Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode dives into one of the most common questions homeowners and investors ask: How do I know what my property is actually worth?
Whether you're considering refinancing, pulling equity for your next rental, or simply curious about market value — understanding how to properly evaluate your property's worth is essential.

We break down the right and wrong ways to determine value, including property tax assessments, HonestDoor, CMAs, appraisals, and the surprising pitfalls investors often miss. This episode is a must-listen for anyone planning to scale their portfolio in 2026.

• Why most homeowners use the wrong methods to determine value

• The four ways to determine your property's worth — ranked from worst to best

• The major problems with using property tax assessments

• How HonestDoor works and when it's helpful

• Why a Comparative Market Analysis (CMA) is the best free option

• When you need a formal appraisal and why banks won't accept one you ordered yourself

• How to properly compare homes (lot size, style, finishing level, location, age, etc.)

• How investors use valuation to pull equity and expand their portfolios

• Real examples from listeners in Red Deer County

• How to avoid wasting thousands on unnecessary refinancing mistakes

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta.
Through the REI Masters Mentorship Program, they help Canadians build long-term wealth through rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

Their daily podcast, The Real Estate Investing Morning Show, provides direct, no-nonsense guidance for thousands of Canadian investors every weekday morning.

Learn about our Mentorship Program:
https://www.reimasters.ca

Bookkeeping & tax help for investors (Finngo):
https://www.finngo.com/rei

Submit a question for the live show:
info@reimorningshow.com

Your property's value matters — but cash flow is your risk buffer.
The 5% Rule™ shows you exactly how to analyze a property's cash flow and determine whether it's a safe, storm-ready investment.

Order here:
https://a.co/d/7pDlPZh

(587) 377-8584
Facebook

https://calvinrealty.ca
Facebook

https://www.finngo.com/rei
Facebook

https://www.kbmortgages.ca
keaton@kbmortgages.ca
Facebook

403-278-0249
info@chmic.ca
FSRAO License Nos. 13267 & 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today we dive deep into the Edmonton real estate market with special guest Calvin Hexter, investor-focused realtor with Calvin Realty.
We break down what's really happening right now — rising days on market, price adjustments, balanced-market conditions, vacancy trends, and why December is actually Black Friday month for smart investors.

We also talk strategy: how to write offers today, extended possession advantages, tenant placement timing, foreclosure insights, and what to expect heading into 2026.

If you invest in Alberta or you're thinking about getting started, this is a can't-miss episode.

• Why Edmonton is shifting toward a balanced market and what that means for investors

• How November's data compares to last year: pricing, DOM, inventory, and migration

• Why December–March is one of the BEST times of the year to buy rental properties

• How to negotiate extended possession to avoid winter vacancies

• The power of pre-possession walkthroughs for tenant showings and property protection

• How Edmonton rents and vacancy are trending into 2025

• What types of deals investors are successfully buying right now

• Insider foreclosure insights: how they work, what to expect, and what NOT to assume

• Why rising interest-rate renewals likely won't create a foreclosure flood in 2026

• Holiday networking: how to naturally plant seeds for JV capital without being weird

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative strategies.

New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

📘 Get Wayne's Book — The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
This book teaches you the cash flow test behind every sustainable rental property.
👉 Purchase here: https://a.co/d/7pDlPZh

Learn about our Mentorship Program:
www.reimasters.ca

Bookkeeping & Tax for Real Estate Investors:
www.finngo.com/rei

Submit a Question for the Show:
info@reimorningshow.com

(587) 377-8584
Facebook

calvinrealty.ca
Facebook

www.finngo.com/rei
Facebook

www.kbmortgages.ca
keaton@kbmortgages.ca
Facebook

403-278-0249
info@chmic.ca
FSRAO Lic. 13267 & 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Every day, Canadian investors ask: "Should I buy a property with a basement suite?"
Today's episode breaks it down — the pros, cons, math, risk, tenant issues, and real-world examples.

We also tackle audience questions, including Infinite Banking, JV pitching energy, and how changing mortgage renewals will actually affect the market.

This episode is PACKED.

• Whether basement suites really increase cash flow the way investors think

• The actual math behind "two doors = more money"

• Why building a suite usually does NOT increase property value

• The #1 mistake new investors make with suited homes

• Real-life tenant issues: noise, mismatched lifestyles, turnover

• How to "match" tenants properly so suites run smoothly

• Why suited properties can be safer for beginners

• A brutally honest take on Infinite Banking

• Market outlook: mortgage renewals, variable rates, and what's actually likely

• Why enthusiasm matters when pitching joint ventures

• The difference between beginner math and investor math

• When to absolutely avoid adding a basement suite

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada.
Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes every weekday morning with real stories, coaching moments, and tactical investing advice.

⭐ Wayne's New Book — The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
Buy it here: https://a.co/d/7pDlPZh

Learn about our Mentorship Program: www.reimasters.ca

Bookkeeping & tax help for Canadian real estate investors:
www.finngo.com/rei

Submit a question for the live show:
info@reimorningshow.com

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
(587) 377-8584 • Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
calvinrealty.ca • Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting
www.finngo.com/rei • Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
www.kbmortgages.ca • keaton@kbmortgages.ca • Facebook

🏗️ Calvert Home Mortgage Investment Corporation
403-278-0249 • info@chmic.ca
FSRAO License Numbers: 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode features a special guest: Keaton Kirkwood, investor-focused mortgage broker and long-time friend of the show. Instead of the typical mortgage talk about rates, renewals, and predictions, Keaton breaks down something far more valuable:

The three choices he consistently sees successful real estate investors make — based on thousands of real investor files he's reviewed over the years.

This episode gives you a rare, behind-the-scenes look at what separates investors who grow stable, sustainable portfolios from those who stall out or crash and burn.

We also break down today's Bank of Canada announcement expectations, why adjustable-rate mortgages aren't as scary as people think, and some real talk about career changes, families, and avoiding burnout.

• The real three traits that successful real estate investors share

• Why the cautious-and-motivated partnership dynamic is a superpower

• How to involve your spouse (properly) so your portfolio doesn't blow up

• Why buying "cheap" properties is almost always a trap

• The difference between market appreciation vs. property-specific appreciation

• Why unique property characteristics (value drivers) matter more than purchase price

• The biggest mistake new investors make when they chase quick money

• How to filter every deal through your long-term goals

• Bank of Canada interest-rate expectations for 2026 and beyond

• Why adjustable-rate mortgages can be a strategic choice

• Real-life insight into the burnout cycle of work camps, rigs, and shift work — and how it affects investing success

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help for investors: www.finngo.com/rei
Submit a question for the live show: info@reimorningshow.com

📘 Get Wayne's Book — The 5% Rule™: A Real Estate Cash Flow Test for Canadian Investors
Buy it here: https://a.co/d/7pDlPZh

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
(587) 377-8584
Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
calvinrealty.ca
Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
www.finngo.com/rei
Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
www.kbmortgages.ca
keaton@kbmortgages.ca
Facebook

🏗️ Calvert Home Mortgage Investment Corporation
403-278-0249
info@chmic.ca
FSRAO License Numbers: 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

• How a random phone call from an old hockey buddy led to a boarded-up, shut-down property

• Why Alberta Health Services deemed the home uninhabitable

• How we acquired the property using a Vendor Take Back mortgage at 3%

• The exact renovation plan and how a JV partnership went sideways fast

• How poor finishing work nearly destroyed $100,000 in profit

• The creative exit strategy that saved the deal — including:

  • Selling via Agreement for Sale as the seller

  • Charging the buyer 5.5% interest while only paying ~3%

  • Creating $750/month cash flow with zero tenants

  • Recovering all trapped capital after a 36-month term

• How this deal taught us everything about partnerships, roles, responsibilities, and risk

• Why Wayne says: "I would never do this deal again… but I'm glad we did."

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through the REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning with real stories, coaching moments, and tactical investing advice.

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🔥 Buy Wayne's Book – The 5% Rule™ (Real Estate Cash Flow Test):
https://a.co/d/7pDlPZh

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

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Today we're diving deep into one of our favourite properties we've ever bought — a simple, no-frills single-family home that has delivered nearly a decade of stability, great tenants, minimal repairs, and excellent long-term performance.

We break down why this "vanilla" rental quietly became one of the best investments in our entire portfolio, why the tenant profile matters more than fancy finishes, and why boring real estate is often the best real estate.

We also open up about discipline, routine, the emotional side of entrepreneurship, and the surprising true origins of the Morning Show — including why Wayne struggles on weekends and how this podcast became a pillar in our lives.

A mix of mindset, fundamentals, and long-term strategy — this episode delivers powerful insights for investors at any level.

• Why this single-family home became one of our favourite properties ever

• The "vanilla property advantage" and why simple rentals often outperform trendy ones

• How choosing the right tenant profile leads to decade-long stability

• What long-term tenants taught us about true profitability

• Why this property required almost no repairs over the years (despite a rough move-out from the inherited tenant)

• The real emotional story behind Wayne's weekend routine struggles

• How the Morning Show started — and how it keeps Wayne disciplined and purposeful

• Why routine matters more than motivation

• How to evaluate deals using fundamentals, not emotion

• How boring, steady investments create wealth while flashy ones burn investors out

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

📘 Buy Wayne's New Book — The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
🔗 https://a.co/d/7pDlPZh

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode dives deep into how to confidently pitch a joint venture partner, even if you're newer, nervous, or feel like you "don't have enough experience yet."
Wayne delivers one of the most raw, honest explanations of what actually stops investors from raising capital—and what to do about it TODAY.

This episode is pure mindset meets tactical action, designed to help you break through the fear of rejection, build confidence, and start having real conversations that lead to real partnerships.

• The real reason most investors never raise JV capital

• Why confidence—not scripts—is what closes partners

• The #1 bottleneck preventing you from growing your portfolio

• How childhood experiences shape your fear of rejection

• The simple 3-step process for pitching any JV partner

• Why newsletters, websites & fancy branding are not the answer

• How to build trust even if you're brand new

• A realistic, repeatable script you can start using today

• The painful truth about why your friends & family haven't invested yet

• How to overcome insecurity and finally take action

Learn how to buy safer, higher-cash-flowing properties using a proven framework that protects you from risk.
Buy here: https://a.co/d/7pDlPZh

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.

New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax for investors: www.finngo.com/rei
Submit a question for the show: info@reimorningshow.com

📞 (587) 377-8584
🔗 Facebook

🌐 calvinrealty.ca
🔗 Facebook

🌐 www.finngo.com/rei
🔗 Facebook

🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today's episode was a full open-mic "dealer's choice" session — completely unscripted, high-value, and driven by listener questions. We covered everything from deal analysis feedback to refinancing strategies, investor psychology, and why most people follow the wrong trends at the wrong time.
If you're building a long-term, storm-ready portfolio, this episode is a must-listen.

• Why unscripted episodes often reveal the most important lessons for new investors

• The real difference between investors who survive downturns and those who don't

• How Wayne & Gabby built a resilient portfolio during the worst years in Alberta

• Why you should never follow the "hot trend" in real estate investing

• Pre-construction condos, promissory notes, MLI Select infills — and what investors got wrong

• How to evaluate coaching programs and avoid being sold hype

• Refinancing vs. HELOCs — which one is actually better and when?

• When it makes sense to break a fixed mortgage (and when it absolutely doesn't)

• How banks assess your ability to refinance a rental property

• Understanding debt servicing, loan-to-value limits, and equity positioning

• What happened on last night's REI Masters coaching call: RRSP decisions, market analysis, rent-to-owns, and comparing real MLS deals

• Why the 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors protects you from market cycles

Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

📘 Buy Wayne's New Book
The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors
👉 https://a.co/d/7pDlPZh

Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax Help (Finngo): www.finngo.com/rei
Submit a Question: info@reimorningshow.com

🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
(587) 377-8584
Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
calvinrealty.ca
Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
www.finngo.com/rei
Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
www.kbmortgages.ca
keaton@kbmortgages.ca
Facebook

🏗️ Calvert Home Mortgage Investment Corporation
403-278-0249
info@chmic.ca
FSRAO License Numbers: 13267 and 13268