In this episode of the Babies and Business podcast, Avram and Rachel explore how even the smallest upgrades can lead to unexpected costs. What starts as a simple purchase, like upgrading your gaming system, can quickly snowball into bigger financial commitments. They share their personal experience with lifestyle creep and how one decision led to a chain of expenses they didn’t see coming.

They also discuss how making intentional, value-driven financial choices has helped them stay on track, both personally and in their business. From buying a bigger TV to unexpected office expenses, they’re breaking down the hidden costs of life’s little upgrades.

Want to make smarter spending decisions without giving up the things you love? Tune in to learn how small shifts in your habits can lead to bigger savings and more intentional choices.

🎧 Listen now: https://babiesandbiz.com/82

• Avram and Rachel explore how small upgrades can lead to unexpected costs.
• They share their personal story of upgrading their gaming system, which led to more purchases.
• The importance of making conscious, intentional choices to avoid unnecessary spending is discussed.
• They highlight the unintended consequences of lifestyle upgrades in both home and business.
• Avram uses a video game analogy to explain how growth increases maintenance costs.
• Rachel introduces "My Rich Life" from Ramit Sethi, stressing the importance of aligning financial decisions with personal values.
• They talk about how understanding your values helps guide your spending choices.
• The episode emphasizes making intentional choices without feeling deprived.

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

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Ever feel like you're spending “just a little” here and there—until you do the math and realize it’s costing you way more than you thought?

In this episode of the Babies and Business Podcast, Avram and Rachel talk about the quiet expenses that sneak into your business and chip away at your profits. They share the simple financial management habit they started using every quarter—and how it helped them cut nearly 30% of their business costs without lowering the quality of their work or lifestyle.

From overlooked subscriptions to outdated tools, they walk through the real questions they ask, the mindset shifts that made letting go easier, and the moment that changed how they approach spending.

If you're ready to clean up your finances and keep more of what you earn, this one's for you.

🎧 Listen now: https://babiesandbiz.com/81

• How Rachel cut 27% of their business expenses without compromising quality
• Why financial management is about intention—not deprivation
• How to conduct a quarterly expense audit (even if you're not the numbers person)
• Questions to ask when reviewing subscriptions
• How Rachel approaches subscription management with objectivity (and zero emotional attachment)
• Examples of unnecessary expenses in business
• Tips for communicating money concerns with your partner
• How to reframe costs in a way that makes the impact feel real (percentages, time equivalents, etc.)
• How financial check-ins can lead to major profit shifts

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

Connect with Us on Social Media:

Facebook: https://BabiesAndBiz.com/FB

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TikTok: https://BabiesAndBiz.com/TT

Twitter: https://BabiesAndBiz.com/TW

YouTube: https://BabiesAndBiz.com/YT

Do your daily actions align with the values you hold dear? In this episode of the Babies and Business Podcast, Avram and Rachel uncover the gap between real values (the things we prioritize in our actions) and aspirational values, which reflect what we wish to prioritize. Rachel shares how tracking her time and money gave her a clearer picture of her true values, while Avram recounts a conversation with someone working to bring their goals in sync with their everyday life. This episode is filled with practical tips and heartfelt insights to help you live more authentically. Tune in now and start taking steps toward the life you truly value.

🎧 Listen now: https://babiesandbiz.com/80

Key Highlights from this Episode

• The difference between real values and aspirational values
• How your time and money habits reveal your true priorities
• A powerful story from the book Who's In Your Room?
• What to do when your goals don’t match how you’re actually living
• Simple ways to audit your calendar, screen time, and spending
• Why awareness is the first step toward lasting change
• Avram and Rachel highlight the importance of closing the gap between what you say and what you do.
• The next step after awareness: making real, intentional decisions
• A peek into Rachel’s first-ever personal development course experience

Available on:

▶️ Apple: babiesandbiz.com/apple

▶️ Spotify: babiesandbiz.com/spotify

▶️ Google: babiesandbiz.com/google

Connect with Us on Social Media:

Facebook: https://BabiesAndBiz.com/FB

Instagram: https://BabiesAndBiz.com/IG

TikTok: https://BabiesAndBiz.com/TT

Twitter: https://BabiesAndBiz.com/TW

YouTube: https://BabiesAndBiz.com/YT