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In today’s episode, Chris and Danny discuss the government shutdown, its potential impact on your finances, and practical steps you can take to navigate the situation. Don’t lose hope, as there are always solutions to explore!

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Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

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This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

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In today's episode, Chris and Danny discuss the importance of intentional spending and prioritizing quality over quantity. Much of financial planning focuses on being frugal, spending less, and saving more. However, it's equally important to remember that we live in the present and shouldn't ignore our deeply held life goals. Sometimes, this mindset can feel counterintuitive or seem at odds with our current financial planning objectives.

Tune in to hear how to strike the right balance between smart financial planning and living a fulfilling life. You won't want to miss this conversation!

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

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This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In today's episode, Chris and Danny discuss the current challenging vehicle market, and how one can better navigate the process of buying a car. Topics discussed include: current interest rates, vehicle prices, strategic down payment strategies, new vs. used vehicles, the influential psychology of car sales tactics, common pitfalls to be aware of, and many other nuanced factors to consider. This is an episode you don't want to miss!

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In today’s episode, Chris and Danny discuss the new Tips Deduction that was introduced as part of the One Big Beautiful Bill Act. How does this new deduction work? What are the important rules to be aware of? What are the limitations? Does this new deduction make certain part-time jobs more attractive? This episode will answer these questions, and more!

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In today’s episode, Chris and Danny finish their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act).

In this third episode, they unpack several additional key updates: changes made to student loans and borrowing restrictions, expansion of the 529 plan, changes to AMT, Section 168 Bonus Depreciation for business owners, and the increase and permanence of the estate & gift tax lifetime exemption.

This episode aims to provide a clear overview, not personalized tax advice. Tax changes can be complex and may affect individuals differently depending on income, filing status, and other eligibility factors. Consult with a tax professional before making any important tax decisions.

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In today’s episode, Chris and Danny continue their discussion around the new tax legislation (i.e., The One Big Beautiful Bill Act).

In this second episode, they unpack several additional key updates: the expansion of the QBI deduction, expansion of the child tax credit, increased contribution limits to child and dependent care FSAs, and important changes to the premium tax credit for health insurance premiums.

This episode aims to provide a clear overview, not personalized tax advice. Tax changes can be complex and may affect individuals differently depending on income, filing status, and other eligibility factors. Consult with a tax professional before making any important tax decisions.

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In today's episode, Chris and Danny begin a two-part series exploring what’s inside the new tax legislation (i.e., The One Big Beautiful Bill Act) that's been making headlines.

In this first episode, they unpack several key updates: the permanent extension of the TCJA tax brackets, a modest bump in the standard deduction, and notable changes to itemized deductions—including a higher SALT cap, newly deductible private mortgage insurance (PMI), and an adjusted charitable giving threshold. They also touch on a new group of below-the-line deductions, like those for tips, overtime, auto loan interest, and enhanced deductions for seniors.

This episode aims to provide a clear overview—not personalized advice. Tax changes can be complex and may affect individuals differently depending on income, filing status, and other eligibility factors. This episode is all about laying the groundwork for understanding what’s changed and what might be worth a closer look.

Let’s dive in!

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.

Send us a text

In this episode, Chris and Danny sit down with Shawn Surmick, founder of Reserved Investments, for an insightful deep dive into the world of collectible investing. From vintage toys, graded video games, and LEGO sets to rare coins and fine art, Shawn breaks down the unique challenges and opportunities in this highly speculative market.

You'll learn how valuation in collectibles differs dramatically from traditional assets, the difference between a collectible and an antique, and what factors might make an item "investment-grade." Shawn also shares his perspective on the mindset differences between collectors and investors, strategies for passing collectibles on to heirs, and how much of your net worth (if any) should be tied up in these highly speculative alternative assets.

Whether you're a seasoned collector, a curious investor, or just intrigued by the world of high-value nostalgia, this is a conversation you won’t want to miss.

Support the show

Support the Show:
patreon.com/TheFinancialPhilosophers

If you would prefer the video version of this podcast, join us on our YouTube channel over at
https://www.youtube.com/@financialphilosophers

To contact us for Interviews or Business Inquiries, please refer to the About page of our Youtube channel.

--------------------------------------------------------------------
This podcast is for informational purposes only and should not be considered or regarded as personalized investment or financial advice. All opinions expressed by Chris, Danny, and any guests are solely their own opinion. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided from this program (including any information that may be accessed through this website) is not directed at any individual, investor, or category of individuals or investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities.