You’ve heard about the “One Big Beautiful Bill,” but let’s get to what really matters: your questions. In this listener mailbag episode, Trent and Brandon tackle real concerns from clients and pre-retirees trying to make sense of what this tax overhaul actually changes. They’ve read all the fine print, so you don’t have to.

Should you still consider moving to a no-income-tax state like Florida? Can your part-time tips or church donations finally earn you a break on your tax bill? The guys break it all down with their usual clarity, humor, and no-nonsense advice. If you’re overwhelmed by headlines and unsure what’s fact or fluff, this episode offers the straight answers you’ve been looking for, and maybe even a few surprising insights along the way.

Here’s some of what we discuss in this episode:

🧮 The new $6,000 deduction for couples over 65

🚗 New car loan deduction rules

🏙️ SALT deduction cap jumps from $10K to $40K

🌴 Retiring in a no-tax state: still worth it?

⛽ Part-time workers & tip exemptions

🎁 Charitable giving for non-itemizers

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

Big tax law changes always bring big rumors. But before you assume Social Security is now tax-free or that you’re getting a $40K deduction just for breathing, let’s set the record straight on what this new bill didn’t actually do. In this episode, Trent and Brandon tackle the myths swirling around the recently passed “Big Beautiful Bill” and give you the facts you need to make smart financial decisions.

They clarify what truly matters (and what doesn’t) by debunking myths about estate tax exemptions, charitable deductions, and the reality behind so-called 'permanent' tax brackets. While some changes are helpful, others are overhyped. That’s where a financial plan makes all the difference.

Here’s some of what we discuss in this episode:

📢 Social Security taxation and retirement deductions

🏡 Federal estate tax exemption doesn’t eliminate planning

🚗 Car loan interest deductions are limited

💡 Charitable and other above-the-line deductions exist, but have limits

🎯 New deductions have income and filing limits

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260

A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. In this episode, Trent and Brandon break down the most important aspects for retirees, pre-retirees, and everyday earners.

They walk through key provisions of the bill- like extended lower tax brackets and a potentially game-changing deduction for seniors. You’ll also hear about enhanced bonus depreciation for small business owners and landlords, charitable giving updates, and some unexpected perks, like tax relief on tips, overtime, and even auto loan interest. Tune in to hear how the new bill could impact your financial future and find out which opportunities could expire before you know it!

Here’s some of what we discuss in this episode:

💸 Why “permanent” tax changes that aren’t so permanent

⏳ What extended lower tax brackets means for tax planning

👵 A new $12,000 senior deduction (and how income thresholds affect eligibility)

🏡 The 100% bonus depreciation for small business owners and landlords

🚗 New tax perks for workers: No taxes on tips, overtime, and auto loan interest

Contact:

Website: http://bradshawfp.com

Email: office@bradshawfp.com

Call: 704-216-2260