In this episode, Jason Nagel of Three60 Wealth unpacks the crucial difference between financial advice and true financial planning, and why it matters more than you think. Most Canadians don't realize that financial advice is often reactive and surface-level, while financial planning is proactive, customized, and deeply rooted in understanding your full financial picture.

Jason also shares a powerful tax-saving tip that could save you tens of thousands of dollars, especially if you own multiple properties like a principal residence, family cottage, or rental. Discover why tracking capital improvements and legal costs is essential for minimizing capital gains tax down the road, and how your principal residence exemption may not apply the way you think it does.

Want to know if you're getting advice or real planning? Download our free 20-point checklist at Three60wealth.ca/planning

For more insights, visit Three60wealth.ca

As a successful business owner, you’ve probably been pitched life insurance more times than you can count. Corporate-owned life insurance, overfunded policies, tax-free retirement income... the buzzwords never end. But is all this really in your best interest?

In this episode, we cut through the noise. Jason shares a candid perspective on the right and wrong ways life insurance is being sold to business owners today. He explains why insurance can be a powerful tool - when used correctly - and why the pitch often benefits the advisor more than the client.

If you’ve ever felt unsure whether your current advisor is selling or truly planning, this episode is for you.

Take our free 20-question self-assessment to see whether you're receiving financial advice or a true financial plan. This can be downloaded for free by visiting: Three60wealth.ca/planning

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You're a successful business owner. You've worked hard for years, and you’ve built strong relationships with advisors you like and trust. You feel like everything is in order and there's no need to look elsewhere.

But here’s the question: How much are you willing to lose if you're wrong?

At Three60 Wealth, we often meet families who believe they're well-planned. They have advisors. They have documents. Everything seems covered. But when we take a closer look, we frequently find gaps, because they’ve received financial advice, not financial planning.

There’s a big difference.

Years ago, Jason met two brothers who ran a successful construction rental company. They had holding companies, shareholder agreements, insurance, and more. On paper, everything looked great. But when Jason reviewed the details, nothing was coordinated. Despite great advisors, their plan wasn’t integrated.

That experience led to the creation of Three60 Wealth, a planning-first firm focused on truly understanding families and helping them make confident, coordinated decisions.

Curious if you’re getting advice or planning?

Take our FREE 20-point self-assessment at:

Three60wealth.ca/planning

It takes just 3 minutes and could change the way you view your current plan.

We’re here when you’re ready.

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