In this inspiring episode, Mike Baltazar shares the real-life story of Danielle—a single mom who went from feeling stuck in the rental cycle to closing on her first home with a fixed 2.75% mortgage rate through an assumable FHA loan. Discover how this listener turned knowledge into action using the loan assumption strategy covered throughout this podcast.

If you’re a first-time homebuyer, someone feeling priced out of the market, or just looking for a smarter way to buy in 2025, this episode will show you what’s possible when you have the right guidance and access to America’s best-kept home buying strategy.

Topics Covered:

• Real-world loan assumption success story

• How FHA loan assumptions can lower monthly payments

• Why assumable loans are a game-changer for buyers in 2025

• The mindset shift that turns doubt into action

Want help finding your own low-rate opportunity?
Contact Mike Baltazar at mike@mikebaltazar.co

In this episode, Mike Baltazar reveals how one simple tool is helping buyers across Arizona take advantage of assumable loans with interest rates under 4%—even in today’s high-rate market. Learn how the MBX Loan Assumption Property Search Tool is changing the game, giving buyers access to up-to-date listings with FHA and VA loans, and making homeownership more affordable. Whether you're a first-time buyer, relocating, or just looking to save, this tool might be the edge you’ve been waiting for.

Want access to the tool or need help navigating your options?
Call or text Mike Baltazar directly at 520-490-9608
Email: mike@mikebaltazar.com

#AssumableLoans #RealEstate2025 #SmartHomeBuying #FixedRatesUnder4 #LoanAssumption #VAloans #FHAloans #MBXTeam #PhoenixRealEstate #ArizonaHomes

In this episode, Mike Baltazar shares a candid conversation with a buyer who thought loan assumptions were just another housing myth. From disbelief to action, hear how one simple explanation—and a side-by-side savings comparison—completely changed this buyer’s perspective on what’s possible in today’s market. If you’ve ever wondered whether assumable loans are real (and worth the effort), this one’s for you.

Discover how real buyers are cutting their monthly payments in half—by assuming someone else’s low-rate mortgage.