In this episode, Jason Nagel of Three60 Wealth unpacks the crucial difference between financial advice and true financial planning, and why it matters more than you think. Most Canadians don't realize that financial advice is often reactive and surface-level, while financial planning is proactive, customized, and deeply rooted in understanding your full financial picture.

Jason also shares a powerful tax-saving tip that could save you tens of thousands of dollars, especially if you own multiple properties like a principal residence, family cottage, or rental. Discover why tracking capital improvements and legal costs is essential for minimizing capital gains tax down the road, and how your principal residence exemption may not apply the way you think it does.

Want to know if you're getting advice or real planning? Download our free 20-point checklist at Three60wealth.ca/planning

For more insights, visit Three60wealth.ca

As a successful business owner, you’ve probably been pitched life insurance more times than you can count. Corporate-owned life insurance, overfunded policies, tax-free retirement income... the buzzwords never end. But is all this really in your best interest?

In this episode, we cut through the noise. Jason shares a candid perspective on the right and wrong ways life insurance is being sold to business owners today. He explains why insurance can be a powerful tool - when used correctly - and why the pitch often benefits the advisor more than the client.

If you’ve ever felt unsure whether your current advisor is selling or truly planning, this episode is for you.

Take our free 20-question self-assessment to see whether you're receiving financial advice or a true financial plan. This can be downloaded for free by visiting: Three60wealth.ca/planning

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You're a successful business owner. You've worked hard for years, and you’ve built strong relationships with advisors you like and trust. You feel like everything is in order and there's no need to look elsewhere.

But here’s the question: How much are you willing to lose if you're wrong?

At Three60 Wealth, we often meet families who believe they're well-planned. They have advisors. They have documents. Everything seems covered. But when we take a closer look, we frequently find gaps, because they’ve received financial advice, not financial planning.

There’s a big difference.

Years ago, Jason met two brothers who ran a successful construction rental company. They had holding companies, shareholder agreements, insurance, and more. On paper, everything looked great. But when Jason reviewed the details, nothing was coordinated. Despite great advisors, their plan wasn’t integrated.

That experience led to the creation of Three60 Wealth, a planning-first firm focused on truly understanding families and helping them make confident, coordinated decisions.

Curious if you’re getting advice or planning?

Take our FREE 20-point self-assessment at:

Three60wealth.ca/planning

It takes just 3 minutes and could change the way you view your current plan.

We’re here when you’re ready.

#WealthPlanning #BusinessOwners #FamilyOffice #Three60Wealth

In this episode of The Family Office Insider, we tackle a tough but essential question: If you were to pass away, would your spouse be able to manage the finances without you? For many families, the answer is no, and that creates a serious risk.

Jason shares real stories from clients who have experienced the devastating loss of the financially involved spouse, and how proper financial planning, not just advice, can make all the difference. You’ll learn the critical distinction between financial advice, which often focuses on selling products, and financial planning, which is deeply personal, family-focused, and built to support both partners, even in life’s most difficult moments.

Discover how a trusted planning partner can ensure your family’s financial life continues smoothly, no matter what happens. And be sure to check out our free 20-point self-assessment tool to find out whether you’re getting real financial planning or just generic advice.

Download the self-assessment here: three60wealth.ca/planning

In this episode, we unpack a critical distinction many successful families overlook: the difference between traditional financial advice and comprehensive financial planning.

Jason shares a real client story; an entrepreneur who sold his business and was left stranded with a generic financial “plan” from a large institution that lacked follow-through and adaptability. His situation highlights why more families are seeking personalized, proactive planning, not just templated advice.

If you've ever wondered whether you're truly being planned for or just advised, this episode will help you see the difference. Plus, learn how to access our free 20-point Financial Planning Checklist to evaluate your current advisor relationship.

Download the checklist at Three60wealth.ca/planning

It only takes 3–5 minutes and could completely change the way you approach your financial future.

There’s a big difference between getting financial advice and having a true financial plan, and many successful families don’t realize they’re only getting the former. In this episode, Jason Nagel shares a real-world story of a business owner who learned that difference the hard (and costly) way, missing out on $500,000 in tax savings simply because no one had done proper planning.

If you're unsure whether you're getting advice or real planning, visit Three60wealth.ca/planning to access our free self-assessment tool. It takes just a few minutes and could save you far more.

In this episode, we tackle an important question that many Canadians haven’t thought to ask: What’s the real cost of your financial advisor? And we’re not just talking about fees, we’re talking about missed opportunities, unnecessary taxes, and the difference between reactive financial advice and proactive, holistic financial planning.

Jason Nagel breaks down how to tell the difference between the two and why it matters, especially for high-net-worth families and business owners. If your current advisor is only talking to you once a year about your investment returns, you might be missing out on a much deeper and more strategic approach to building and preserving wealth.

To help you assess where you stand, we’ve created a free 20-point checklist that outlines the difference between financial advice and true financial planning. Download it now at: three60wealth.ca/planning

In this episode of the Family Office Insider podcast, Jason Nagel discusses a critical but often overlooked part of estate planning: preparing your children to responsibly manage the wealth they will eventually inherit. Jason shares practical strategies high-net-worth families can use to educate their kids about money management, taxes, investments, and working with professional advisors. He also highlights why early financial education is essential, not just for handling an inheritance, but for building lifelong financial competence.

Jason explains how involving your children in meetings with accountants and portfolio managers can demystify financial discussions and help them develop the confidence to make smart decisions. If you're looking for a planning-focused advisory firm that is not focused on product sales, visit three60wealth.ca to book a complimentary consultation.

Listen now to learn how to equip the next generation for success!