There seem to be two seperate camps when it comes to money coaches...some are all about healing your inner child so you can manifest the life of your dreams, and the others are all savings jars, spreadsheets and budget planners. I don't think you can do one without the other! Even the gurus check their bank accounts, and if they don't then what will they do when they manifest their millions?

In this episode of My Happy Money Journey, Phoebe Blamey dives into why mindset work and manifesting are powerful… but not the whole game. There are your habits and systems as well, and we need to put it all together for the greater good. Because when we get our act together with our money it sets us free!

What we cover:

• Why manifestation alone won’t save your bank account

• Money wounds and how they can silently sabotage success

• The systems wealthy women use behind closed doors

• One small step you can take today to build confidence with money

• How to turn fear into financial momentum

If you’re ready to stop hoping for money and start inviting it in with clarity and confidence this one’s for you.

Looking for clarity in business? Book a call

Don't forget we have the spend cleanse going strong!

Thanks to the wonderful peeps at Forest Super Foods for their amazing product; here is your link

This week we are rebooting one of your favorite episodes. Here is to the financial Febfast you can take anytime!!

Here is a link to the 30 Day Spend Cleanse course designed for you to kick the low value spending habits and bring in some money joy!!

thank you to our sponsors at Entourage: https://entourage.com.au/

Ever wonder where your money disappears each month? Struggling with rising costs and wanting to break free from impulse spending?

In this episode, I’m sharing my journey through Financial FebFast, a simple but powerful spend cleanse designed to reset your money habits.

Think of it like a juice fast for your finances—not about restriction, but about cutting out spending habits that no longer serve you and making space for what truly brings joy. Inspired by the "Buy Nothing New" challenge nearly a decade ago, this has now become an annual tradition—and this year, I’m inviting you to join us.

A spend cleanse is the perfect financial reset, and I’ll guide you through:

✔ Setting a timeframe that works for you ✔ Defining what’s essential vs. what’s just a habit ✔ Identifying and tackling your spending triggers ✔ Finding creative, free alternatives to spending ✔ Tracking your progress and reflecting on what truly matters

This isn’t about deprivation it’s about intentionality. If you’re ready to spend smarter, save more, and find joy in what you already have, let’s do this together!

🔹 Listen now and take the first step toward your financial reset! 🔹 Give the quiz a go here and find your spending type &

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This is my very own story. It took me to sort my money out. I hid from it, I impulse shopped, I did a ton of low value spending...I never looked at my account unless I was transferring money at the checkout after my card declined.

I did ALL the dumb things.

and then I made a shift...and today I am sharing that with you.

I’m bringing it all together. This isn’t just about spreadsheets or financial hacks. It's three shifts (in no particular order) that changed my life and my money:

• The Emotional Shift moving from shame and fear into ownership and power.

• The Practical Shift building real systems, plugging leaks, creating cash cushions, and getting debt under control.

• The Identity Shift moving from “I’m hopeless with money” to “I know exactly where my money’s going.”

Because money isn’t about more stuff — it’s about more life.

It’s the last episode of the season, and I want to start with a huge thank you. This year we’ve covered it all: from emergency funds and sexually transmitted debt, to investing, boundaries, divorce, and even how to bring a little adventure into our money lives.

And while this is the last episode of the season, we’re not done yet. Keep an ear out for my limited series Women Talk Wealth, coming soon.

Because of you, My Happy Money Journey has become one of Australia’s leading podcasts for women over 40. I’m deeply grateful for your time, your ears, and your trust.

Try it yourself on our spend cleanse: LINK HERE

Join us in the facebook group HERE

Thanks to our sponsors

Entourage Finance and Property www.entourage.com.au

Forrest Superfoods LINK HERE