> Ready to make confident decisions about your home loan? Connect with Lee Rosenfeld and the team at Innovative Home Loans to book your choice of a First Home Buyer Discovery Call, Home Loan Discussion, Home Loan Meeting, or Home Loan Review here: https://outlook.office.com/book/hghjg@innovativehl.com.au/?ismsaljsauthenabled

In this episode of The Property and Lending Podcast, host Lee Rosenfeld, Director and Mortgage Broker at Innovative Home Loans, sits down with Trent Amber, Co-Founder of AG Solar, to discuss how solar panel homes are revolutionising the world of property, finance, and sustainable lending in Australia.

They unpack how installing solar energy systems can significantly boost property value, lower energy bills, and even improve borrowing capacity through reduced household expenses. Trent and Lee dive into how solar upgrades can help homeowners qualify for green home loans, attract environmentally conscious buyers, and gain long-term returns on investment.

The conversation also explores government solar rebates, battery storage solutions, virtual power plants (VPPs), and the growing demand for energy-efficient properties in today’s competitive housing market.

Whether you’re a homeowner, first-home buyer, or property investor, this episode reveals practical strategies for using solar power to save money, reduce your carbon footprint, and make smarter financial and property decisions for the future.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Trent Amber | AG Solar

https://www.agsolar.com.au/

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

> Ready to make confident decisions about your home loan? Connect with Lee Rosenfeld and the team at Innovative Home Loans to book your choice of a First Home Buyer Discovery Call, Home Loan Discussion, Home Loan Meeting, or Home Loan Review here: https://outlook.office.com/book/hghjg@innovativehl.com.au/?ismsaljsauthenabled

In Part 1, Lee and Aaron unpacked the fundamentals of property tax planning, including depreciation schedules, repairs vs renovations, and the pitfalls of tainting loans. They also explored how accountants can guide investors through negative gearing, capital gains, and compliance strategies to protect wealth and minimise tax.

In Part 2, we take the conversation further with Aaron Roberts from Delante Accountants, diving into advanced topics that every property investor and business owner should understand. From debt recycling and investment loan structuring to choosing the right ownership entity—whether in your own name, a trust, or a company—Aaron explains how the right setup can maximise tax benefits and protect your assets.

We also break down the complexities of self-managed super funds (SMSFs), including what you can and can’t invest in, compliance requirements, and when it makes sense to establish one.

Throughout the episode, Lee and Aaron highlight the importance of building the right financial team from accountants, brokers, advisors, and solicitors so that they can work with you, to support your long-term wealth goals.

Whether you’re just starting your property investment journey or expanding your portfolio, this episode is packed with strategies to help you avoid costly mistakes, structure your investments wisely, and plan for financial success.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Aaron Roberts | Delante Accountants

https://www.delanteaccountants.com.au/

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

-> Ready to make confident decisions about your home loan? Connect with Lee Rosenfeld and the team at Innovative Home Loans to book your choice of a First Home Buyer Discovery Call, Home Loan Discussion, Home Loan Meeting, or Home Loan Review here: https://outlook.office.com/book/hghjg@innovativehl.com.au/?ismsaljsauthenabled

Are you making the most of your property investments? Do you really understand how tax strategies like negative gearing and capital gains impact your wealth? And when’s the right time to switch accountants—or find one that actually gives you the right advice?

Host Lee Rosenfeld, Director and Experienced Mortgage Broker from Innovative Home Loans sits down with Aaron Roberts from Delante Accountants to explore the critical role accountants play in property investment, business finance, and tax planning. They uncover why choosing the right accountant is one of the most important financial decisions you’ll ever make and how it can directly impact your wealth, compliance, and peace of mind.

Aaron shares practical accounting insights for property investors and business owners, from switching accountants and streamlining compliance to structuring investment properties, reducing capital gains tax, and leveraging negative gearing effectively. The discussion also covers depreciation, superannuation contributions, and long-term financial planning, with real-world examples that show how the right strategies can save you thousands.

Whether you’re buying your first investment property, juggling multiple portfolios, or running a growing business, this episode delivers actionable advice on property finance, tax minimisation, and accounting strategies to help you maximise returns and plan for the future.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Aaron Roberts | Delante Accountants

https://www.delanteaccountants.com.au

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

In part two of this episode, host Lee Rosenfeld sits down with Jasmine Quirk, Head of Property Management at Matt Black Property, who brings over 12 years of real estate experience to the table. Together, they dive deep into the world of property management, uncovering what landlords often get wrong, what tenants really want, and the strategies that separate successful property investors from the rest.

This episode tackles some of the biggest challenges in property management, starting with the common mistakes investors make when relying too heavily on sales agents for rental appraisals. Jasmine explains why the very first inspection is the most important one of a tenancy and how it sets the tone for the entire rental relationship. The discussion also explores how landlords can build stronger, more trusting connections with their tenants—an approach that not only protects rental income but also preserves the long-term value of the property.

Lee and Jasmine cover the dangers of unrealistic rental estimates and how investors can safeguard their purchases, the hidden costs of property ownership and why every landlord needs a rainy-day fund, as well as the critical role that timely, high-quality repairs play in shaping tenant satisfaction and long-term returns. Jasmine closes off with how the frequency and quality of inspections can make or break the condition and therefore, the value of a property.

Whether you’re a seasoned investor, a first-time landlord, or simply curious about the rental market, this conversation shines a light on the strategies and pitfalls that define successful property management.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Jasmine Quirk | Mattblak Property

https://www.mattblakproperty.com.au/645641/jasmine-quirk

In this episode, Lee Rosenfeld sits down with Jasmine Quirk, Head of Property Management at MattBlak Property, who brings over 12 years of real estate experience. Together, they unpack why property management is one of the toughest jobs in real estate, the unique challenges managers face, and the critical role they play balancing landlords’ expectations with tenants’ needs.

Lee and Jasmine unveil the highs and lows of managing investment properties in today’s market. Jasmine shares the day-to-day challenges property managers face, from mediating disputes to navigating sensitive situations with both landlords and tenants. She explains how property managers juggle expectations, ensure legal compliance, and maintain strong communication while keeping investment goals front of mind.

Listeners will also gain clarity on the latest legislation changes affecting landlords and renters — including updates on pets in rentals, rent increases, tenant protections, and how new laws are shaping the responsibilities of owners. Jasmine offers practical advice for investors on how to choose the right tenants, understand the importance of thorough property maintenance, and build stronger long-term relationships with their managers.

Whether you’re a property investor looking to maximise your returns, a tenant curious about the other side of the rental process, or simply someone interested in the evolving landscape of real estate, this episode delivers honest insights, professional tips, and a deeper appreciation for the work that goes into successful property management.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Jasmine Quirk | Mattblak Property

https://www.mattblakproperty.com.au/645641/jasmine-quirk

This episode is the final part of a special 4-part renovation series on "The Property and Lending Podcast" , hosted by Director Lee Rosenfeld, a Finance Broker from Innovative Home Loans. Across the series, Lee brings together some of the best in the business to explore every stage of the renovation journey—from building and designing to landscaping and pools. You'll hear from industry pros like Trent Sacilotto (Madhaus), Dan Payn (My Thred Built), Mark Sadler (Seascapes) & Kate Lainson (Cronulla Pools),each offering practical insights and behind the scenes stories from their perspective of the property world.

In this episode, Lee sits down with Trent, founder of Madhaus Building Design and The Grey Creative Studio in Caringbah (where these podcasts are recorded) that’s grown from a modest co-working space into a thriving hub for events, podcasts, photography and collaboration.

Lee explores Trent’s dual roles as a building designer and studio owner, diving deep into the building design process and what clients should know before starting a project. Trent shares practical advice on everything from initial planning to final execution, emphasizing the importance of early engagement, honest communication, and realistic budgeting.

Lee asks Trent to break down the real differences between architects and building designers, and shares when it makes sense to work with each. They cover topics like common “traps” people fall into, like rushing through decisions, getting overwhelmed by clashing Pinterest ideas, or trying to manage the whole project on their own.

Trent advises how to manage costs effectively without sacrificing quality, and why avoiding structural changes or moving plumbing can be critical in renovations. He also warns against poor communication between clients, designers, and builders, and explains how on-site changes without design oversight can compromise a project’s outcome.

Whether you're planning a renovation, a new build, or just exploring your options, this episode is full of honest insights and practical tips to help you make informed decisions and achieve better results in your next project.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Trent Sacilotto | Madhaus

⁠https://www.madhaus.com.au/⁠

The Grey Creative Studio

https://www.thegrey.au/

Kate Lainson | Cronulla Pools

⁠https://cronullapools.com/⁠

Dan Payn | My Thred Built

⁠https://mythred.com.au/⁠

Mark Sadler | Seascapes

⁠https://www.seascapes.au/⁠

This episode is part 3 of a special 4-part renovation series on "The Property and Lending Podcast" , hosted by Director Lee Rosenfeld, a Finance Broker from Innovative Home Loans. Across the series, Lee brings together some of the best in the business to explore every stage of the renovation journey—from building and designing to landscaping and pools. You'll hear from industry pros like Kate Lainson (Cronulla Pools), Trent Sacilotto (Madhaus), Dan Payn (My Thred Built) & Mark Sadler (Seascapes), each offering practical insights and behind the scenes stories from their perspective of the property world.

In this episode Lee sits down with Kate Lainson from Cronulla Pools, diving into the full process of pool design and construction. Listeners will gain valuable insights into how client expectations have evolved, why pool sizes are shifting, and how local planning laws and the rise of duplexes in the Shire are reshaping backyard possibilities. Kate also unpacks the impact of COVID-related delays and price surges, while offering advice on managing fears around unknown costs like excavation.

Lee and Kate also explore what’s trending in pool design, including curves, crazy paving, spas, and heating options, and why a detailed brief with must-haves, wants, and a clear budget sets the foundation for success. Kate offers insight into client fears, transparency around quotes, and how smart builder software keeps projects running smoothly.

From pool slides and water features to compliance, fencing regulations, and backyard transformations, this episode is a must-listen for anyone looking to create a pool that brings lasting memories and real lifestyle value.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Kate Lainson | Cronulla Pools

⁠https://cronullapools.com/⁠

Trent Sacilotto | Madhaus

⁠https://www.madhaus.com.au/⁠

Dan Payn | My Thred Built

⁠https://mythred.com.au/⁠

Mark Sadler | Seascapes

⁠https://www.seascapes.au/⁠

This episode is part 2 of a special 4-part renovation series on "The Property and Lending Podcast" , hosted by Director Lee Rosenfeld, a Finance Broker from Innovative Home Loans. Across the series, Lee brings together some of the best in the business to explore every stage of the renovation journey—from building and designing to landscaping and pools. You'll hear from industry pros like Mark Sadler (Seascapes), Kate Lainson (Cronulla Pools), Trent Sacilotto (Madhaus) & Dan Payn (My Thred Built), each offering practical insights and behind the scenes stories from their perspective of the property world.

In this episode, Lee sits down with Mark Sadler from Seascapes, an experienced outdoor builder to explore the evolving landscape of the industry—literally and figuratively. Mark discusses the noticeable shifts in client expectations, council requirements, and design trends, highlighting how modern outdoor spaces are shaped by both regulation and creativity.

From the rise of retaining walls as a structural and aesthetic feature to the debate between artificial turf and natural lawn, Lee and Mark dive deep into what’s most cost-effective, visually impactful, and sustainable. They explore how social media drives trends and why low-maintenance, well-planned gardens are in demand. Mark also discusses whether installing fire pits, pizza ovens, saunas, or ice baths makes a difference to your property’s value.

With real world examples from projects in the Shire, Lee and Mark have a great discussion on budgeting, compliance, and functional design. This episode provides valuable advice for homeowners, builders, and landscapers. Whether you’re planning your dream yard in the Sutherland Shire or navigating the complexities of council certifications, this conversation is packed with experienced guidance, practical tips, and a clear message.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠⁠https://www.innovativehomeloans.com.au/⁠

Mark Sadler | Seascapes

⁠https://www.seascapes.au/⁠

Kate Lainson | Cronulla Pools

⁠https://cronullapools.com/⁠

Trent Sacilotto | Madhaus

⁠https://www.madhaus.com.au/⁠

Dan Payn | My Thred Built

⁠https://mythred.com.au/⁠