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In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

On this occasion, Matilda, resentful of her constant setbacks, decides to change the course of history, then goes back to the time when she was still friends with Gellfara. To ensure her victory, Matilda made Gellfara disappear from history so that he could never create the Halloween warriors. Even so, Matilda achieves temporary victories that she cannot retain for long; but in the end, she ends up allying herself with the cult of the demons of the galaxies. Dorian grants a cult for herself.

This book is a diverse collection of short stories based on both fantasy and embellished facts. Although they are short stories, the plots and happenings will stick in your mind and the memories will not be short, although some will cause laughter and others wonder. I am very sure that you will read some of these stories more than once. In fact, I bet you!

The majority of people in the world do not believe that there are actual demons in the world. They are around you in such large numbers that you would be scared to come out of your home and walk around. There is even a high percentage of people that identify themselves as Christians that don't believe they exist. They just believe that demons are a figurehead of evil used to scare you. Third world countries know more about demons than the civilized world. That statement tells you how much education we need on this subject.

Kalelana, a handsome, mighty and brave man successfully saved the daughter of King of Galuga from the clutches of an evil genie. The hope of marrying the beautiful princess, as a reward for his bravery, was within reach. But then, the King of Galuga broke his promise. He refused to let his daughter marry a man of unknown origin. That's when Kalelana's determination began. He needed to know his true identity, his birthplace, his parents, his ancestors, and his origins. In his quest to trace his lineage, fragments of past memories started to emerge.

After the loss of my wife, Michele, in April of 2020 (we were together for fifty-six years), my heartache overwhelmed me. While in a hospice therapy session, I learned one method of healing was to write poetry and to date each one to show the progression of your healing. These poems are a result of that. I hope they help you possibly as much as they helped me.

This book is targeted at public libraries, library and information professionals, and public institutions that desire to help their patrons navigate their careers and improve their job-seeking outcomes. Improving the job-seeking outcomes for patrons should be a top priority for public libraries especially after a pandemic, to put job seekers back into the workforce by ensuring that patrons have the capability to improve their assets in terms of knowledge, skills, and attitudes they possess in order to gain employment.

This book serves as an unbiased guide to becoming the entrepreneur that you set out to be on day one of your adventure as a business owner. Remember what made you break away from the nine-to-five job? Remember why you stopped doing things the old way and started something new? This book is about rediscovering you and your brand's potential. Believe it or not, the two are tied together.

This book is a collection of poetry centering heavily on practice of examining one's self, looking at once at one's actions and one's motivations, the examining of one's feelings. What are the things your heart longs for? How do you respond to situations when they go well or poorly? I believe that self-examination is important and needful in order to gain a godly perspective. The word of God and the life example that Jesus lived is the standard of how a life is to be lived.

This audiobook is a poetic account of my experiences in the journey of finding and getting to know who I am with Jesus in my heart.

This audiobook highlights the emotional and spiritual battles that many people endure due to past experiences, such as negative relationships or mistreatment. It emphasizes overcoming self-doubt and low self-esteem resulting from these past traumas. The authors underscore the profound impact of one's words in shaping experiences and propose that addressing internal wounds is crucial for genuine healing and deliverance.

In 1965, war was on simmer, and buddies were getting drafted or going into the safer Air Force, Navy, or Coast Guard rather than the more combatant Army and Marine Corps. I'm 75. Had I had the opportunity to do it again, I'd go as a noncombatant combat photographer or broadcaster for AFN wherever in the world I was sent. That's another story.

Soon after graduating high school, Shabequa finds herself seeking adventure, an opportunity to serve her country, travel, and continue her educational pursuits in the army. During the first few weeks of basic training, she finds herself on a nonstop roller-coaster ride of tough-minded drill sergeants, sexually charged enlistees, mental and physical training designed to weed out the weak, self-awareness, and corporate discipline.

Do you ever ask the universe, "Why me?" Do you know someone to whom many bad things have happened? Well, that's me. I have wondered if I was cursed. Did I do something bad in a previous life that I am paying penance for in this one? I mean, I have been in three tornadoes. My life has been filled with tragedies from the start. You know things are bad when you are constantly told you should write a book. So I did! My faith has been tested over and over again. Hopefully, this will give someone else the courage and faith to get through something they are going through.

Brooke and Heather had been prayer partners for over twenty-five years. They had each been awakened during the early hours of the morning and urged to pray. They just knew that young women with blonde hair and blue eyes were in danger, and the Lord needed them to pray. After several months of praying, they were urged to go to a small mountain town in Northern Kentucky to meet together to do battle against the forces of darkness.

This book is about my father. In 2015, he experienced an ischemic stroke and was in the hospital and a rehabilitation center for twenty-one days. I was there every day. I was scared and nervous. A few days into it, I decided to keep a mini journal, jotting down observations, conversations, and some of my own personal feelings throughout this experience. It started to get therapeutic. Then I decided that it may be a good way to share with my dad what happened if he doesn't remember. I think of it like that night out with that one friend that didn't drink anything and can tell you what happened.

Robin Vega, a young girl from a broken home, decides to run away from her life with her boyfriend, Jackson Bailey. However, two years later, Robin, working at a club with her now-husband Jackson, is questioning whether or not she made the right decision. She's then left at a crossroads when she finds out she's expecting her abusive husband's child.

Delve into The Secret Princess, an award-winning Catholic fantasy novel about blossoming in a time of trial through the power of stories. Infused with devotion to the Eucharist and the Sacred Heart of Jesus, this captivating tale from J.C. Prins is masterfully written to fill young hearts and imaginations with goodness, truth, and faith.

This is a literary composition composed for those who feel like nobody's listening. For my comrades, my mom and my dad, and my two sisters who showed me what it means to be different. For the drug addicts that fiend but still dream of better conditions, huddled with puddles on pillows with Brillos and pipes, not bathed or slept in days, high as a kite. For the single parents that struggle working doubles, taxing their muscles so their children can comfortably cuddle and sleep at night.

Don't hesitate--today is the day! Jesus is graciously waiting for you to acknowledge Him, to come to Him. While you are waiting to invite Him into your life, He is forever there waiting for you, His arms open wide, lovingly resigned. He will forgive all your sins and send you the helper, the Holy Spirit, to guide, encourage, and teach you always. In Him you also trusted, after you heard the word of truth, the gospel of your salvation; in whom also, having believed, you were sealed with the Holy Spirit of Promise.