❓ The Big Questions You Should Be Asking | Purpose Driven Finances

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📅 Aired February 15, 2025

Over the past five weeks, we’ve been walking through the top questions every prospective client asks — from Fiduciary responsibility to Fee-Only advice, Account Monitoring, and Financial Planning. Each week, we’ve provided a free resource on the Servus Capital Management blog to help guide you further.

This week, we shift from advisor-driven questions to the questions you should be asking yourself.

We begin with a portfolio check-in:

• Gold and silver have been on a tear, though Friday brought some setbacks 🪙
• The U.S. dollar is breaking down, with notable correlations:
• • Gold: -0.65
• • S&P 500: -0.84
• • Commodities: -0.60
• The outlook for the next two months: a mix of opportunity and weakness depending on where you’re invested 📉📈

Then we ask the tough but important questions in financial planning:

• How much should I safely spend from my assets in retirement?
• Should I pursue divorce, or work on my marriage from a financial perspective? 💔❤️
• How much life insurance coverage do I really need?
• Is long-term care (LTC) insurance important for me and my family?

These are the real-life questions that shape not just your portfolio, but your future security and peace of mind.

📞 Call Allan at 434-316-0246

🌐 Visit: www.servuscm.com

📝 What Does “Financial Planning” Really Mean? | Purpose Driven Finances

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📅 Aired February 1, 2025

We’re wrapping up our series on the top five questions prospective clients ask most often. Each week, listeners have had access to a free downloadable resource on the Servus Capital Management blog — and this week’s episode is no different.

We start with a market check-in: slowing trade tariffs 🌍, anticipated government spending cuts 🏛️, and what DeepSeek and NVIDIA may be signaling about the next chapter in technology.

Then we turn to the main focus: “What does Financial Planning really mean?”

• How extensive should your plan be? From estate planning to portfolio design to risk management (insurance for auto, home, life, and long-term care)
• How holistic should it be? Do you want every piece of your financial life integrated, or just a portion addressed?
• Should planning be tied to product sales, or delivered as independent advice designed for your goals?

Financial planning is about tailoring the process to your needs — ensuring that every decision is made with clarity, alignment, and purpose.

📞 Call Allan at 434-316-0246

🌐 Visit: www.servuscm.com

📊 What Does “Account Monitoring” Really Involve? | Purpose Driven Finances

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📅 Aired January 25, 2025

We’re in week three of our series on the top four questions prospective clients ask most often. Each week, don’t forget to check the Servus Capital Management blog for a free downloadable resource to guide your planning.

This episode opens with commentary on the Trump inauguration 🇺🇸 — the optimism it’s created, the push to fulfill promises, and the challenges of bureaucrats and elites acting like “sand in the machine” of Washington. We also look at post-storm recovery in North Carolina vs. California, the outlook for alternative energy ⚡, small business sentiment 📉📈, and even the role of crypto in portfolios.

Then we dive into the week’s main topic: “What does Account Monitoring mean?”

• Managing expectations: why your portfolio is structured the way it is (value, growth, etc.)
• Managing risk: balancing what you want vs. what you need in the current economic environment
• Always invested vs. making adjustments in response to recessions, inflation, or strong growth cycles
• Rebalancing: systematic vs. adaptive approaches
• Why you need more than just “Don’t worry, it’ll come back” when the markets turn

Account monitoring is about clarity, discipline, and making sure your investments are managed with purpose in every environment.

📞 Call Allan at 434-316-0246

🌐 Visit: www.servuscm.com