🏡 *Still Think You’ll Qualify? Read This First* 👉 https://germyn.ca/6things☎️ *Think You’re Ready? Let’s Stress Test Your Plan* 👉 https://germyn.ca/connect🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEFirst-time home buyer in Canada? You might not be who you think you are. In 2025, the typical first-time home buyer in BC looks nothing like the outdated version you’ve been sold. They're older, wealthier, more stressed—and often not buying alone. If you're still picturing a 27-year-old sliding into their starter condo with 5% down, this video might shake your assumptions. Especially if you're buying real estate in BC, Vancouver, or Surrey, where prices are brutal and competition is fierce.This video flips the script on what it means to be a first-time home buyer in 2025. You’ll see why living in Surrey BC or White Rock means playing a new real estate game—with completely different rules. The cost of entry is high, but the strategy to get in doesn’t need to be overwhelming. You'll hear what’s actually working for people today: how they're qualifying, what’s helping them buy sooner, and how family, friends, and smart planning are changing everything.Think buying with others is weird? It might be your only option. Think you're behind? You’re likely right on time. Whether you’re buying your first home in Surrey BC, considering co-ownership, or navigating the new First Home Savings Account, this video’s for you. It’s not about hope. It’s about real numbers, real timelines, and a smart plan to actually win in this market. Especially if you're tired of advice that doesn’t work anymore.If you're looking to stop guessing and start moving, you’re exactly where you need to be.#firsttimehomebuyer#bcrealestate#surreybc#movingtosurrey#realestatecanada*CHAPTERS*📚 📒 📚00:00 - What does a first-time home buyer look like in 2025?00:55 - Why buying your first home in your 20s is rare now02:05 - How old is the average first-time home buyer in Canada?02:45 - What’s changed about how people buy their first home?03:15 - How do people afford to buy real estate in BC?03:50 - What strategies are buyers using to enter the market?04:25 - How do I know if I’m ready to buy a home?05:05 - Why mindset matters more than ever for home buyers05:40 - What kind of homes are first-time buyers fighting for?🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: homes@germyn.ca📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grantsEveryone's talking about a market crash—but are we actually in one? In this month’s Surrey & Fraser Valley real estate update, we unpack why home prices aren’t falling as fast as people think, and what’s really going on behind the headlines. Despite the media’s doom-and-gloom, condos in Surrey, townhomes, and detached homes are each telling a different story.We reveal the June 2025 real estate stats for the Fraser Valley and Lower Mainland, breaking down what’s holding prices steady in some areas—and why others are slipping. You'll hear real conversations about buyer hesitation, seller psychology, and how loss aversion is shaping today’s market. Most importantly, we explain why the phrase “market crash” is often misused—and what actually defines one.Is now the right time to buy? Or should you wait for interest rates to drop again? We talk about committed vs. curious sellers, rising inventory, and the sneaky reason your home might not be selling. If you’ve been wondering whether this slow summer market is the calm before the storm or the perfect buying window—this video is for you.And yes, we do talk beer.If you're serious about understanding Surrey real estate and want to make smart decisions this year, don’t miss this one.#surreyrealestate #fraservalleyhomes #bcmarketupdate #housingmarket2025 #realestatecrash🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREE*CHAPTERS*📚 📒 📚[00:00:00] Why Aren’t Home Prices Dropping Faster?[00:01:56] What Is (And Isn’t) a Real Estate Market Crash?[00:03:29] Fraser Valley & Surrey Housing Stats – June 2025[00:04:31] Are Entry-Level Homes Still Selling in This Market?[00:05:02] Year-over-Year Price Drops: Condos, Townhomes, Detached[00:07:04] Why Real Estate Prices Fall Slowly[00:08:24] Buyer & Seller Psychology in a Slow Market[00:11:47] Committed Sellers vs. Curious Sellers – What’s the Difference?[00:16:24] What a Real Market Crash Looks Like (And Why We’re Not There)[00:23:21] What Could Actually Shift the Housing Market in 2025?🧑🏻‍💻 WEBSITE: germyn.ca📧 EMAIL: homes@germyn.ca📞 CALL: 604-670-7052*Don't be a stranger*If you want to know everything about *Surrey or White Rock BC* and the surrounding areas, then subscribe ▶ and tap the bell 🛎 for notifications, so you can be the first to know about the current market in *Surrey or White Rock BC* 😁_*All views, opinions and content in this channel is that of Darin Germyn and is not meant to provide personalized advice to the viewer. Please contact us directly to discuss your current situation or seek out the appropriate professionals._

If you’re staring down the barrel of a big loss on an investment property, don’t panic—get strategic.

In this episode, I sit down with Jimmy Letang from Achieve CPAs to break down three smart, legal, and often-overlooked strategies investors can use to offset significant losses when selling real estate. Whether you’re a seasoned investor, a homeowner-turned-landlord, or someone rebalancing your portfolio, this episode is packed with high-impact advice you need to hear before you sell.

We talk about:

• ✅ How to use losses to your advantage (and reduce your tax bill)

• ✅ The right way to structure a sale to unlock tax opportunities

• ✅ What most people miss completely when selling at a loss

This isn’t theory—Jimmy works with real clients every day who are navigating exactly this scenario. We get into the details without the jargon, so you can walk away with clarity and confidence.

If you or someone you know is holding a property that’s lost value, this could literally save tens of thousands of dollars.

👉 Listen now and protect your bottom line.

Be sure to share this episode with someone that needs to hear it!