In this episode of One Step Wealthier, I open up about a big realization I had on my FIRE journey—saving money, even on a low income, isn't enough. I share how I used to feel like a master saver, tucking away money even during call center jobs, only to find out that savings alone won’t build long-term wealth. We’ll talk about inflation (yes, the sneaky flatmate that eats your money), why your bank account isn’t your best friend, and how investing is the true game changer.

If you’ve ever wondered why your savings never seem to stretch as far as they used to, or how to actually grow your money even when you’re not earning much—this one’s for you. I’ll also ask the question: are you only saving, or are you investing too?

Let’s get One Step Wealthier, together.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

In this raw and real episode, I talk through all the jobs—yes, all of them—that helped me stay on track with my FIRE (Financial Independence, Retire Early) journey. From translation dreams crushed by reality, to countless call centers, barista gigs, flyer-handing, NGO fundraising, NHS interpreting, cat sitting, and finally landing in security—I’ve done it all.

If you think you need to be a tech bro or part of a DINK household to reach FIRE, this one’s for you. I’m a SINK (Single Income, No Kids), earning just above minimum wage in London, and still building my financial independence... with a bike and a lunchbox.

You’ll hear about:

• Why I left a career in translation (and why I keep trying to go back)
• The surprising lessons from call centers (and why your agent might’ve hung up on you)
• Why I chose gigs over corporate sales roles
• The truth about freelance translation, interpreting, and emotional burnout
• The value in “unprestigious” jobs—and what they’ve taught me

No shame. No filters. Just the real behind-the-scenes of what it takes to fund a FIRE journey when your salary isn’t in the top bracket.

💬 What’s the weirdest job you’ve ever taken to make some extra cash?

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

Think financial independence is only for tech bros and high-earning couples? Think again.

In this episode, I talk about pursuing FIRE (Financial Independence, Retire Early) on a modest income—on my own, living in London, without six-figure earnings or a partner to split bills with. I'm what you'd call a SINK: Single Income, No Kids.

I cover:

• Why FIRE often feels like a high-income club (and why it shouldn't)
• What it’s really like navigating FIRE circles and forums as a low earner
• Why I still believe FIRE is possible for me—and for anyone
• How I stay the course, even when the numbers feel slow

This one’s for anyone who’s ever felt like they don’t earn “enough” to be on the FIRE path. You don’t need a big salary. You need clarity, consistency, and your own version of freedom.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

In this episode of One Step Wealthier, I share the biggest lesson from a recent talk I gave to a group of women eager to invest—your 'why' matters more than the 'how'. Whether it's financial independence, personal freedom, or supporting loved ones, your motivation is the real engine behind consistent saving, investing, and personal growth. I dive into my own why—freedom to hike on my terms—and how clarity of purpose makes willpower almost unnecessary. Tune in to reflect on your own deeper reasons and get inspired to build habits that stick.

💡 Ask yourself: What do I want most deeply? What would I do if I didn’t need permission?

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

📘 Grab my free guide on “How to Start Investing Without Freaking Out”

This episode wasn’t planned—but life rarely is. A single email this morning pulled me back to 2018, to the middle of the Pacific Ocean, on a yacht I had no business being on.

With no sailing experience, not much swimming confidence, and a head full of doubts, I joined a 70-something New Zealander named Peter Mortimer on a voyage from Vanuatu to Australia. It changed me.

In this unscripted episode, I share what sailing taught me about fear, freedom, and the stories we tell ourselves about what’s "safe." I talk about:

• Doing things before you're ready (because you're never really ready)
• Letting go of the 9-to-5 blueprint and seeing new ways to live
• How less stuff = more freedom
• Money as a tool, not a finish line
• Why control is often an illusion—and that’s okay

This journey helped shape the person I am today. I hope it gives you a nudge to take your own leap, even if you’re not sure where you’ll land.

📸 Photos + article: Check my Instagram @onestepwealthier 💬 Coaching spots: DM me or email onestepwealthier@gmail.com if you're curious—no pressure.

🔗 Links Mentioned:

• Tamariki does Attenborough Among the birds at Chesterfield Archipelago (https://classicyacht.org.nz/wp-content/uploads/Issue-122.pdf)

Thanks for listening. Stay brave, stay curious—and stay wealthy in the ways that matter most.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

Ten years ago, investing felt like a secret language spoken only by men in suits. In this episode, I’m talking to the version of me that was too intimidated to even start—and to anyone else who thinks they’re not smart enough, too late, or not “finance-y” enough to invest.

This one’s especially for women who’ve been told money isn’t their thing. (Spoiler: it is.)

We’ll walk through:

• Why you don’t need to know everything before starting
• What to sort out before you begin (debt, emergency fund, etc.)
• The easiest way to open an account and pick your first fund
• Why consistency > intensity in investing
• How to avoid common scams and get-rich-quick traps

And if you’ve ever wished someone would just talk you through it, I’ve opened a few free coaching spots. Totally informal. Just email me at onestepwealthier@gmail.com or DM me on Instagram @onestepwealthier and we’ll chat.

You’ve got this—and I promise, your future self will thank you.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

In this episode, I take you all the way back to where my investing journey began. Spoiler: it wasn’t glamorous — it involved peer-to-peer lending platforms, random gold purchases, and a lot of confusion. I didn’t grow up around people who invested, and everything I know now was self-taught, often through trial and error.

I talk about:

• How I started with gold, silver, and even platinum
• The early mistakes that taught me the most (hello, P2P lending...)
• Why I avoided the stock market at first — and what changed

If you're new to investing or still feeling unsure, this one’s especially for you. It’s not too late, you’re not behind, and you don’t need a six-figure salary to start building wealth. Just take one step.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co

In this episode, I reflect on what it feels like when everyone around you seems to be checking off life milestones—weddings, babies, "proper" jobs—and you're walking a completely different path. My best friend is getting married soon, and it brought up a lot.

I talk about choosing freedom over expectations, solitude over convention, and how fulfillment can look very different from the traditional script. If you've ever felt behind, out of sync, or like you're blooming somewhere else, this one's for you.

Topics I Cover:

• Choosing freedom, not following a timeline
• Redefining what success means to you
• Walking away from a traditional career path (and not regretting it)
• The conversations that sting—but why they don’t define you

Listen in if you're:

• Feeling like you’re “late” in life
• Choosing an unconventional path
• Craving a reminder that your version of life is valid

And remember: Maybe you're not a late bloomer. Maybe you're just blooming in a quieter field.

📩 Want to chat about your money journey? I’m opening up a few free money coaching spots. DM me on Instagram @onestepwealthier or email onestepwealthier@gmail.com. No pressure—just a chat.

🌱 Want to start investing but feel overwhelmed? Download my free guide Start Investing Without Freaking Out here: onestepwealthier.carrd.co