Feeling burnt out or constantly critical of yourself? In this episode, we explore how becoming your own best friend can radically transform your life, mindset, and self-worth. Learn how to talk to yourself with more compassion, set better boundaries, and build a life rooted in inner support—not just external validation.

⏱️ Episode Timestamps

00:00 - Intro: A message to the burnt-out overachiever

02:14 - What does it mean to be your own best friend?

04:51 - The difference between self-care and self-respect

07:36 - Why high-achievers often struggle with self-compassion

12:05 - “If you wouldn’t say it to a friend, don’t say it to yourself”

14:22 - Steps to stop being your own worst critic

17:47 - Internal validation vs. external chasing

21:30 - The surprising power of treating yourself kindly

📚 Resources & Mentions:

→ Listen to all episodes of the podcast: https://fiveyearyou.com/podcast

→ Free tool: Create your Five Year You plan: https://fiveyearyou.com/free

→ Our favorite book on inner dialogue: What to Say When You Talk to Yourself by Shad Helmstetter

→ Need a reset? Try the Life Reboot Intensive: https://fiveyearyou.com/reboot

📝 Want to Work With Us?

We help high-achieving, purpose-driven people redesign their lives from the inside out.

Book your complimentary mentoring call: https://fiveyearyou.com/call

📩 Let’s Connect

Have a question or want to share a glimmer? Email us: hello@fiveyearyou.com

Follow us on Instagram: https://instagram.com/fiveyearyou

We’ve all faced money stress — but what if solving financial problems could actually feel… empowering? In this episode, Andrew and Catherine share a simple 3-step framework to help you approach money issues without shame, panic, or overwhelm. Whether you're dealing with debt, budgeting challenges, or cash flow confusion, this episode will help you feel calm, clear, and ready to take action.

• Why shame keeps us stuck in money problems
• A simple 3-step framework: Define the problem, Zoom out, Take the next right step
• How to stay grounded when emotions flare up
• Why solving money problems is rarely about “just making more”
• How your nervous system affects your financial clarity
• The importance of basic needs, especially when money is tight

📌 Feelings Wheel – To name and process emotions related to money

🔗 https://feelingswheel.com

📌 The Wealthy Barber – A storytelling-based book on financial basics

🔗 https://www.amazon.com/dp/0761513116?tag=5yy-20

📌 Open Path Collective – Affordable therapy when you’re feeling stuck

🔗 https://openpathcollective.org

📌 Five Year You Coaching – Find purpose, peace, and financial clarity

🔗 https://fiveyearyou.com

📬 Email us → hello@fiveyearyou.com

🌐 Website → https://fiveyearyou.com

▶️ YouTube → https://youtube.com/@FiveYearYou

📸 Instagram → https://instagram.com/fiveyearyou

🎧 Podcast Feed → https://fiveyearyou.com/podcast

Affiliate Disclaimer:

Some links in this description may be affiliate links. As Amazon Associates, we earn from qualifying purchases using store ID amp09-20 and tracking ID 5yy-20. This helps support the podcast at no extra cost to you. Thank you!

In this episode of Five Year You, Andrew and Catherine unpack the five most important ingredients for real, lasting wealth. Spoiler: it's not just about money. From redefining what wealth truly means to managing cash flow and building meaningful relationships, this conversation blends personal growth with financial wisdom.

💡 What You’ll Learn:

– The difference between being rich and being truly wealthy

– Why contentment is the foundation of wealth

– How to define your version of success and stop chasing “more”

– The importance of managing your cash flow and creating margin

– A simple way to start investing (even if you’re overwhelmed)

– Why connection and health are underrated wealth indicators

🛠️ Tools + Resources Mentioned:

📌 The Wealthy Barber – A beginner-friendly money book told in story form

🔗 https://www.amazon.com/dp/0761513116

📌 Index Fund Investing Basics – Learn how to invest without needing to be an expert

🔗 https://www.investor.gov/introduction-investing/investing-basics

✨ Want more support?

Let’s build your version of wealth together.

📬 hello@fiveyearyou.com

🌐 https://fiveyearyou.com

🎙 Subscribe for more real conversations:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast/

Feeling stuck financially? In this episode, Andrew and Catherine share a simple but powerful framework to help you get unstuck and solve your most pressing money problems. Whether you're facing debt, income challenges, or budgeting issues, this conversation will give you clarity, direction, and hope.

💡 What You’ll Learn:

– Why most money stress comes from overwhelm, not just income

– A 3-step framework to break down financial problems

– How to shift from panic to action

– Real-life stories and examples from people who’ve turned their finances around

– Practical mindset shifts that will help you feel more in control

🛠️ Tools + Resources Mentioned:

📌 Feelings Wheel – Helps you name the emotions behind money stress

🔗 https://feelingswheel.com

📌 The Wealthy Barber – A beginner-friendly book about money told as a story

🔗 https://www.amazon.com/dp/0761513116

📌 Open Path Collective – Affordable therapy to support your emotional well-being

🔗 https://openpathcollective.org

📌 Five Minute Budget System – Our simple approach to tracking spending and creating margin

🔗 https://fiveyearyou.com/free-budget

✨ Need personalized support?

We help people break free from money stress and find clarity and peace.

📬 Email us: hello@fiveyearyou.com

🌐 Explore our resources: https://fiveyearyou.com

🎙 Subscribe for real, relatable conversations every week:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast

Hosts: Andrew Dewar & Catherine Collins

If you've ever told yourself, “I'll feel better once I hit $100K... or when I finally save enough…” — this episode is for you.

Because the truth is, worthiness doesn’t come after you get wealthy.

It’s how you get there.

• What “wealth” really means — and why it’s different for everyone
• How childhood money messages quietly shape your sense of self-worth
• The surprising connection between time, peace, and prosperity
• Practical ways to build a life that feels wealthy now
• How generosity and self-kindness attract abundance

• “Contentment is the ultimate wealth.”
• “Treating yourself with kindness raises your financial vibration.”
• “You were born worthy — the world just made you forget.”
• “Stop chasing the number. Start creating the feeling.”
• “If you want to feel rich, go for a wealth walk.”

Cat: Took the most glorious mid-morning nap while her kids roamed freely at the fair — a true mom milestone. 😴

Andrew: Honored his dad on Father’s Day for showing it's never too late to grow. 👨‍👦

• Mom’s Got Money by Catherine Collins → https://amzn.to/3USZzRn
• Muscle testing & energy clearing work → https://fiveyearyou.com
• Our 5-Layer Framework for personal transformation → https://fiveyearyou.com

👉 Book a FREE Coaching Call → https://fiveyearyou.com

📧 Email us → hello@fiveyearyou.com

📸 Instagram → https://instagram.com/fiveyearyou

• Is redefining their relationship with money
• Is learning to let go of guilt around earning more
• Needs a reminder: you don’t have to do anything to be worthy

Thanks for being one of the brave ones.

You're not chasing money. You're reclaiming your peace.

And that’s a kind of wealth no one can take away. 🙏

📌 Affiliate Disclaimer: Some links in this description may be affiliate links. As Amazon Associates, we earn from qualifying purchases through the Five Year You store (store ID: amp09-20, tracking ID: 5yy-20). This comes at no extra cost to you and helps support the podcast. Thank you!

#WealthMindset #MoneyHealing #SelfWorth #Abundance #PersonalGrowth #FiveYearYou #FinancialFreedom #ContentmentIsWealth #TimeFreedom #WorthyOfWealth #SpiritualMoneyHealing #MoneyConfidence #SelfCompassion

Hosts: Andrew Dewar & Catherine Collins

Let’s talk about one of the most common (and unspoken) fears: money. Whether you're afraid of not having enough, messing it up, or not knowing where to start — this episode is your guide to facing those fears with clarity and confidence.

• Why even wealthy people are still scared of money
• The surprising psychology behind “bag lady syndrome”
• How fear of money is tied to survival instincts
• The first step to financial peace — and why it’s the hardest
• How to reframe money talk (with yourself and others)

• Awareness is the starting point — know your numbers
• Fear thrives in the unknown — clarity calms the nervous system
• Find community and accountability — you don’t have to do it alone
• Create a vision — get clear on the life you’re building
• Talk kindly to yourself — your money story is still being written

• “Discomfort now creates peace later.”
• “One email could save you $600 — or get you a refund.”
• “Being afraid of money doesn’t mean you’re bad with it — it means you're human.”
• “You don’t need to face it all today. Just take the first step.”
• “Your future self is already cheering you on.”

Cat: Negotiated her rent increase down with just one email. 🙌

Andrew: Resisted buying a neurofeedback gadget that didn’t fit his head — progress, not perfection. 💡

• Mom’s Got Money by Catherine Collins → https://amzn.to/3USZzRn
• The Wealthy Barber by David Chilton → https://amzn.to/3UMi6Mp
• FIRE Movement (Financial Independence, Retire Early) → https://www.choosefi.com/what-is-fi/

👉 Book a FREE Clarity Call → https://fiveyearyou.com

📧 Email us → hello@fiveyearyou.com

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

You’re doing better than you think.

Every time you face your fear, your future gets a little brighter.

Thanks for being one of the brave ones. 🙏

#ScaredOfMoney #FiveYearYou #PersonalFinancePodcast #MoneyMindset #FinancialHealing #BagLadySyndrome #FIREMovement #MoneyAnxiety #RewritingYourMoneyStory #BudgetingWithoutShame

In this episode of Five Year You, we’re talking about what it means to live in uncertain times—and how to stay calm, grounded, and intentional even when the world feels like it’s spinning. Andrew and Catherine share honest insights about fear, control, emotional overwhelm, and how to come back to yourself through small, powerful actions.

💡 What You’ll Learn:

– Why uncertainty is harder right now than it’s been in years

– How to take back control over your inner calm

– Simple ways to simplify when everything feels like too much

– Why community and connection help regulate anxiety

– The power of the feelings wheel, ChatGPT, and movement

– What to do if it’s more than you can handle on your own

🛠️ Tools + Resources Mentioned:

📌 The Feelings Wheel – A free emotional regulation tool that helps you name and process what you’re feeling

🔗 https://feelingswheel.com

📌 ChatGPT – Use it to journal, ask questions, or start talking when you're not ready for therapy

🔗 https://chat.openai.com

📌 The Secret Language of the Body by Inna Segal – A book on emotional healing through physical release

🔗 https://www.amazon.com/dp/1582702608

📌 Sliding Scale Therapy – Many therapists adjust pricing based on income. Check out:

🔗 https://openpathcollective.org

📌 Free Mental Health Resources – Community-based and accessible therapy options in the U.S. and Canada

🔗 https://findahelpline.com

✨ Want more support?

We’d love to hear from you.

📬 hello@fiveyearyou.com

🌐 https://fiveyearyou.com

🎙 Subscribe for more honest conversations:

▶️ YouTube: https://youtube.com/@FiveYearYou

📸 Instagram: https://instagram.com/fiveyearyou

🎧 Podcast: https://fiveyearyou.com/podcast

Hosts: Andrew Dewar & Catherine Collins

In this powerful starter episode, we strip self-improvement down to its roots: small, gentle changes. If you've ever felt stuck, overwhelmed, or unsure where to begin your growth journey, this one's for you.

You don’t need a 5 a.m. cold plunge or a 90-minute gym routine to change your life.

You just need a first step — and this is it.

• Why basic needs are your foundation for lasting change
• How subtracting (not just adding) creates transformation
• The “5 Year You” vision exercise that makes personal growth clear and motivating
• Simple ways to regulate your emotions and improve mental clarity
• What a bedtime routine for adults can teach you about self-worth

• Mendi Brain Trainer (neurofeedback headband) → https://amzn.to/3UAA5XS
• Five Year You coaching program (Week 1–5) → https://fiveyearyou.com
• Magic Mornings habit stack → https://fiveyearyou.com

Cat: Free dressers on the side of the road? YES, please. Her inner thrifter is sparkling ✨

Andrew: Discovered the Mendi neurofeedback device and is now laser-focused (and geeked out). 🧠

• “Improving yourself starts with taking a shower.”
• “Don’t chase routines you can’t maintain. Start tiny.”
• “You already have what it takes. You just forgot.”
• “Your ego will resist change. Do it anyway.”
• “Subtraction is also self-improvement. Take something away.”

👉 Book a FREE Coaching Call → https://fiveyearyou.com

📧 Email us → hello@fiveyearyou.com

📸 Follow us on Instagram → https://instagram.com/fiveyearyou

• Anyone feeling overwhelmed and unsure where to begin
• Listeners struggling with guilt or burnout
• People who need permission to start small

You don’t need to earn your worth.

You don’t need to fix your whole life today.

You just need to love yourself enough to take the next step.

We're with you.

📌 Affiliate Disclaimer: Some links in this description are affiliate links. As Amazon Associates, we earn from qualifying purchases using the Five Year You store ID: amp09-20 and tracking ID: 5yy-20. This comes at no extra cost to you and supports the show. Thank you!

#SelfImprovement #StartSmall #FiveYearYou #MentalHealth #PersonalGrowth #HabitChange #MagicMornings #BasicNeeds #VisionWork #AdultBedtimeRoutine #YouAreWorthy