『Don't Retire...Graduate!』のカバーアート

Don't Retire...Graduate!

Don't Retire...Graduate!

著者： Eric Brotman
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 Don’t Retire… Graduate! is the podcast that invites you to rethink what retirement really means. Hosted by Certified Financial Planner Practitioner Eric Brotman, we’re here to guide you in transforming the traditional concept of retirement into an exciting and enriching graduation—a time to embark on new adventures, embrace lifelong passions, and define what success and happiness look like in this new chapter of life. Retirement isn’t just about stepping away from a career; it’s about stepping into a life filled with purpose, joy, and fulfillment. Whether you're on the brink of retirement or just starting to think about it, this podcast will help you discover what it takes to not just survive, but thrive in your post-career years. We’ll explore how to live a fun, productive, and meaningful life by setting new goals, pursuing passions that light you up, and building a legacy that truly reflects who you are. Each episode features in-depth conversations with a diverse range of guests—from award-winning authors and financial experts to influencers and everyday people with remarkable money stories. Together, we’ll uncover strategies for reaching financial independence, managing your wealth, and making informed decisions that support your dreams. You’ll learn practical tips on everything from saving money and paying down debt to raising financially literate children and growing your wealth at any age. From personal finance and investing to retirement readiness, taxes, and more, we’re here to provide the knowledge and tools you need to confidently step into this exciting new phase of life. Topics include everything from budgeting, credit, and debt to health savings accounts, insurance, social security, the FIRE movement, and the latest in fintech and finance apps. But we don’t stop at finances. Don’t Retire… Graduate! also dives deep into the emotional and psychological aspects of retirement. We’ll discuss how to maintain your mental and physical health, nurture relationships, and stay connected to your community. You’ll gain insights on how to design a lifestyle that keeps you engaged, curious, and excited about the future. Our mission is to help you figure out what you want to be when you grow up—even if you’re already grown. We believe that work should become optional, not just because you've reached a certain age, but because you’ve achieved the freedom to choose how you spend your time and energy. Whether it’s volunteering, starting a new hobby, traveling the world, or launching a second career, this podcast is your guide to creating a retirement that’s anything but retiring. In addition to full episodes, we offer bonus content every other week where you get to meet the team of financial advisors at BFG Financial Advisors and hear their real stories from the frontlines of financial planning. Retirement is not the absence of work, but the absence of needing to work. So why not graduate into a life of purpose, passion, and financial freedom? Tune in to Don’t Retire… Graduate! and let’s make your retirement the best years of your life.All Rights Reserved 2022-25 個人ファイナンス 経済学
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  • Empowering Female Advisors and Building Inclusive Firms with Lena Nebel

    Empowering Female Advisors and Building Inclusive Firms with Lena Nebel
    2025/08/14
    Welcome back to Don’t Retire… Graduate! In today’s episode, I’m excited to bring you a very special installment from our “Diary of a Financial Advisor” series. We’re diving into the professional journey, passions, and perspectives of an inspiring leader in the financial world: Lena Nebel, CFP®. Lena is not only my business partner and dear friend, but also serves as President and Chief Operating Officer at BFG Financial Advisors. With almost 25 years of experience, she’s made significant strides as an advocate for women in finance, blazing trails both inside and outside our firm. In this insightful conversation, Lena shares her story from her earliest career aspirations—sparked by her mother’s administrative role—to becoming the only woman on her college investment committee and ultimately advancing to executive leadership. Lena and I discuss the challenges she faced as a woman in an industry traditionally dominated by men, and why representation and mentorship matter not just to her, but for the future of our entire profession. We also delve into the importance of opening doors for the next generation of financial professionals—especially young women who might not see themselves reflected in the field. Lena provides concrete advice for those interested in personal finance as a career, highlighting the wide range of roles available beyond being a financial advisor, and underscoring the benefits of internships and job shadowing. We explore how true diversity—of background, experience, and ideas—fuels collaboration and strong decision-making at BFG, and discuss the positive impact of study groups, advisory boards, and male allies in advancing inclusivity across the industry. Our conversation wraps with Lena’s reflections on leadership, growth, and the ever-evolving answer to, “What do you want to be when you grow up?” 5 Key Takeaways:
    1. Diverse Career Paths in Finance: Lena emphasized that the financial services industry offers far more than just becoming an advisor. Roles in client relations, marketing, operations, and research are all vital, making it a great field for a wide variety of skill sets and interests.
    2. Mentorship and Representation Matter: As someone who experienced firsthand the lack of female role models early on, Lena is committed to mentoring young women and creating pathways for them to succeed in finance. She encourages firms to offer shadowing and internship opportunities to expose students to the real-world variety of financial careers.
    3. Collaboration Drives Better Decisions: One of BFG’s guiding principles is collaboration—not just among leaders but across all levels of the organization. Lena explains how inviting input from every team member, including interns, leads to richer discussions, stronger decisions, and a healthy workplace culture.
    4. The Value of Study Groups and Advisory Boards: Peer study groups, especially those focused on elevating G2 (second-generation) women leaders, are becoming important spaces for learning and growth within finance. Lena acknowledges that both male and female advocates are needed to accelerate industry-wide change.
    5. Progress Toward Inclusion: While change is happening, Lena notes that the industry still has a long way to go to achieve true diversity. She urges firms to look beyond appearances and seek diversity in experiences, perspectives, and education as well as backgrounds, ultimately enabling better connections with a diverse client base.

    Join us for this inspiring episode as Lena Nebel offers wisdom for established professionals, young people considering finance, and leaders committed to creating a more inclusive future. Subscribe, rate, and share if you’re ready for your own journey toward financial freedom, growth, and purpose—don’t retire… graduate! Get to know Lena here!...
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    15 分
  • Making Downsizing Manageable: How to Organize, Donate, and De-Stress Before Retirement

    Making Downsizing Manageable: How to Organize, Donate, and De-Stress Before Retirement
    2025/08/07
    Welcome back to Don’t Retire… Graduate! Today’s episode is all about conquering clutter, downsizing with dignity, and organizing your life for the next big transition—whether that’s retirement, a move, or simply refreshing your space for a more purpose-driven future. Joining me in the studio is Tara Donohue Rudo, founder of No More Piles, an organization that has helped countless families and busy professionals in the Baltimore metro area manage life’s transitions with less stress and more organization. Tara brings more than 23 years of expertise in move management, downsizing, estate clear outs, and general home organizing. In our candid and wide-ranging conversation, Tara and I dig into the emotional and practical challenges of tackling decades of accumulated “stuff,” often spanning several generations—not just our own collections, but those of our parents, adult children, and relatives who have passed on. We talk about why people keep things for so long, how daunting the downsizing process can feel, and why it’s usually better to tackle it early rather than wait for a crisis. We also discuss some of the surprising treasures Tara and her team have uncovered hidden in old boxes and back drawers, from forgotten life insurance policies and valuable coin collections to heirlooms and important financial documents. Tara shares tips for making family conversations about decluttering easier, explains her methodical approach to breaking the process down into manageable steps, and emphasizes the importance of community and philanthropy in letting go. One thing I really appreciated was how Tara approaches downsizing proactively—not just as something you do in retirement, but as a habit worth practicing at every stage of life. She’s full of actionable advice, from digitizing old photos and creating organized shopping lists to setting up systems for periodic purging, getting the whole family involved, and making certain your “secret stuff” is handled with care. There’s also a wealth of resources and professional networks for people seeking help wherever they live. If you or your family are facing a big transition or you simply want to lighten your load, this episode packs a powerful punch with both wisdom and tangible steps to make the journey smoother. 5 Key Takeaways:
    1. Start Early, Start Small: Don’t wait for a crisis to begin decluttering and downsizing. Tackle one room or even one pile at a time, and if you’ve lived in a home for decades, plan for at least a month per decade to manage the process without unnecessary stress.
    2. Professional Organizers as Allies: Hiring a reputable, experienced organizer (often through the National Association of Productivity and Organizing Professionals) gives you access to trusted resources, emotional support, and systems for uncovering and preserving valuables as well as clearing out everything else effectively.
    3. Treasures Among the Chaos: It’s common for teams like Tara’s to discover valuable items such as forgotten life insurance policies, coins, stock certificates, or important documents—sometimes totaling tens of thousands of dollars or more. Properly sorting and investigating paperwork can truly pay off.
    4. Involve the Family and Give Back: Downsizing isn’t just about “stuff”—it’s also a chance to talk about memories, philanthropy, and family storytelling. Regular purges, creating donation bins, and thoughtfully redistributing goods keeps giving at the center of the process.
    5. The Power of Three Friends: For peace of mind, identify three trusted people: one who knows your finances, one who knows your passwords, and one who knows about any “secret stuff.” This trio can help ensure your legacy and information are handled as you wish in any emergency.

    Join us as we explore how to shed physical and emotional baggage, preserve what truly matters, and set the stage for a future full of intention and possibility. If
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    35 分
  • Redefining Retirement: Eric Brotman on Legacy, Mentorship, and Financial Wellness

    Redefining Retirement: Eric Brotman on Legacy, Mentorship, and Financial Wellness
    2025/07/31
    Welcome back to Don’t Retire… Graduate! Today’s episode turns the tables for a special edition of our “Diary of a Financial Advisor” segment. Instead of my usual role as host, I’m stepping into the interviewee seat and handing the mic over to Tony Breen, BFG’s talented intern and a student at Stevenson University. Tony came prepared—having read my book and even “graduated” from Retire University—to dig into my professional journey and the core philosophies behind our work at BFG. In this conversation, Tony and I explored what “graduation” means beyond the standard notion of retirement, and why I believe it’s a model for living a life of growth, purpose, and continual reinvention. We discussed the legacy I hope to leave at BFG, and why mentorship and a collaborative, teaching-hospital-style environment set our firm apart in the financial services industry. I shared details on our unique ensemble practice model, the importance of spreading financial literacy, and the role mentoring has played in my career. Tony asked insightful questions about choosing a financial advisor, emphasizing authenticity and transparency over complexity and secrets—a message I’m passionate about. We also dug into why financial literacy is so crucial for everyone, young and old, and I pointed to resources both within and beyond BFG for anyone looking to boost their financial know-how. We wrapped up by talking about what I might “graduate” into next and what accomplishment I’m most proud of—hint: it’s not about personal accolades, but about building something meaningful and enduring for my team and our clients. 5 Key Takeaways:
    1. Redefining Retirement as Graduation: I shared my belief that retirement shouldn’t be a retreat, but a “graduation” into something even better—another chapter of purpose, relevance, and contribution, no matter your age or stage.
    2. A Legacy Built to Last: One of my greatest professional aspirations is to build a legacy at BFG that not only endures but thrives beyond my own career and lifetime, continuing to serve clients and foster great talent.
    3. The Power of Mentorship and Collaboration: Modeled after a teaching hospital, BFG offers advisors a place to learn and thrive without pressure to “sell”—demonstrating that collaboration and ethical mentorship are the cornerstones of a meaningful career.
    4. The Critical Need for Financial Literacy: Navigating the financial world requires knowledge and vigilance. I highlighted accessible resources like our free online financial literacy course at BFG University and recommended involvement in programs like Junior Achievement to help bridge the gap.
    5. Choosing the Right Financial Advisor: When seeking an advisor, trust and transparency are paramount. I cautioned listeners to seek professionals who are honest, open, and clear about their offerings—making the advisor-client relationship as authentic and supportive as possible.

    Join us for this unique insider’s perspective on purposeful growth and building a legacy in the financial world. If today’s episode resonated with you, don’t forget to subscribe, rate, and share with anyone looking to transform their approach to retirement—and to life! [embed]https://youtu.be/e1TfEAT8zC8[/embed]
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    14 分
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