What happens when life changes unexpectedly and you suddenly have to rethink your financial future?

In this episode of Coached Soul, Dr. Steve Hudgins sits down with Leah Garcia for an empowering conversation about women, financial independence, wealth building, and taking control of your financial future.

Leah shares her personal journey from being a stay-at-home mom to becoming financially empowered, offering practical insights for women navigating major life transitions such as divorce, blended families, and starting over.

Together, they explore the importance of understanding your finances, overcoming fear around money, creating additional sources of income, and developing a clear spending plan. Leah also explains why financial transparency and having a strategy for your money can be essential when building greater security for yourself and your family.

The conversation goes beyond numbers. Leah and Dr. Steve also discuss the mindset required to face financial uncertainty, challenge limiting beliefs, and recognize opportunities during difficult transitions.

In this episode, you'll discover:

• How divorce and major life transitions can change your financial priorities
• Why financial independence is important for women
• How to overcome fear and limiting beliefs around money
• The importance of having a clear spending plan
• Ways to explore side hustles and additional income opportunities
• Why financial transparency matters in relationships and families
• How blended families can create additional financial considerations
• Why taking control of your finances starts with understanding where you stand
• How mindset can influence your approach to wealth building
• Practical steps toward creating a more secure financial future

Key Moments:

00:00 Financial differences in marriage

03:41 Discussing Challenges in Marriage

06:59 Single parent empowerment journey

12:09 Handling small things with care

15:30 Financial planning before marriage

19:50 Advice on wedding budgeting

22:19 Importance of life insurance

24:43 Discussing prenups and estate planning

Whether you're going through a major life transition, rebuilding after divorce, managing finances in a blended family, or simply looking to become more financially independent, this conversation offers practical ideas and encouragement for taking greater ownership of your financial future.

Financial empowerment isn't just about having more money. It's about having the knowledge, confidence, and plan to make informed decisions about your future.

Tune in to Coached Soul for Leah Garcia's perspective on money, mindset, independence, and building wealth.

About the guest:

Leah Garcia is a Wealth and Legacy Strategist with The Miliare Group and the creator of The Dynasty Builder approach to financial planning. With more than two decades of experience in financial services, she works with individuals, families, entrepreneurs, and business owners to bring greater clarity and intention to wealth building, protection, retirement planning, and generational legacy. Her approach emphasizes coordinating financial strategy with the appropriate legal, tax, insurance, and estate-planning professionals so that wealth is not simply accumulated, but thoughtfully protected and transferred to future generations.

How to connect Leah :

Website : https://leahgarcia.io/

LinkedIn: https://www.linkedin.com/in/leahgarciaceo/

Facebook: https://www.facebook.com/Leahgarciaceo

About Coached Soul™:

Coached Soul™ is an empowering podcast hosted by Dr. Steve Hudgins, a mental health professional and author, and co-hosted by Kenya Whaley, a transformational therapeutic coach. With a focus on self-improvement, Dr. Steve covers many topics, including mental health, relationships, education, and more. He fearlessly tackles sensitive subjects like depression and anxiety, creating a safe space for open conversations. They offer valuable insights and lessons through podcast but a supportive community that inspires personal growth and provides the necessary resources for transformation. Their expertise and genuine approach make Coached Soul a must-listen for anyone seeking to improve their life.

For more details, visit https://coachedsoul.com/

What happens when you grow up in circumstances that seem to define your future, but you decide to create a different path?

In this episode of Coached Soul, Dr. Steve Hudgins sits down with Leah Garcia, a “Dynasty Builder,” to explore her journey from childhood poverty and family adversity to building wealth, resilience, and a new future for her family.

Growing up on the east side of San Jose, Leah experienced poverty, family addiction, abuse, and circumstances that could have shaped the trajectory of her life. Through courage, determination, education, and the influence of important mentors, she began making different choices and breaking patterns that had been passed down through her family.

Leah openly shares the challenges she faced, the lessons she learned through adversity, and how she moved from simply surviving to creating greater financial security and opportunity. Her story highlights the power of recognizing inherited patterns, redefining what is possible, and becoming intentional about the future we create for ourselves and those who come after us.

• How childhood circumstances can shape our beliefs about ourselves and our future
• The impact of poverty, addiction, and family patterns on personal development
• Why breaking family cycles often begins with one courageous decision
• The powerful role mentors can play in changing the direction of a person's life
• How Leah moved from survival toward financial empowerment
• Why redefining your relationship with success and wealth matters
• How adversity can become a catalyst for personal growth and transformation
• What it means to build a different future for the next generation

Key Moments:

00:00 Childhood questions about wealth disparity

03:21 Feeling out of place growing up

08:16 Childhood experiences with shame

12:13 Supportive teachers during tough times

14:57 Leaving for College at 18

19:20 Taking in sister's children

20:29 Persevering through challenges

25:21 The power of relatable mentorship

27:34 Mental health journey advice

Leah's story is ultimately about more than wealth. It's about choice, resilience, courage, and the decision to become the person who changes the trajectory of a family.

Whether you're overcoming difficult circumstances, working to break generational patterns, or trying to create a better future for your family, this conversation offers a powerful reminder:

Where you start does not have to determine where you end.

Tune in to Coached Soul for an inspiring conversation about moving from survival to wealth, breaking family cycles, and creating a new legacy.

About the guest:

Leah Garcia is a Wealth and Legacy Strategist with The Miliare Group and the creator of The Dynasty Builder approach to financial planning. With more than two decades of experience in financial services, she works with individuals, families, entrepreneurs, and business owners to bring greater clarity and intention to wealth building, protection, retirement planning, and generational legacy. Her approach emphasizes coordinating financial strategy with the appropriate legal, tax, insurance, and estate-planning professionals so that wealth is not simply accumulated, but thoughtfully protected and transferred to future generations.

How to connect Leah :

Website : https://leahgarcia.io/

LinkedIn: https://www.linkedin.com/in/leahgarciaceo/

Facebook: https://www.facebook.com/Leahgarciaceo

About Coached Soul™:

Coached Soul™ is an empowering podcast hosted by Dr. Steve Hudgins, a mental health professional and author, and co-hosted by Kenya Whaley, a transformational therapeutic coach. With a focus on self-improvement, Dr. Steve covers many topics, including mental health, relationships, education, and more. He fearlessly tackles sensitive subjects like depression and anxiety, creating a safe space for open conversations. They offer valuable insights and lessons through podcast but a supportive community that inspires personal growth and provides the necessary resources for transformation. Their expertise and genuine approach make Coached Soul a must-listen for anyone seeking to improve their life.

For more details, visit https://coachedsoul.com/

What if getting older isn't about slowing down, but about becoming more intentional about how you live?

In this episode of Coached Soul, Dr. Steve Hudgins welcomes Dr. Kyle Hulsebus, a third-generation chiropractor, author, speaker, and health and human potential specialist, for a practical conversation about healthy aging, personal growth, mindset, and productivity after 40.

Dr. Kyle shares why lasting change isn't built on short bursts of motivation, but through consistency, intention, and meaningful habits. Together, Dr. Steve and Dr. Kyle explore how our beliefs about aging, success, and health can influence the way we live, and why small actions can create meaningful changes over time.

The conversation also highlights the importance of breathing, with simple practices such as taking three intentional deep breaths as a way to pause, reset, and become more present.

Whether you're over 40 or simply looking to build a healthier and more fulfilling life, this episode offers practical insights for creating sustainable habits, challenging limiting beliefs, and continuing to grow at every stage of life.

Key Learnings:

• Why consistency matters more than intensity when building healthy habits
• How motivation and inspiration can influence lasting change
• Why our beliefs about aging can shape our behavior and expectations
• How small, simple actions can support greater well-being
• The role of intentional breathing in creating a moment of calm and awareness
• How physical health connects with productivity and personal growth
• Why meaning and purpose are important for sustainable change
• How to continue growing and creating a fulfilling life at any age

Key Moments:

03:10 Corporate anatomy and functions

08:46 Creating 40 health and productivity tips

10:31 Finding true intention and purpose

14:40 Health and longevity tips

16:10 Taking a calming breath

19:40 Spiritual experiences and deep breathing

24:38 Questioning life's direction

You don't have to change everything at once. Sometimes meaningful transformation begins with one small action, repeated consistently.

Tune in to Coached Soul and discover practical ways to approach health, growth, and life with greater intention after 40.

About the guest :

Dr. Kyle Hulsebus is a health and human potential specialist, author, speaker, educator, and third-generation chiropractor based in Northern Illinois. His work takes a holistic approach to well-being, helping individuals and organizations create greater balance across the physical, mental, spiritual, and professional aspects of life. Through his speaking, consulting, and chiropractic practice, Dr. Kyle helps people move beyond simply reacting to their environment and develop greater self-awareness, health, productivity, and personal mastery.

How to connect Dr. Kyle:

Email: admin@drkylehulsebus.com

Website: https://drkylehulsebus.com/

About Coached Soul™:

Coached Soul™ is an empowering podcast hosted by Dr. Steve Hudgins, a mental health professional and author, and co-hosted by Kenya Whaley, a transformational therapeutic coach. With a focus on self-improvement, Dr. Steve covers many topics, including mental health, relationships, education, and more. He fearlessly tackles sensitive subjects like depression and anxiety, creating a safe space for open conversations. They offer valuable insights and lessons through podcast but a supportive community that inspires personal growth and provides the necessary resources for transformation. Their expertise and genuine approach make Coached Soul a must-listen for anyone seeking to improve their life.

For more details, visit https://coachedsoul.com/