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There’s no getting around it. You need to know how to manage money to know how to manage life—but most of us don’t! This audiobook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money—how to earn it, manage it, and use it—giving you all the tools you need to take charge and be fearless with personal finance. How to Money will teach you the basics. All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!

This program is read by the author. Tiffany Pham, founder and CEO of Mogul, created one of the most successful platforms for girls worldwide, reaching millions of people to enact true change in their lives, after receiving thousands of emails asking for advice. In Girl Mogul, she speaks directly to teens and young adults, sharing insights from her own life as well as from the lives of the most incredible and inspiring women on Mogul. Tiffany has proven that with the right attitude, the right people, and the right vision, there’s nothing girls can’t do.

In 2015, Maggie Nichols’s gymnastics career was on fire. Having spent most of her young life training as an elite-level gymnast, Maggie carried the team all-around at the 2015 World Championships, helping to cinch the team gold medal. Next in her sights was the Olympics in Rio de Janeiro. She was eagerly looking forward to training for the 2016 Olympic Games along with teammates such as Aly Raisman, Simone Biles, and Laurie Hernandez. But on the verge of achieving her lifelong Olympic dream, her world came crashing down.

When a high school student started a private Instagram account that used racist and sexist memes to make his friends laugh, he thought of it as “edgy” humor. Over time, the edge got sharper. Then a few other kids found out about the account. Pretty soon, everyone knew. Ultimately no one in the small town of Albany, California, was safe from the repercussions of the account’s discovery. Not the girls targeted by the posts. Not the boy who created the account. Not the group of kids who followed it. Not the adults—educators and parents—whose attempts to fix things too often made them worse.