In this week’s episode of Money Moves, Matty A and Ryan Breedwell dive deep into the current state of the markets—from tech stock surges to evolving investor psychology, and the challenges surrounding real estate and the so-called American Dream.

They unpack key insights around earnings season, rising tariff revenue, rate cut expectations, and what institutional money is really betting on in the crypto space. Plus, they share personal investing wins and “wish-I-would-have” moments, offering a candid look into the lessons learned from both hits and misses in high-stakes investing.

The conversation also turns cultural—breaking down how homeownership and family formation have dramatically shifted for younger generations, and why redefining success in today’s economy is more relevant than ever.

What You’ll Learn in This Episode:

• [00:00] Market update: Tech earnings, AI-driven growth & volatility explained
• [02:57] How tariff clarity is shaping forward-looking guidance from big companies
• [06:00] Investment wins (Palantir) and missed opportunities (Kraken, Joby Aviation)
• [12:04] Why scared money doesn’t make money—lessons from failed bets
• [14:21] What to expect with rate cuts and how housing is reacting across the U.S.
• [19:10] The collapse of Vegas tourism and what it signals for broader real estate
• [23:06] The “American Dream” isn't dead—but it’s changing rapidly
• [39:00] Tariff revenue hits record highs, rivaling corporate tax receipts
• [40:18] Crypto vs. tech: Why you’re probably not too late to crypto
• [44:00] Hot takes: Unpopular investing opinions and the logic behind them

Resources & Mentions:

• Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in Napa
• Visit www.WiseInvestorVault.com for free tools & downloads
• Want a free financial X-ray? Text X-RAY to 844-447-1555
• Want access to Matty A’s private investment deals? Text DEALS to 844-447-1555

Final Thought:

From real estate downturns to record-breaking tariffs and the evolving definition of success—this episode is a reminder that the rules of the game are always changing. Stay in the game, stay informed, and don’t be afraid to bet on yourself.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

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FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. dives deep into the world of Self-Directed IRAs with Henry Yoshida, co-founder and CEO of Rocket Dollar. Henry breaks down how investors can take control of their retirement accounts and use them to invest in real estate, startups, private equity, crypto, and other alternative assets.

You’ll learn how the $20+ trillion retirement account market is shifting, what structures you need to know (Self-Directed vs. Checkbook IRA), and how to avoid the common legal pitfalls that derail investors. Henry also shares how Rocket Dollar is democratizing access to private deals through fast onboarding, tech-driven compliance, and investor education.

What You’ll Learn:

• How to unlock your retirement funds to invest beyond Wall Street
• The difference between traditional, SDIRA, and Checkbook IRA models
• What assets are allowed—and what transactions are prohibited
• Tax benefits of using retirement capital for real estate & private equity
• How real estate operators can accept SDIRA capital
• Why Millennials and Gen Z are seeking more control
• Mistakes to avoid when using your IRA for alternatives
• Why UBIT matters—and how to manage it
• How Rocket Dollar makes it easier to invest in what you believe in

Timestamps:

00:00 – Henry’s background & Rocket Dollar’s mission

03:00 – Retirement capital: A $20 trillion opportunity

06:30 – Comparing IRA types and structures

10:00 – IRS rules: what’s allowed and what’s not

15:00 – Tax deferral benefits for long-term wealth

20:00 – Platform, fees & investor experience at Rocket Dollar

25:00 – Accepting SDIRA capital as a fund manager

30:00 – Generational shifts in retirement investing

35:00 – Common SDIRA mistakes & how to avoid them

39:00 – Henry’s closing advice to investors and operators

Connect with Henry Yoshida & Rocket Dollar

Website: https://www.rocketdollar.com

LinkedIn: https://www.linkedin.com/in/henryyoshida/

Instagram: http://instagram.com/fitfinancehenry

Facebook: http://facebook.com/henrythecfp

YouTube: https://www.youtube.com/c/RocketDollar

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

1. Episode Overview

Matty A. shares a remarkable story: purchasing a mobile home park for less than $10,000 and structuring it so that he potentially pays zero income taxes. Discover how depreciation, cost segregation, and smart deal mechanics transformed a small investment into a powerful income generator with minimal tax impact.

2. The Deal Breakdown

• Acquired a micro-sized mobile home park—priced below $10K—with either land ownership or long-term lease structure.
• Generates consistent lot‑rent revenue, with tenants responsible for their own homes and maintenance.

3. Zero Taxes: How It’s Done

• Accelerated Depreciation: Infrastructure and personal property assets are front‑loaded into early years.
• Cost Segregation: Breaking down components into shorter depreciation classes (e.g., utilities, fences, signage) allows for significant early tax deductions.
• Paper Losses: These deductions offset any operational income, effectively wiping out taxable profit in early years.

4. Why Mobile Home Parks Deliver High Value

• Ultra‑Low Entry Cost: CRE access at micro price points.
• Recession‑Resistant Cash Flow: Stable lots income with minimal landlord capital needs.
• Scalability: Bulk acquisitions or infrastructure improvements can quickly compound property value and income while still benefiting from depreciation.

5. Key Insights

• Even ultra-low‑cost CRE deals can outperform larger investments when structured correctly.
• Smart tax planning—like cost segregation—can turn small passive income into tax‑free cash.
• Mobile home parks provide a powerful wealth vehicle for investors seeking cash flow, tax efficiency, and scalability.

6. Action Steps for Investors

1. Locate small mobile home parks available via distressed sales or creative financing.
2. Engage a tax professional to prepare a cost segregation study.
3. Add depreciable infrastructure to maximize early deductions.
4. Plan for tax filings that leverage paper losses to reduce taxable income.
5. Stay compliant with reporting norms and cash transaction thresholds.

Final Takeaway

This episode reveals how a tiny CRE acquisition—under $10,000—can become a tax-sheltered income engine. Mobile home parks may be small, but with the right structure and mindset, they can deliver outsized returns and hidden power.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this value-packed episode of Money Moves, Matty A and Ryan Breedwell break down key economic updates, decode crypto and stock market cycles, and share real-world financial strategies to build and protect wealth in any environment.

From the upcoming FOMC decision to what’s really driving market momentum, the hosts dive deep into how investors should be thinking about interest rate shifts, housing stagnation, and crypto's evolving role in long-term portfolios. They also tackle the psychology behind investing success—and failure—including why retail investors underperform and how to overcome the common traps.

Whether you’re a seasoned investor or just starting your journey, this episode blends economic insight with actionable takeaways that will help you make smarter financial decisions today.

What You’ll Learn in This Episode:

• [00:00] Why most people fail at investing—and how to keep it simple
• [01:47] The economic events shaping markets this week (FOMC, GDP, PCE & more)
• [02:29] Understanding market cycles in stocks and crypto
• [05:00] Why short-term bonds are signaling rate cuts—and what that means for investors
• [17:42] Real estate reality: delayed impact of monetary policy & home equity trap
• [26:15] The rise of the “renter nation” and affordability crisis explained
• [32:59] Proven wealth-building habits most people ignore
• [53:07] Bitcoin vs. Ethereum vs. Solana—what smart money is doing now
• [57:49] The 4 phases of the crypto market cycle (and where we are today)
• [65:07] How to avoid losing money in crypto during peak hype cycles

Resources & Mentions:

• Get your free financial X-ray: Text X-RAY to 844-447-1555
• Learn more about the Wise Investor Mastermind in Napa: Text NAPA to 844-447-1555
• Visit: www.WiseInvestorVault.com for free tools & resources
• Want to access Matty A’s private deals list? Text DEALS to 844-447-1555

Final Thought:

The game of wealth isn't reserved for the elite—it's about education, action, and consistency. Whether you're navigating stocks, real estate, or crypto, the key is to skill up and stay focused.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. is joined by Tilden Moschetti, founder of Moschetti Syndication Law Group, for a legal deep dive into the world of capital raising for real estate deals. Learn when to structure your deal as a syndication versus a fund, the legal boundaries of 506(b) and 506(c), and how to stay compliant with SEC regulations.

Tilden also unpacks common mistakes made by first-time syndicators and explains how to properly document investor relationships, select the right model, and protect your business from legal exposure.

What You’ll Learn:

• How syndications differ from funds in structure and strategy
• When to choose 506(b) vs 506(c) offerings
• What qualifies as a “pre-existing relationship” under SEC rules
• How fund models offer flexibility but come with complexity
• Legal traps to avoid when raising private capital
• The importance of custom documentation over templates
• How to legally scale your capital-raising efforts

• 
  

Timestamps:

00:00 – Introduction to Tilden Moschetti

03:00 – Syndication vs fund overview

07:00 – Navigating 506(b) vs 506(c) exemptions

11:00 – Building compliant investor relationships

16:00 – Fund structure considerations

21:00 – Mistakes real estate sponsors make

25:00 – Which model fits your business

30:00 – Benefits of the fund approach

36:00 – Closing legal insights and investor protection

Connect with Tilden Moschetti

Website: https://www.moschettilaw.com/home/

LinkedIn: https://www.linkedin.com/company/moschettilaw/

Instagram: https://www.instagram.com/moschettilaw/

Facebook: https://web.facebook.com/syndication.attorneys/

YouTube: https://www.youtube.com/@syndicationattorney

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

1. Episode Overview

Matty A. explores how blockchain technology is revolutionizing real estate, driving efficiency, accessibility, and liquidity. Discover why tokenization, smart contracts, and decentralized ledgers aren’t just hype—but powerful tools reshaping CRE by 2025 and beyond.

2. Blockchain in Today’s Real Estate Market

• Blockchain is being adopted practically to simplify transaction processes, cut paperwork, and eliminate intermediaries like notaries and escrow agents.
• Smart contracts automate title transfers, escrow, and compliance checks—turning multi-week closings into near-instant execution.

3. Tokenization: Fractional Ownership & Liquidity

• By converting property ownership into digital tokens, real estate becomes tradable and divisible, opening access to a broader investor base.
• Deloitte forecasts widespread growth—from ~$0.3 T in 2024 to $4 T tokenized by 2035, covering private funds, loans, and undeveloped land.
• As of mid‑2025, the global tokenized real estate market is valued at $10–15 billion, backed by major projects in Dubai, Aspen, and pilot programs worldwide.

4. Benefits & Challenges

Benefits:

• Enhanced liquidity via secondary trading platforms
• Lower entry barriers—fractional ownership allows small capital investors
• Improved transparency and security as immutable ledgers store ownership and transaction history

Challenges:

• Regulatory frameworks are still evolving; tokens are often treated as securities
• Liquidity for tokenized assets remains inconsistent—some markets see limited trading volume

5. Real-World Use Cases

• Aspen St. Regis Resort became a trailblazer by tokenizing real CRE shares on Ethereum in 2018.
• Dubai developer DAMAC plans to tokenize over $1 billion in properties through MANTRA blockchain—a push in global adoption.
• Saudi Arabia’s Rafal Real Estate is piloting fractional real estate tokens with as little as 1 riyal, democratizing investment.

6. Outlook: What’s Next

• The tokenized real estate market is projected to reach $3–4 T by 2030–35, fueled by expanding asset class inclusion.
• Blockchain platforms from PropTech to DeFi are integrating real estate tokens, enabling 24/7 trading, seamless international deals, and cross-border investment flows

7. Takeaways for Investors

• Explore tokenization pilots—find ways to fractionalize or invest in tokenized CRE assets early.
• Assess token platform maturity and regulations—focus on legal compliance, liquidity mechanisms, and smart-contract reliability.
• Position for long-term shifts—blockchain is more than a trend; it’s becoming foundational infrastructure for CRE investing.

Tune in to uncover why blockchain isn't just affecting cryptocurrency—but redefining how we buy, sell, own—and even think about real estate for the digital age.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this week’s episode of Money Moves, Matty A. and Ryan Breedwell team up to unpack the most important headlines and market moves that real estate investors and wealth builders need to watch right now.

They cover the Federal Reserve’s latest signals on interest rates, the ongoing debate around inflation, and what the data suggests about upcoming rate cuts. Ryan and Matty also dive into Bitcoin’s market resilience, momentum from ETFs, and how crypto continues to play a role in the broader investment landscape.

Plus, they break down the commercial and residential real estate markets, including inventory challenges, rising vacancies, and where they see real opportunity.

What You’ll Learn:

• How the Fed’s shifting tone could impact rate cuts and the broader economy
• Why Bitcoin is gaining strength in uncertain conditions
• What the commercial real estate reset means for investors
• Key trends in housing inventory and home affordability
• Strategies for short-term rental investing amid changing regulations
• How to stay disciplined and clear-headed in volatile markets

Timestamps:

00:00 – 03:30 | Opening thoughts and listener feedback

04:00 – 07:00 | Inflation, interest rates, and Fed commentary

07:00 – 10:00 | Rate cut probabilities and investor implications

10:00 – 13:00 | Bitcoin’s bullish signals and crypto performance

14:00 – 16:30 | Commercial real estate headwinds and opportunities

17:00 – 20:00 | Residential market trends and housing shortages

21:00 – 23:30 | Short-term rental investing and legal considerations

24:00 – 27:00 | Final thoughts on strategy, mindset, and market focus

Subscribe & Review:

Enjoying the insights? Subscribe, leave a review, and share the show with a fellow investor. For more market analysis, tools, and investment strategies, visit WiseInvestorVault.com

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this powerhouse episode, Matty A is joined by Ruben Izgelov, co-founder of WeLend, a national private lending firm that has originated over $700 million in loans. Ruben shares how

he went from a humble immigrant upbringing to building one of the most respected and secure lending platforms in the country.

He breaks down the real difference between investing and lending, how his fund has never lost investor capital, and what every real estate operator needs to know about current market risks, political headwinds, and construction cost challenges.

What You’ll Learn:

• Why Ruben shifted from active investor to full-time private lender
• The biggest mistakes flippers make with ARVs and renovation costs
• How WeLend consistently generates 13–16.5% passive returns for investors
• The pros and cons of debt funds vs. real estate syndications
• How policy, politics, and inflation impact deal underwriting
• What macroeconomic trends Ruben is watching in 2025

Timestamps:

00:00 – Introduction to Ruben & WeLend

07:00 – Ruben’s story: from immigrant to entrepreneur

10:00 – Lending vs. investing: safest part of the capital stack

14:30 – Common mistakes with ARVs and renovation budgeting

17:00 – The myth of passive real estate income

20:00 – Policy differences between red and blue states

26:00 – How WeLend has originated $700M without a loss

31:00 – Monthly cash flow and liquidity in debt funds

35:00 – Why Ruben prefers debt funds over syndications

38:00 – Risks from tariffs, labor shortages, and supply

Resources from Ruben Izgelov

• Website: https://www.welendllc.com/
• LinkedIn: https://www.linkedin.com/in/rubenizgelov/

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555