You’ve heard about the “One Big Beautiful Bill,” but let’s get to what really matters: your questions. In this listener mailbag episode, Trent and Brandon tackle real concerns from clients and pre-retirees trying to make sense of what this tax overhaul actually changes. They’ve read all the fine print, so you don’t have to.

Should you still consider moving to a no-income-tax state like Florida? Can your part-time tips or church donations finally earn you a break on your tax bill? The guys break it all down with their usual clarity, humor, and no-nonsense advice. If you’re overwhelmed by headlines and unsure what’s fact or fluff, this episode offers the straight answers you’ve been looking for, and maybe even a few surprising insights along the way.

Here’s some of what we discuss in this episode:

🧮 The new $6,000 deduction for couples over 65

🚗 New car loan deduction rules

🏙️ SALT deduction cap jumps from $10K to $40K

🌴 Retiring in a no-tax state: still worth it?

⛽ Part-time workers & tip exemptions

🎁 Charitable giving for non-itemizers

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Big tax law changes always bring big rumors. But before you assume Social Security is now tax-free or that you’re getting a $40K deduction just for breathing, let’s set the record straight on what this new bill didn’t actually do. In this episode, Trent and Brandon tackle the myths swirling around the recently passed “Big Beautiful Bill” and give you the facts you need to make smart financial decisions.

They clarify what truly matters (and what doesn’t) by debunking myths about estate tax exemptions, charitable deductions, and the reality behind so-called 'permanent' tax brackets. While some changes are helpful, others are overhyped. That’s where a financial plan makes all the difference.

Here’s some of what we discuss in this episode:

📢 Social Security taxation and retirement deductions

🏡 Federal estate tax exemption doesn’t eliminate planning

🚗 Car loan interest deductions are limited

💡 Charitable and other above-the-line deductions exist, but have limits

🎯 New deductions have income and filing limits

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. In this episode, Trent and Brandon break down the most important aspects for retirees, pre-retirees, and everyday earners.

They walk through key provisions of the bill- like extended lower tax brackets and a potentially game-changing deduction for seniors. You’ll also hear about enhanced bonus depreciation for small business owners and landlords, charitable giving updates, and some unexpected perks, like tax relief on tips, overtime, and even auto loan interest. Tune in to hear how the new bill could impact your financial future and find out which opportunities could expire before you know it!

Here’s some of what we discuss in this episode:

💸 Why “permanent” tax changes that aren’t so permanent

⏳ What extended lower tax brackets means for tax planning

👵 A new $12,000 senior deduction (and how income thresholds affect eligibility)

🏡 The 100% bonus depreciation for small business owners and landlords

🚗 New tax perks for workers: No taxes on tips, overtime, and auto loan interest

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Today, we’re talking about Type A personalities. If you’re driven, competitive, and goal-oriented, then you’re part of the club that often struggles during difficult markets. When things get tough, your instinct is to work harder, push more, and fix the problem. But in investing, that instinct can sometimes backfire.

In this episode, Trent and Brandon break down a list of hard-hitting questions made famous by CNBC’s Josh Brown, designed to challenge the habits and headspace of high-achieving, Type A investors. From sky-high expectations to the instinct to jump in and out of the market, they get real about what works and what backfires when markets get shaky. Trent shares why taking control doesn’t mean constantly making moves, and Brandon digs into how patience (plus a little math) can save you from yourself. You might be surprised to learn about the risks you think you're taking versus the ones you're actually exposed to.

Here’s some of what we discuss in this episode:

📊 Are your return expectations realistic?

⚠️ The problem with trying to time the market

🧠 Why emotions are terrible investment advisors

🔄 The danger of jumping in and out

👥 The value of a second set of eyes on your plan

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Market dips can rattle even the most seasoned investors. In this episode, Trent and Brandon tackle some of the most common questions they're hearing from clients right now. From pre-retirees worried about protecting their portfolios to investors wondering if it’s time to buy the dip, the discussion focuses on practical ways to stay steady and avoid costly mistakes.

They emphasize the importance of understanding your risk tolerance, having a clear time horizon, and staying diversified- even when it feels like everything is down. If you’ve found yourself stressed by recent market swings or second-guessing your plan, this episode might be just the perspective you need to move forward with confidence.

Here’s some of what we discuss in this episode:

📉 Why it’s important to stay patient and not react emotionally during market declines

🤯 Common emotional traps like panic selling and obsessively checking your accounts

💵 Is now the time to “buy the dip”?

🛠️ Why diversification still matters (even when it doesn’t feel like it)

🧠 Aligning your risk level with your goals, especially when retirement approaches

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Retirement isn’t a full stop- it’s a new chapter! For many, it’s not about doing nothing; it’s about doing something different. Whether it’s boredom after the first six months, the desire to stay active, or a financial nudge to earn a little extra, more retirees are choosing to “unretire” with purpose. In this episode, Trent and Brandon share creative and meaningful ways retirees can stay active, engaged, and fulfilled during their retirement years.

This conversation explores the wide world of second-act opportunities, from consulting and tutoring to dog-walking, antique dealing, car detailing, and part-time retail gigs. You’ll hear real stories of retirees turning hobbies into income and using their expertise in flexible, fulfilling ways. If you’re wondering what comes after retirement, this episode may just open the door to your next great chapter.

Here’s some of what we discuss in this episode:

🧠 Why keeping your mind engaged matters after retirement

🎸Creative outlets that pay- from guitar lessons to antique dealing

🛍️ The perks of part-time, flexible work

👶 Grandkids, gig work, and giving back

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Trent and Brandon share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future.

From the power of compounding and Roth IRAs to budgeting basics, emergency funds, and debt traps, they outline the conversations that can help shape a graduate’s financial mindset for years to come. You’ll also hear meaningful gift ideas that aren’t just a check in an envelope. Whether you're a parent, grandparent, or mentor, this is a chance to inspire confident financial habits before your grad steps into their next chapter of life!

Here’s some of what we discuss in this episode:

📈 Why compounding beats cramming- so start early!

💳 Debt traps and how to help graduates dodge them

🏠 Should you rent or buy after graduation?

🛟 Building an emergency fund

🎁 Creative graduation gifts that build wealth

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Mother’s Day may have passed, but there’s still time to give a gift that truly matters- helping ensure the important women in your life are financially strong for years to come. While money conversations can feel uncomfortable or even taboo, they’re essential for creating peace of mind and avoiding confusion down the road. From overlooked life insurance policies to disorganized accounts, too many families are left scrambling simply because no one had “the talk.”

In this episode, Trent and Brandon break down how to have meaningful financial conversations with moms at every life stage: retired, young, or caring for both kids and aging parents. They discuss why getting organized matters, what documents and policies often go unnoticed, how to prepare for long-term care needs, and the overlooked value of digital literacy and cybersecurity. If you’re looking to give a gift that truly matters this year, start here, with the tools and questions that can bring clarity, confidence, and comfort to your loved ones.

Here’s some of what we discuss in this episode:

💐Why a "money talk" might be the most valuable Mother’s Day gift

⚠️The hidden risks of letting one partner handle all the finances

🔒 Protecting aging parents from online fraud

🤝 Building your financial dream team: CPAs, attorneys, and advisors

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260