In this episode of Money Moves, Matty and Ryan break down a turbulent but opportunity-filled moment in the economy as investors await the next major Fed rate cut. With markets already pricing in a 90%+ chance of a reduction, the duo unpacks what investors should realistically expect—and what could derail sentiment.

They then dive deep into new hiring and layoff data showing the softening job market, the incoming liquidity boost from the Fed’s $45B in monthly debt repurchases, and how monetary easing aligns with the incoming 2026 Fed chair.

The conversation takes a sharp turn into tariff reversals, with the Supreme Court positioned to strike down Trump-era tariffs. The guys explore how this could reshape inflation, fiscal flows, and market predictability.

Next, they tackle Bitcoin and the broader crypto market—from institutional adoption to the fierce volatility defining this cycle. They revisit bold 2025 Bitcoin predictions from major analysts and compare them to today’s real market performance.

Finally, the episode wraps with a major focus on real estate: a growing buyer’s market, rising delistings, longer DOMs, and why homeowners may be forced to sell in 2026 as taxes, insurance, and debt burdens escalate. Matty and Ryan discuss why these shifts could create some of the best buying opportunities of the decade.

Topics Covered:

• Rate cut expectations and the market impact if the Fed surprises
• Job cuts, slowing hiring, and weakening corporate labor demand
• Fed buying back $45B monthly in debt starting next month
• Early 2026 expectations under the incoming Fed chair
• Supreme Court likelihood of reversing Trump-era tariffs
• Impact of tariff removal on inflation, growth, and fiscal revenue
• State of crypto adoption, volatility, and institutional expansion
• Reviewing 2025 Bitcoin price predictions vs. reality
• Are we in a crypto bear market?
• The emergence of a new buyer's market in real estate
• Delistings surging and days-on-market stretching above 100+ days
• Mortgage and rent cost reversal and what it means for 2026 supply
• Real estate investor strategy in volatile markets

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In this episode of Money Moves, Matty and Ryan break down a packed week of market-moving headlines—starting with record-shattering Black Friday sales, a bold political push to abolish income tax, and new data showing foreclosures beginning to rise across the country.

They unpack the implications of $11.8 billion in online Black Friday spending, surging Buy Now Pay Later adoption, and what consumer behavior tells us about the strength—or vulnerability—of the American household heading into 2026.

The conversation then pivots to Trump’s increasingly vocal proposal to eliminate income tax and what that could actually look like when you follow the money. Ryan outlines where revenue would realistically come from, the role tariffs might play, and why high-income earners are unlikely to escape the taxman entirely.

Finally, they dive into the early warning signs in real estate: a 20% surge in foreclosures, rising household debt, declining home values in more than half the country, and why builders and contractors are suddenly slowing down after three years of nonstop demand.

From macro data to mindset, policy to portfolio strategy, this episode gives you a blunt, unfiltered look at what’s really happening—and how to position yourself for what comes next.

Topics Covered:

• Record-breaking Black Friday and weekend sales
• Surging Buy Now Pay Later usage among younger and higher-income consumers
• Market outlook and the potential Santa Claus rally
• Quantitative tightening ending and what QE/QT shifts mean for investors
• Rising credit card usage and cracks in the consumer debt cycle
• Trump’s push to abolish income tax and the realistic feasibility
• Tariffs, flat sales tax, and alternate revenue models
• Institutional crypto adoption and Vanguard’s ETF reversal
• Foreclosures up 20% and household debt hitting new records
• Home price declines vs. rising median sale price
• Contractors and builders slowing as demand shows early signs of cooling
• Housing affordability outlook heading into 2026
• AI valuations, Anthropic’s IPO plans, and future Fed chair speculation

Episode Sponsored By:

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In this Thanksgiving-week episode of Money Moves, Matty and Ryan break down the short trading week, early retail numbers, and the critical role the holiday consumer will play in determining whether the market surges to new all-time highs—or whether we’ve already topped out.

They dive into the early indicators: in-store bodies, doorbuster traffic, Black Friday predictions, technical market strength, and the shifting probability of a December rate cut. Ryan explains why current technicals are flashing a “strong buy,” why oscillators are turning bullish, and how recent market dips gave disciplined investors an opportunity to position ahead of a potential Santa Claus rally.

The conversation expands into consumer spending strength, housing affordability, rising delinquencies, the impact of mortgage rates, food inflation, credit card debt, and broader macro risks that could either support or threaten a market breakout. Matty and Ryan close with their expectations for Black Friday/Cyber Monday data—and how those numbers could dictate market momentum into 2026.

If you're trying to understand where the market goes next, this episode offers a grounded, data-driven roadmap heading into the biggest shopping week of the year.

Topics Covered:

• Thanksgiving week overview and expectations for a short trading week
• Early holiday retail indicators: in-store traffic, doorbusters, and initial consumer sentiment
• Technical analysis showing bullish signals: oscillators, moving averages, and momentum strength
• Market timing vs. long-term buying strategy during dips
• Rate-cut probability surging ahead of the December FOMC meeting
• Labor market softening and the impact on consumer spending behavior
• Deep dive into housing affordability and rising median homebuyer age
• Delinquencies increasing: credit cards, auto loans, and broader consumer strain
• Inflation pressures: food, auto, and insurance costs holding steady at elevated levels
• Mortgage rates, supply issues, and debates around 30-year vs. 50-year mortgages
• Speculation surrounding Trump’s potential Fed chair appointment and aggressive rate-cut theories
• AI chip tensions between NVIDIA and Google affecting tech-sector sentiment
• The critical role of Black Friday and Cyber Monday data for year-end market trajectory
• Predictions for a potential Santa Claus rally depending on holiday consumer strength

Episode Sponsored By:

• Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/

  CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!

  FREE CRE Crash Course: Text “FREE” to 844-447-1555

  FREE Financial X-Ray: Text "XRAY" to 844-447-1555