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想要摆脱朝九晚五的职场内卷，在英国特定的养老金与税务体系下实现财务独立与提前退休，并非遥不可及的幻想，而是通过精确规划即可达成的生活蓝图。当你厌倦了无休止的通勤与工作压力，渴望重新掌控自己的时间与未...

想要在告别职场后彻底告别财务焦虑并守住毕生财富，你必须掌握合规节税与退休理财的核心策略，避免养老金被隐形消耗。当你面对错综复杂的税务规则和急剧变化的个人现金流感到无所适从时，这套稳健实用的财务规划指...

長年にわたり築き上げた大切な貯蓄を、インフレや長生きといった老後の予測不能なリスクから守り抜き、一生涯にわたって途切れることのない安定した収入源へと確実に切り替えていくための実践的なマネー戦略です。...

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for maximizing your withdrawals from your investment accounts during your retirement. The author explains how you can draw heavily on your retirement accounts without spending yourself into premature poverty.

将来の税負担への不安を確かな安心感へと変えるため、パーソナルファイナンスの要となるIRAとロスIRAの選択基準を徹底的に解き明かします。日々の家計管理や通勤時間の合間に耳を傾けるだけで、不確実な経済環境の中...

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation's—retirement security.

Read by the author. NEW YORK TIMES BESTSELLER — A Trusted Plan for Becoming Debt-Free with Over 8 Million Copies Sold. Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions...

In finance, as in life, there's no such thing as a free lunch - unless you're well diversified. The push toward diversification inspires many investors to buy index funds, which is a smart move. But most people have missed the chance to diversify over their investing lifecycle.

In this illuminating guide to living a financially healthier, and happier, life, bestselling author and financial journalist Andrew Hallam demonstrates how you can optimize your income for maximum happiness by investing responsibly and living according to your values. You’ll find tips for using robo investors, insights for investing in socially responsible funds, and how to craft a personal budget that aligns your spending with what you hold most dear.

Transform your life savings into a stress-free retirement paycheck and secure your financial independence forever. If you are approaching the end of your career, market volatility shouldn't dictate your future. Listen on your morning commute to absorb calm, practical wealth management strategies...

What if the best chapter of your life wasn't behind you—but right now? Retire Now, Retire Happy is a quick, funny, and refreshing guide to finding purpose, peace, and joy after you clock out for good. Whether you are newly retired, counting down the days, or looking for a thoughtful retirement gift for a parent, spouse, friend, or coworker, this audiobook offers a lighthearted mindset shift for enjoying life without guilt, pressure, or the need to stay constantly productive.

We’ve been told that traditional retirement is the ultimate goal, that life will be better in the future than it is now. We’ve bought into this idea so thoroughly that we continue doing work we don’t enjoy right now for the promise of better days once we retire. In Let's Retire Retirement, financial advisor Derek Coburn challenges the traditional concept of retirement and offers a compelling vision for a more fulfilling life. He explores the origins of retirement, debunking outdated myths and presenting a new approach that aligns with modern realities.

When the global pandemic hit, older workers fortunate enough to retain their jobs once again had to navigate enormous upheaval, virtually overnight. Working from home, often in isolation, over-fifties found themselves facing daunting technological and social challenges. If this scenario is all too familiar, In Control at 50+ shows how to make the new normal work for you. Kerry Hannon, a workplace futurist and renowned expert on business, careers, and personal finance, combines all her insights and skills to help you actively shape your work future into what you want it to be.

Most people think retirement is a finish line. Most professionals think wealth is a number, protected by a document. Both are wrong. The second half of life is not just about money. It is about who will make decisions when you cannot. Who will carry the weight when care is needed.

Afraid that selling the home you've owned for decades will double your property taxes? For years, that fear kept California homeowners trapped in houses that no longer fit. Move, and you lost the low tax rate you spent 20 or 30 years building. Proposition 19 changed that, and it can save you thousands of dollars every year, if you know how to use it. Get it wrong, and it can cost your family just as much.

Most Americans will receive some sort of Social Security benefit when they retire. In fact, for most Americans, Social Security will provide the bulk of their retirement income. Yet, the vast majority have no clue how their benefit is calculated. Don't be like this! With a thorough understanding of how Social Security works, you will be well-armed to deal with the naysayers who continue to peddle the horror stories that await you if you quit your job to enjoy your life. In this audiobook, I explain it all.

In just ten short, accessible, and inviting chapters, Rethinking Investing: A Very Short Guide on Very Long-Term Investing presents straightforward steps that ordinary people can take to better invest their money. This book dispels myths about the value of investment managers, highlights emotional tendencies that can cloud our financial judgment, explains why index funds are a savvy choice, and reveals secrets like why it's better to wait until age seventy to receive Social Security benefits—along with the calculations that make this decision crystal-clear.

Retiring while you work is possible no matter your level of wealth. In his book, The Currency of Time, author David Adams introduces his three buckets of life approach to create fluid life financial plans, not emergency retirement quitting plans. Using the three buckets approach will help you feel more free, joyful, and fulfilled.

What are we going to do with those 20 or 30 years we didn’t expect? Due to unfounded fears of unhappiness and regret, many intelligent, otherwise rational people, even into their 40s and 50s, are so convinced that old age is a time of misery that they simply deny any other outcome and refuse to plan their own destiny. This optimistic and highly informative guide to smart aging will detail for listeners the steps they need to take to ensure that long life becomes synonymous with good life.