Cate Skeat, a 56-year-old relationship manager from Winchester, describes her financial journey as “haphazard”.

From credit card debt in her 20s and juggling overdrafts, to learning how to make money work through cashback credit cards, pensions, and small-but-smart investments - Cate reveals life lessons we can all learn from.

We dive into:

Cate’s early struggles with credit cards and overdrafts

How her parents shaped her views on money

Choosing money vs. passion in her career

Talking about finances openly in relationships

The importance of self-awareness with spending habits

Her biggest money regrets — and the lessons they taught her

💡 If you’ve ever felt like you’re winging it with money, Cate’s story will resonate. This episode is about real-life money habits, mistakes, and the things we wish we’d known sooner.

Charlee Muddiman, a 31-year-old accountant, wife, and mum of two explains her obsessive relationship with money.

From checking her banking app daily to researching every purchase, Charlee shares the highs and lows of being money-conscious.

She opens up about:

• Growing up obsessed with earning and saving big
• How family attitudes shaped her money habits
• Why investing in herself was her best investment
• The biggest financial regret of her life (hint: it’s about not spending, not overspending)
• Balancing saving with enjoying life as a parent

🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Barber Dan Wembridge reveals the one thing clients don't confide in barbers about, the real cost of university, and how he balances family, self-employment, and rising living costs.

From money lessons taught by his parents to buying a home, Dan shares his biggest money regret, the guilt of spending vs. saving, and why talking openly about money matters more than ever.

If you’ve ever struggled with money guilt, questioned the value of your degree, or wondered why butter costs £7… this one’s for you.

Hit follow to hear new episodes every week.

Poppy Lindsey, a 23-year-old journalist is about to make two big moves: Moving to London, and moving in with her partner for the first time.

She reveals what happened in their first big 'money talk', how school's shaped her spending habits, and why she is 'Capitalism's Dream'.

In this episode we discuss:

• Avoiding looking at your bank balance
• Subconscious habits we pick up from school
• How Social Media impacts our spending
• Not talking about money with friends

Hit follow to hear new episodes every week.

Darren, a 33-year-old detective and expectant father opens up about hiding debt, breaking free from impulse spending, and buying for image.

Darren shares honest insights about the financial mistakes he’s made and how they’ve shaped his approach to budgeting, saving, and talking about money.

We explore the psychology of spending, the impact of 'buy-now-pay-later', and how money lessons from childhood affect your adult life.

Whether you're struggling with credit cards, trying to plan for a baby, or just want to hear a refreshingly real conversation about money, this episode is for you.

Hit follow to hear new episodes every week.

James explains his money scarcity mindset and why he never cooks bacon.

James is from a working class background, but at 28 he's running two businesses.

He has an 'okay' salary (according to him) and is always trying to make more money.

In this episode he talks:

🛒 The 'Big Shop' versus quick corner store trips
🚸 Money habits from his childhood that stayed with him
🧠 Managing money for people with ADHD
🎅 RRPs and helping Santa Claus

Hit follow for more episodes.

Ever felt like money is the one thing we just don't talk about? You're not alone.

81% of people in the UK actively avoid discussing their finances.

But my experience tells me everyone has a powerful money story to share.

So I'm launching a new podcast: How Do You Money?

This podcast isn't about generic financial advice though; it's about real people, real habits, and the lessons learned from lived experience.