Cate Skeat, a 56-year-old relationship manager from Winchester, describes her financial journey as “haphazard”.

From credit card debt in her 20s and juggling overdrafts, to learning how to make money work through cashback credit cards, pensions, and small-but-smart investments - Cate reveals life lessons we can all learn from.

We dive into:

Cate’s early struggles with credit cards and overdrafts

How her parents shaped her views on money

Choosing money vs. passion in her career

Talking about finances openly in relationships

The importance of self-awareness with spending habits

Her biggest money regrets — and the lessons they taught her

💡 If you’ve ever felt like you’re winging it with money, Cate’s story will resonate. This episode is about real-life money habits, mistakes, and the things we wish we’d known sooner.

Charlee Muddiman, a 31-year-old accountant, wife, and mum of two explains her obsessive relationship with money.

From checking her banking app daily to researching every purchase, Charlee shares the highs and lows of being money-conscious.

She opens up about:

• Growing up obsessed with earning and saving big
• How family attitudes shaped her money habits
• Why investing in herself was her best investment
• The biggest financial regret of her life (hint: it’s about not spending, not overspending)
• Balancing saving with enjoying life as a parent

🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Barber Dan Wembridge reveals the one thing clients don't confide in barbers about, the real cost of university, and how he balances family, self-employment, and rising living costs.

From money lessons taught by his parents to buying a home, Dan shares his biggest money regret, the guilt of spending vs. saving, and why talking openly about money matters more than ever.

If you’ve ever struggled with money guilt, questioned the value of your degree, or wondered why butter costs £7… this one’s for you.

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