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More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

The idea of writing this book was to capture the humble origin of insurance from a casual chat in a coffee house (not in a court or parliament), then the various case laws that cemented the fundamental principles.

Struggling to meet your sales goals? Struggling to develop your life practice? Struggling to close life policies? Dealing with chargebacks when you shouldn't be? This audiobook might help. If you'd liked my other work this audiobook will blow you away. It's packed with questions, slick statements, and ways to deal with common life agent issues. I hope you enjoy the second and latest edition to “I Only Smoke When I Drink…”.

Several large, well-known insurance carriers have begun raising insurance costs on large blocks of senior and elder-owned life insurance policies to make up for underperforming investment portfolios. These rate increases have increased the percentage of lapse on a massive scale and in most cases can be detected and adjusted for to save the policy.

In Not a Good Neighbor, injury lawyer Brian LaBovick shows you how to navigate the paperwork and pitfalls of an automobile accident case. Brian shares stories from nearly three decades in practice to help you maximize benefits in this often complicated process. Learn the ins and outs of auto accident insurance and ways to increase your settlement with the strategies you need to attain the money you deserve. In today’s world, insurance alone cannot protect you. Learn how to protect yourself and fight for fairness so you’re never a victim again.

For centuries, the Insurance industry has been there for people at the worst moments of their lives, and kept the risk of those moments from stopping us from pursuing our dreams. Today, customer expectations are changing at an ever-increasing pace, driven further by the rapid digitization the world embraced in the pandemic. But that isn’t the only thing driving change in the industry, with a new generation of insurers emerging to serve customers differently and rethink the art of the possible in Insurance.

What is the "Gap"? For financial professionals, it is the gap between their current income and their potential income - and it's profound. The fact is, most financial industry pros have a massive, untapped income potential. Most are "just getting by" when they could be living the life of their dreams. But how do they bridge the Gap in way best that serves both themselves and their clients? Jim Effner has the answer. If you're tired of staring into the Gap and ready to leap into the world of the top producer, buy this audiobook. Then hold on. It's going to be an exciting ride!

Attract the right clients who will step up your sales game! In The Secret Art of Selling Insurance, award-winning educator and top sales producer Ana-Maria Figueredo helps you to level-up your sales game. Learn industry secrets, find the right insurance customers, and get the professional recognition you deserve!

Retired four-star general Stan McChrystal has lived a life associated with the deadly risks of combat. From his first day at West Point, to his years in Afghanistan, to his efforts helping business leaders navigate a global pandemic, McChrystal has seen how individuals and organizations fail to mitigate risk. Why? Because they focus on the probability of something happening instead of the interface by which it can be managed.

Every year, millions of Americans are overcharged and underserved while the health-care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health-care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair and shows how you can, too.

This is the ultimate guide and reference book for anyone who will use medical care or have insurance questions. If you don't have a professional advocate or someone to advocate on your behalf effectively, this is the advocate for you. Inside Patient Advocacy Matters II, you will find more updates from the first edition that keep up with the ever-changes tides of healthcare.

There's been a lot of talk recently about metrics and key performance indicators (KPIs). But, what does it all mean? Metrics can mean everything, or they can mean nothing. I know what you're thinking. "I started my insurance agency so I could pore through mounds of data and spend hours looking over spreadsheets," said no one ever! That's why I wrote the book.

People often ask me to help them assess what their odds of success will be in some new endeavor: What are my odds of succeeding as a full-time blogger? What are my odds of succeeding as an indie game developer? What are my odds of succeeding as an entrepreneur? On the surface it seems intelligent to assess your risks before embarking on a new venture. Unfortunately the way I’ve seen most people do this is rather silly.

In this landmark book, author Tony Caldwell takes you step-by-step through the thinking, mindset, skill sets, and checklists you need to launch and successfully operate an independent insurance agency. Utilizing his proven method, he not only challenges you to dream your vision so well you can articulate it, but he also provides the practical tools and expertise to help you grow while avoiding common pitfalls. Done the right way, your business will grow into a noble endeavor to benefit your community.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

Perfect for businesswomen of all ages. Tawnie Breaux creates a straightforward, get to the point guide for mastering the art of self-confidence using lessons learned from years of experience in a male-dominated industry. If you are ready to take your career to the next level, exceed financial goals, care for your family, and take that much-needed vacation, this book will set you apart from the general rat race and help get you there faster. Creating a successful career starts with a few simple strategies. Enjoy these everyday tips to unlock your power and know your worth.

Can learning about Medicare actually be fun? Probably not, but it doesn’t have to be miserable like most books will make you feel. Medicare for the Lazy Man is a quick and thorough guide created by a highly qualified expert. It will show how to slide through that encounter with Medicare and squirt out the other side with the best protection available on the market today. In very short order listeners will learn exactly what needs to be done and when.

One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research and his own experience, The Price We Pay paints a vivid picture of price-gouging, middlemen and a series of elusive money games in need of a serious shake-up.

Financial freedom is just a distant dream for many of us. But what if I tell you that there is an easy way for you to earn a passive income with little to no investment? This audiobook will give you important information on how to earn passive income, and not just that! This supplemental income can eventually become your key to financial freedom if you do things right, and this audiobook will tell you how!

Change is coming to insurance. The tradition-bound P&C industry is on the cusp of the most radical change since the invention of the automobile. And leaders are unprepared for the size, scale, and speed of what's to come from the wave of millennials, new technology, and venture capital funding coming our way. Insurance has been largely immune to upheavals for reasons that startups do not comprehend. But this time is truly different. Forces have been unleashed that will upend the industry sooner than you think.