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TP, Ryan, and Greg come to you answering the important question when it comes to the home buying process. They tackle topics that are currently going on in the real estate industry and provide information about loan programs, contracts, negotiations, and more.

The PayneCast is a podcast where we talk about life, sports, and money. We cover controversial topics from week to week and field questions from our auidence.

This issue of Assemble Artifacts is packed with thrillers, sci-fi, horror, and more. It features Hongfei Liu's brilliant artwork and stories of elite survival, supernatural battles, and eerie mysteries. You'll find haunting twists on a childhood tale, genetic secrets with life-or-death stakes, and unsettling explorations of relationships under pressure.