🏡 *Still Think You’ll Qualify? Read This First* 👉 https://germyn.ca/6things☎️ *Think You’re Ready? Let’s Stress Test Your Plan* 👉 https://germyn.ca/connect🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEFirst-time home buyer in Canada? You might not be who you think you are. In 2025, the typical first-time home buyer in BC looks nothing like the outdated version you’ve been sold. They're older, wealthier, more stressed—and often not buying alone. If you're still picturing a 27-year-old sliding into their starter condo with 5% down, this video might shake your assumptions. Especially if you're buying real estate in BC, Vancouver, or Surrey, where prices are brutal and competition is fierce.This video flips the script on what it means to be a first-time home buyer in 2025. You’ll see why living in Surrey BC or White Rock means playing a new real estate game—with completely different rules. The cost of entry is high, but the strategy to get in doesn’t need to be overwhelming. You'll hear what’s actually working for people today: how they're qualifying, what’s helping them buy sooner, and how family, friends, and smart planning are changing everything.Think buying with others is weird? It might be your only option. Think you're behind? You’re likely right on time. Whether you’re buying your first home in Surrey BC, considering co-ownership, or navigating the new First Home Savings Account, this video’s for you. It’s not about hope. It’s about real numbers, real timelines, and a smart plan to actually win in this market. Especially if you're tired of advice that doesn’t work anymore.If you're looking to stop guessing and start moving, you’re exactly where you need to be.#firsttimehomebuyer#bcrealestate#surreybc#movingtosurrey#realestatecanada*CHAPTERS*📚 📒 📚00:00 - What does a first-time home buyer look like in 2025?00:55 - Why buying your first home in your 20s is rare now02:05 - How old is the average first-time home buyer in Canada?02:45 - What’s changed about how people buy their first home?03:15 - How do people afford to buy real estate in BC?03:50 - What strategies are buyers using to enter the market?04:25 - How do I know if I’m ready to buy a home?05:05 - Why mindset matters more than ever for home buyers05:40 - What kind of homes are first-time buyers fighting for?🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: homes@germyn.ca📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grantsEveryone's talking about a market crash—but are we actually in one? In this month’s Surrey & Fraser Valley real estate update, we unpack why home prices aren’t falling as fast as people think, and what’s really going on behind the headlines. Despite the media’s doom-and-gloom, condos in Surrey, townhomes, and detached homes are each telling a different story.We reveal the June 2025 real estate stats for the Fraser Valley and Lower Mainland, breaking down what’s holding prices steady in some areas—and why others are slipping. You'll hear real conversations about buyer hesitation, seller psychology, and how loss aversion is shaping today’s market. Most importantly, we explain why the phrase “market crash” is often misused—and what actually defines one.Is now the right time to buy? Or should you wait for interest rates to drop again? We talk about committed vs. curious sellers, rising inventory, and the sneaky reason your home might not be selling. If you’ve been wondering whether this slow summer market is the calm before the storm or the perfect buying window—this video is for you.And yes, we do talk beer.If you're serious about understanding Surrey real estate and want to make smart decisions this year, don’t miss this one.#surreyrealestate #fraservalleyhomes #bcmarketupdate #housingmarket2025 #realestatecrash🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREE*CHAPTERS*📚 📒 📚[00:00:00] Why Aren’t Home Prices Dropping Faster?[00:01:56] What Is (And Isn’t) a Real Estate Market Crash?[00:03:29] Fraser Valley & Surrey Housing Stats – June 2025[00:04:31] Are Entry-Level Homes Still Selling in This Market?[00:05:02] Year-over-Year Price Drops: Condos, Townhomes, Detached[00:07:04] Why Real Estate Prices Fall Slowly[00:08:24] Buyer & Seller Psychology in a Slow Market[00:11:47] Committed Sellers vs. Curious Sellers – What’s the Difference?[00:16:24] What a Real Market Crash Looks Like (And Why We’re Not There)[00:23:21] What Could Actually Shift the Housing Market in 2025?🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: homes@germyn.ca📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

If you’re staring down the barrel of a big loss on an investment property, don’t panic—get strategic.

In this episode, I sit down with Jimmy Letang from Achieve CPAs to break down three smart, legal, and often-overlooked strategies investors can use to offset significant losses when selling real estate. Whether you’re a seasoned investor, a homeowner-turned-landlord, or someone rebalancing your portfolio, this episode is packed with high-impact advice you need to hear before you sell.

We talk about:

• ✅ How to use losses to your advantage (and reduce your tax bill)

• ✅ The right way to structure a sale to unlock tax opportunities

• ✅ What most people miss completely when selling at a loss

This isn’t theory—Jimmy works with real clients every day who are navigating exactly this scenario. We get into the details without the jargon, so you can walk away with clarity and confidence.

If you or someone you know is holding a property that’s lost value, this could literally save tens of thousands of dollars.

👉 Listen now and protect your bottom line.

Be sure to share this episode with someone that needs to hear it!

💸 Grab *THOUSANDS* homebuyer cash (before someone else does) → https://germyn.ca/grants🧠 Buying soon? *Let’s outsmart the market* → https://germyn.ca/connect🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEThe GST removed on new homes in Canada might sound like a win for first-time home buyers in BC, but it’s also created a serious shakeup in the housing market that sellers aren’t ready for. This video breaks down how this new GST rebate for new construction is already shifting prices, buyer psychology, and market dynamics across Surrey, BC and other areas. If you're buying a new home in BC in 2025 or selling a near-new property, this video will change the way you think about real estate.Buyers are suddenly saving up to \$68,000 between GST rebates and the BC property transfer tax exemption. Sellers of homes only 1–5 years old? They're frozen out—literally. This new federal policy is causing a freeze effect in neighborhoods like Clayton, Pacific Douglas, and Central City, where buyers are skipping resale homes in favor of tax-free brand new ones.If you're wondering how this affects resale vs new home pricing, or what it means for the BC real estate market in 2025, keep watching. The numbers don’t lie—GST on new homes is gone, but so are your excuses to stay uninformed. From property tax savings to first-time home buyer incentives in BC, this is a bold policy shift that every buyer and seller needs to understand.Buying in Surrey BC? Selling in a post-GST-rebate market? Moving to Surrey or just curious how Mark Carney’s housing plan impacts real estate in BC? It’s all here.#GSTCanada #SurreyRealEstate #FirstTimeBuyerBC #BCRealEstate #NewHomeBC*CHAPTERS*📚 📒 📚[00:00:00] How BC First-Time Home Buyers Can Save $68,000 in 2025 [00:00:57] What Does Carney’s GST Rebate Mean for New Homes in BC? [00:02:04] How GST and Property Transfer Tax Changes Help BC Buyers [00:03:10] Why Builders Say the New GST Rebate Isn’t Enough [00:04:14] How the GST Rebate Is Hurting Home Sellers in BC [00:05:17] Should You Buy New Construction or a Resale Home in BC? [00:06:25] What Is the Freeze Effect in the BC Housing Market? [00:07:30] What Sellers Need to Know About This New Buyer Advantage [00:08:30] How to Make Smart Real Estate Moves After the GST Cut🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: homes@germyn.ca📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

Is the Real Estate Market Really Dead? Here’s What We’re Seeing Right Now

Everyone’s saying the real estate market is dead — but is it really? In this episode of Real Estate on Tap, we’re diving deep into the current state of the market in Surrey, White Rock, and beyond. We’re not just talking headlines; we’re breaking down the numbers, the inventory, and the actual experiences from the front lines.

🔍 What You’ll Learn in This Video:

• Are condo prices in North Surrey really plummeting?
• Why are detached home prices in South Surrey and White Rock rising despite the market slowdown?
• How inventory levels and days on market are impacting both buyers and sellers.
• The key factors keeping some properties stagnant while others still get offers.
• What you need to know if you’re planning to buy or sell in today’s market.

We’re also featuring a shoutout to White Rock Beach Brewing Company and sampling their North Bluff lager — because what’s real estate talk without a little local flavor?

Got questions about what’s really going on in the market? Drop them in the comments. Let’s talk real estate.

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEWhat happens when government policies try to fix one problem… but accidentally create another?In this episode of Real Estate on Tap, we dig into the lesser-talked-about ripple effects of recent housing measures — the kind that sound great in headlines but might be causing more harm than help behind the scenes.We break down:🏠 Why giving to one group often means taking from another in real estate🧨 The unintended consequences nobody seems to be talking about🗳️ How election season stirs up housing promises (again) — and what to watch for💡 The surprising ways policy shapes innovation in the housing marketThis isn’t a political rant — it’s a candid conversation from two real estate professionals who live and breathe this stuff every day. We’re not afraid to question the status quo and challenge ideas that don’t make sense.If you’re buying, selling, or just trying to make sense of real estate in 2025, this one’s for you. Hit play and stay ahead of the noise.#federalelection #canadianpolitics #election2025

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEA massive wave of mortgage renewals is coming, and homeowners need to be prepared. With nearly 20% of mortgages renewing from November 2024 to November 2025, the stakes have never been higher. In this video, we break down what’s happening, what you need to know, and how to navigate these changes.We’ll also cover key financial insights, mortgage strategies, and the latest updates from the British Columbia government’s 2025 budget meeting. If you’re a homeowner, buyer, or seller, this is essential information that could impact your next move.🏡 Have questions about your mortgage or the housing market? Let’s talk!📩 Contact us today for expert advice on buying or selling in BC.#RealEstate #Mortgages #HousingMarket #BCRealEstate #MortgageRenewal ​

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://taxbreaks.90daysout.ca/ Landlords in BC are leaving the real estate market in record numbers, and it's causing ripples throughout the rental housing ecosystem. If you're a tenant or property investor, you’ve likely noticed the impact of these shifts. This video breaks down the shocking data behind this exodus, the government policies driving landlords out, and the long-term consequences for BC’s rental market. From rental regulations introduced in 2024 to new challenges like four-month notice periods and limited rent increases, the reality is stark.For those navigating this changing landscape, we’ll explore the financial strain landlords face, the shrinking rental stock, and rising tenant competition. Discover how these changes impact property values, rental rates, and investment strategies in cities like Surrey, White Rock, and across BC. Whether you’re a tenant looking for housing or an investor deciding whether to stay in the market, this video offers critical insights to help you plan ahead.Don’t miss the deeper dive into rental trends and policies in the next video—subscribe and hit the notification bell to stay informed.