tips and stories

Presented by:
🏡 Azcension Homes – Affordable, high-quality homes for first-time buyers, working families & veterans in Pinal County.

Think you have to keep renting because your credit or savings aren’t quite there yet? Think again.
In this episode of The Purchase Path, we break down the Lease Purchase Option—a powerful alternative for buyers who want to start building their future now, not later.

We cover:

• What a lease purchase actually is

• Who it’s perfect for

• How YOU can take your first step toward homeownership today

At Azcension Homes, we’re building more than houses—we’re building possibilities.
Let this episode show you how.

💻 Visit us at www.AzcensionHomes.com
📧 Email your questions to: Team@AzcensionHomes.com
📲 Join the community on socials: @AzcensionHomes and @ThePurchasePathAZ

🧭 Show Notes:

Episode Title: Lease to Own: Your Bridge to Homeownership in Arizona City
Hosted by: Dez Loessberg
Runtime: 14:07

Top 5 Takeaways:

1. Lease purchase is a smart alternative for buyers without perfect credit or big savings.

2. You can lock in today’s home while working toward financing in 12–24 months.

3. The option fee and rent credits can apply toward your future purchase.

4. Azcension Homes offers customizable deals tailored to your unique journey.

Can you buy a home if your income is inconsistent?
Yes — and we’ll show you how.

In this episode of The Purchase Path, we break down the common myth that unstable income automatically disqualifies you from homeownership. Whether you're self-employed, work in sales, drive for Uber, or freelance — there are financing paths available for you in Arizona.

We’re here to empower buyers with tools, education, and real solutions tailored to today’s real-world income situations.

🔍 What You’ll Learn:

• Loan options that work with your situation, not against it

  What documents you actually need to qualify?

  What lenders really care about (Hint: It's not just your salary)

  Why your income may feel unstable — but still be financeable

  Smart strategies for 1099 workers, freelancers, gig workers, and entrepreneurs

• 🔗 Resources + Links:🌐 www.azcensionhomes.com – Explore our available homes and connect with our preferred lending partners

• 📱 Follow us on Instagram & Facebook: @AzcensionHomes and @ThePurchasePathAZ

  📧 Email us with questions or stories: Team@azcensionhomes.com

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• 🛠️ We believe every family deserves a path to homeownership — regardless of how they earn their income. Tune in and share this episode with someone who needs to hear it.

  
  

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