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In today's episode, Chris and Danny discuss the pros and cons of purchasing a pinball machine. While pinball machines generally fit into the "arcade" category, many circles consider them to be collectible investments. But how good of an "investment" are they? What are the economics behind owning a pinball machine for home use? Is it worth purchasing one? Tune in to this episode to hear some of the ins and outs of owning a pinball machine.

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Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

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This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

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In today’s episode, Chris and Danny discuss how single premium immediate annuities (SPIAs) can fit into an overall financial plan. What are SPIAs, how do they work, and what are their potential advantages and drawbacks? Why might someone choose to use one as part of their retirement income strategy?

Chris and Danny also explore the use of cost-of-living adjustment (COLA) benefits with SPIAs. Although COLA options can provide increasing income over time, they are relatively uncommon in practice. Why is that, and is the tradeoff of accepting a lower initial income in exchange for future increases actually worth it?

If you’re willing to put on your nerd hat, this episode takes a deeper look at the math, tradeoffs, and planning considerations behind SPIAs and inflation-adjusted retirement income.

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

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In today's episode, Chris and Danny discuss newer options for tapping into your home's equity. These options are known as Home Equity Investments (HEIs) or Home Equity Agreements (HEAs). Rather than taking on debt to access home equity, as one might with a HELOC, homeowners can give a third party a claim on a percentage of their home's value in exchange for cash upfront. While the idea may seem interesting at face value, there is a lot more beneath the surface that you need to understand before considering one of these options. Make sure to listen to this episode before you, or anyone you know, commits to using an HEI or HEA!

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.