Last week, I talked about lifestyle inflation — the sneaky way our spending rises with our income. This week, I’m flipping that idea on its head with something I call lifestyle deflation.

In this episode, I share how simplifying my life, working a low-pressure job, and hiking solo through the muddy wilds of Scotland taught me to appreciate real freedom and wealth. From wet tents to canned beans in a bothy, I learned that needing less isn’t a downgrade — it’s an upgrade in disguise.

If you’ve ever felt stuck chasing “more,” this one’s for you.

Have you ever caught yourself spending way more than you used to on basic items—like underwear—and wondered, "How did I get here?" In this episode, I dive into my personal experience with lifestyle inflation, sharing how easy it is to let spending creep upwards as your income grows.

Tune in to discover:

• Simple strategies to recognize and control lifestyle inflation in your own life
• Real-life examples that will make you laugh—and maybe cringe a little!

Whether you're new to managing your finances or have noticed your expenses steadily climbing, this episode is packed with relatable stories and practical advice to help you stay grounded financially.

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In this episode, I share an honest observation that started in an airport queue—with a woman holding a printed chart of gold prices. From airport lounges to village bars, it seems like everyone suddenly has an opinion on gold.

Why does this happen? And what does it really mean when an asset like gold becomes the center of casual conversation?

I explore what it might signal when an investment is on everyone’s lips, the psychology behind herd behavior, and how it contrasts with my own quiet strategy of buying undervalued stocks.

This isn’t financial advice—it’s just one long walk through the noise, and what I’ve been learning as I listen to it all.