In this episode: envisioning, thinking BIG about life, redefining hard work, Mindful FIRE, rediscovering true priorities, and choosing Slow FI with Nic Ferry

Join us for a live envisioning workshop Friday Aug 14th to think BIG about what you want for your post-FI life so you can start living it now. Learn more & sign up.

Episode Summary

Nic Ferry shares how coaching, mindfulness, and envisioning helped him move from workaholic striving toward a more intentional life. He describes finding the “impossible” house, getting a military move paid for, choosing family over chief resident status, and creating opportunities in obstetric anesthesia and international medicine.

Guest Bio

Nic Ferry is a physician, anesthesiology resident, father of three, and Adam’s first coaching client. His path blends financial independence, family-centered decision-making, and a growing commitment to low-resource medicine abroad.

Resources & Books Mentioned

• FI Life Jumpstart
• Ask What’s Possible Workshop
• The Alchemist by Paulo Coelho
• The Gap and The Gain by Dan Sullivan and Dr. Benjamin Hardy
• The Simple Path to Wealth by JL Collins
• The White Coat Investor by Dr. James M. Dahle

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

In this episode: financial independence, life design, envisioning, mini experiments, asking what you actually want with Adam Coelho

Episode Summary

Adam explores the deeper question that comes after building financial freedom: what do you want that freedom to make possible? Through three anonymized stories, he shows how FI can create options, but clarity comes from envisioning, experimenting, and choosing a new story before life defaults into “one more year syndrome”

Resources & Books Mentioned

• Free FI Life Jumpstart Exercise
• Ask What’s Possible Workshop
• “The Predicting Brain” by Regina Pally

In this episode: the hidden grief of job loss, rebuilding your identity, five-question career clarity, relationship-first job searching, financial resilience with Michelle Schafer

Episode Summary

Losing your job may be a business decision, but it creates a deeply human loss. Career transition coach Michelle Schafer reveals the shock, shame, betrayal, and identity struggles people rarely discuss—and explains how to move from emotional recovery to career clarity, strategic networking, and new possibilities.

Guest Bio

Michelle Schafer is an Ottawa-based career transition coach, author, and certified grief companion. After experiencing two restructurings, she built a coaching practice that helps people recover from job loss, identify energizing work, and navigate their next move with purpose.

Resources & Books Mentioned

• Cultivating Career Growth: Navigating Transitions with Purpose by Michelle Schafer
• Michelle’s Career Focus Framework
• Calm meditation app
• Ask What’s Possible exercise

Guest Contact Information

• Website
• LinkedIn

Key Takeaways

• Job loss is disenfranchised grief; acknowledge the emotions and find support before rushing into tactics.
• Updating your résumé is premature until you define a target using Michelle’s five career-reflection questions.
• Relationships, recruiters, and focused outreach are more effective than sending hundreds of applications.
• Taking a bridge job is not failure; set a timeline and keep pursuing work aligned with your priorities.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

In this episode: mindful awareness, breath meditation, returning from distraction, letting go, daily intention

Episode Summary

Adam Coelho leads a seven-minute practice for resting in present-moment awareness. Using the breath as an anchor, listeners practice noticing distraction with kindness, beginning again, and setting an intention for the day.

Resources & Books Mentioned

• Mindful FIRE Legends community

In this episode: women and money, defining enough, Rich & Radiant, Splendor Week, building wealth without burnout with Liz Carroll

Episode Summary

Liz Carroll returns to share Rich & Radiant and her mindful approach to helping high-performing women turn income into wealth. She and Adam explore money safety, enoughness, values-based life design, and intentional scheduling.

Guest Bio

Liz Carroll is a financial coach, life coach, yoga/meditation teacher, and founder of Mindful Money Coaches. After reaching FI at 48, she helps high-performing women redefine wealth with calm, clarity, and intention.

Resources & Books Mentioned

• Rich & Radiant by Liz Carroll
• Free to Focus by Michael Hyatt
• Mindful FIRE episode 200
• BeRichAndRadiant.com
• Calendly, Mindvalley, Headspace, Insight Timer
• Mindful FIRE Legends
• Free Envisioning Guide

Guest Contact Information

• Website: mindfulmoneycoaches.com
• Instagram: @mindfulmoneycoaches
• LinkedIn: Liz Carroll

Key Takeaways

• Liz starts money work with body safety and mindfulness before spreadsheets.
• “Enough” must be defined personally before calculating a FIRE number.
• Her Splendor Week protects Grandma Thursdays, client slots, and white space.
• Adam’s coaching moment reframed burnout as a schedule-design problem.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

In this episode: guided meditation, visualizing an ideal day, setting an intention with Adam Coelho

Episode Summary

A short guided meditation recorded with the Mindful FIRE Legends community. You’ll start by settling into the body and breath, noticing how you’re arriving, and practicing returning kindly when the mind wanders. Then you’ll shift into a visualization: imagine an ideal day where you’re financially independent and free to choose how you spend your time. You’ll explore what you’re doing, who you’re with, and how you want to feel—then close by choosing one small intention to live into today.

Resources & Books Mentioned

• Free Envisioning Guide - mindfulfire.org/start
• Join Mindful FIRE Legends - MindfulFIRE.org/join

Key Takeaways

• Use three deep breaths to arrive, then “begin again” each time distraction appears.
• “Financial independence” can be used as a visualization container to explore values, not just numbers.
• Make the ideal day vivid by tracking sensations: where you are, who you’re with, and how you feel.
• End with one concrete intention: a single action you can try today that aligns with the vision.

In this episode: Google layoffs, globally work optional FIRE, Taiwan and Portugal FIRE numbers, Coast FI, finding a meaningful calling with Erika Ho

Episode Summary

Erika Ho shares how being laid off from Google created both stress and relief—and gave her space to build a life beyond corporate achievement. She explains “globally work optional,” the realization that her family could retire now in places like Taiwan or Portugal, and how that clarity helped her go all in on financial coaching. Erika and Adam also explore Coast FI, slowing down, and using mindfulness to hear what life is calling you toward.

Guest Bio

Erika Ho is a former Google data scientist and marketing analytics professional who now runs Holy Path to FIRE, a financial coaching business helping people pursue financial independence with more clarity, meaning, and intention.

Resources & Books Mentioned

• Mindful FIRE Envisioning Guide
• Holy Path to FIRE
• Erika's Layoff Checklist
• Erika Ho on LinkedIn

Erika Ho's Contact Information

• Website
• LinkedIn
• Instagram

Key Takeaways

• A layoff can reveal relief beneath fear when you realize you no longer have to pretend a path fits.
• “Globally work optional” expands FIRE beyond one expensive location and creates more choices now.
• Coast FI can be permission to pursue a meaningful “holy path” instead of waiting for a Fat FI number.
• Getting quiet—through walks, meditation, or time off—creates space to hear the whispers of what you want.

Join the Mindful FIRE Legends community at MindfulFIRE.org/join.

In this episode: mindfulness meditation, checking in with body and mind, anchoring on the breath, working with distraction, setting intentions

Episode Summary

A short guided mindfulness practice recorded live in the Mindful FIRE Legends community. Adam welcomes you to settle into an alert-yet-relaxed posture, then gently guides attention from body and mind into the simple sensations of breathing. This meditation will leave you refreshed and present.

Guest Bio

Adam Coelho is the host of the Mindful FIRE Podcast and leads guided meditations in the Mindful FIRE Legends community.

Resources & Books Mentioned

• Mindful FIRE Legends community: https://mindfulfire.org/join
• Free Envisioning Guide: https://mindfulfire.org/start

Key Takeaways

• Begin by arriving: notice body sensations and how you’re showing up right now, with kind curiosity.
• Use the breath as an anchor (belly, chest, nose, or mouth)—wherever sensations are clearest in the moment.
• When distraction happens, name it gently and “begin again”; each in-breath is a fresh start, each out-breath a letting go.
• Near the end, set an intention for how you want to show up for yourself and others for the rest of the day.