In this week’s episode of Money Moves, Matty A and Ryan Breedwell dive deep into the current state of the markets—from tech stock surges to evolving investor psychology, and the challenges surrounding real estate and the so-called American Dream.

They unpack key insights around earnings season, rising tariff revenue, rate cut expectations, and what institutional money is really betting on in the crypto space. Plus, they share personal investing wins and “wish-I-would-have” moments, offering a candid look into the lessons learned from both hits and misses in high-stakes investing.

The conversation also turns cultural—breaking down how homeownership and family formation have dramatically shifted for younger generations, and why redefining success in today’s economy is more relevant than ever.

What You’ll Learn in This Episode:

• [00:00] Market update: Tech earnings, AI-driven growth & volatility explained
• [02:57] How tariff clarity is shaping forward-looking guidance from big companies
• [06:00] Investment wins (Palantir) and missed opportunities (Kraken, Joby Aviation)
• [12:04] Why scared money doesn’t make money—lessons from failed bets
• [14:21] What to expect with rate cuts and how housing is reacting across the U.S.
• [19:10] The collapse of Vegas tourism and what it signals for broader real estate
• [23:06] The “American Dream” isn't dead—but it’s changing rapidly
• [39:00] Tariff revenue hits record highs, rivaling corporate tax receipts
• [40:18] Crypto vs. tech: Why you’re probably not too late to crypto
• [44:00] Hot takes: Unpopular investing opinions and the logic behind them

Resources & Mentions:

• Text NAPA to 844-447-1555 to apply for the Wise Investor Mastermind in Napa
• Visit www.WiseInvestorVault.com for free tools & downloads
• Want a free financial X-ray? Text X-RAY to 844-447-1555
• Want access to Matty A’s private investment deals? Text DEALS to 844-447-1555

Final Thought:

From real estate downturns to record-breaking tariffs and the evolving definition of success—this episode is a reminder that the rules of the game are always changing. Stay in the game, stay informed, and don’t be afraid to bet on yourself.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

In this episode of Money Moves, Matty A. dives deep into the world of Self-Directed IRAs with Henry Yoshida, co-founder and CEO of Rocket Dollar. Henry breaks down how investors can take control of their retirement accounts and use them to invest in real estate, startups, private equity, crypto, and other alternative assets.

You’ll learn how the $20+ trillion retirement account market is shifting, what structures you need to know (Self-Directed vs. Checkbook IRA), and how to avoid the common legal pitfalls that derail investors. Henry also shares how Rocket Dollar is democratizing access to private deals through fast onboarding, tech-driven compliance, and investor education.

What You’ll Learn:

• How to unlock your retirement funds to invest beyond Wall Street
• The difference between traditional, SDIRA, and Checkbook IRA models
• What assets are allowed—and what transactions are prohibited
• Tax benefits of using retirement capital for real estate & private equity
• How real estate operators can accept SDIRA capital
• Why Millennials and Gen Z are seeking more control
• Mistakes to avoid when using your IRA for alternatives
• Why UBIT matters—and how to manage it
• How Rocket Dollar makes it easier to invest in what you believe in

Timestamps:

00:00 – Henry’s background & Rocket Dollar’s mission

03:00 – Retirement capital: A $20 trillion opportunity

06:30 – Comparing IRA types and structures

10:00 – IRS rules: what’s allowed and what’s not

15:00 – Tax deferral benefits for long-term wealth

20:00 – Platform, fees & investor experience at Rocket Dollar

25:00 – Accepting SDIRA capital as a fund manager

30:00 – Generational shifts in retirement investing

35:00 – Common SDIRA mistakes & how to avoid them

39:00 – Henry’s closing advice to investors and operators

Connect with Henry Yoshida & Rocket Dollar

Website: https://www.rocketdollar.com

LinkedIn: https://www.linkedin.com/in/henryyoshida/

Instagram: http://instagram.com/fitfinancehenry

Facebook: http://facebook.com/henrythecfp

YouTube: https://www.youtube.com/c/RocketDollar

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555

1. Episode Overview

Matty A. shares a remarkable story: purchasing a mobile home park for less than $10,000 and structuring it so that he potentially pays zero income taxes. Discover how depreciation, cost segregation, and smart deal mechanics transformed a small investment into a powerful income generator with minimal tax impact.

2. The Deal Breakdown

• Acquired a micro-sized mobile home park—priced below $10K—with either land ownership or long-term lease structure.
• Generates consistent lot‑rent revenue, with tenants responsible for their own homes and maintenance.

3. Zero Taxes: How It’s Done

• Accelerated Depreciation: Infrastructure and personal property assets are front‑loaded into early years.
• Cost Segregation: Breaking down components into shorter depreciation classes (e.g., utilities, fences, signage) allows for significant early tax deductions.
• Paper Losses: These deductions offset any operational income, effectively wiping out taxable profit in early years.

4. Why Mobile Home Parks Deliver High Value

• Ultra‑Low Entry Cost: CRE access at micro price points.
• Recession‑Resistant Cash Flow: Stable lots income with minimal landlord capital needs.
• Scalability: Bulk acquisitions or infrastructure improvements can quickly compound property value and income while still benefiting from depreciation.

5. Key Insights

• Even ultra-low‑cost CRE deals can outperform larger investments when structured correctly.
• Smart tax planning—like cost segregation—can turn small passive income into tax‑free cash.
• Mobile home parks provide a powerful wealth vehicle for investors seeking cash flow, tax efficiency, and scalability.

6. Action Steps for Investors

1. Locate small mobile home parks available via distressed sales or creative financing.
2. Engage a tax professional to prepare a cost segregation study.
3. Add depreciable infrastructure to maximize early deductions.
4. Plan for tax filings that leverage paper losses to reduce taxable income.
5. Stay compliant with reporting norms and cash transaction thresholds.

Final Takeaway

This episode reveals how a tiny CRE acquisition—under $10,000—can become a tax-sheltered income engine. Mobile home parks may be small, but with the right structure and mindset, they can deliver outsized returns and hidden power.

Episode Sponsored By:

Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

FREE CRE Crash Course: Text “FREE” to 844-447-1555

FREE Financial X-Ray: Text "XRAY" to 844-447-1555