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  • Inside EMS: How First Responders Cope with Trauma, PTSD, and the Need for Mental Health Support
    2025/10/22

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Guest:

    Mike Mudd - USAF Veteran, Retired Paramedic Captain, & Realtor®

    In this powerful and candid episode, Ashlee and Jennifer are joined by Mike Mudd, a Louisville-based realtor, former paramedic, and USAF veteran. Mike reveals his journey through 25 years in EMS, the emotional toll of responding to critical incidents, and the struggles first responders face in accessing mental health support. With raw honesty, he shares personal stories of trauma, resilience, and the importance of recognizing and caring for the people behind the uniform.

    Key Discussion Points:

    Mike’s Career Journey - Started as a dispatcher; worked up to EMT and then paramedic and Captain in Louisville EMS service.Transitioned to real estate after reaching burnout in EMS.

    Childhood Influences - Grew up in a split family with a police officer stepfather. Discussed Mike's childhood fascination with sirens, lights, and law enforcement.

    Reality of EMS Work - Describing the unpredictability and independence required in EMS. Mike shares stories of traumatic calls, the emotional aftermath, and the lack of support systems during his tenure. Highlighting the emotional toll, including PTSD and worst-case scenario thinking.

    Mental Health & Support - Mike discusses the lack of formal debriefing or mental health resources for EMS crews during his career. Makes a strong case for mandatory mental health checkups for first responders following major incidents and talks openly about the effects of trauma on personal relationships and daily life.

    Leadership & Recognition - Reflection on management challenges and the importance of leadership that sees and supports its people. The group advocates for more recognition and appreciation for EMS, dispatchers, and corrections staff. Mike suggests that small gestures of affirmation (even a $2 ribbon) can drive morale and healing.

    Family & Grief - Mike shares how his family's background in law enforcement shaped his worldview and relationships, with talks about coping with the loss of loved ones and choosing to live joyfully as a tribute to those lost.

    Humor & Coping Mechanisms - Mike explains how humor, pranks, and camaraderie help crews decompress from the harsh reality of first responder work. He emphasizes the importance of healthy ways to release stress, sometimes misunderstood by the outside world.

    Want to get in touch with Mike?

    🔗 Website: https://www.mikemuddrealtor.com/

    🔗 Instagram: https://www.instagram.com/mikemuddrealtor

    🔗 Facebook: https://www.facebook.com/mike.mudd.188?mibextid=wwXIfr

    Email: mike@semonin.com

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    41 分
  • Thriving as a First Responder Family: Nurse Coaching, Mental Health Support, and Self-Care Strategies
    2025/10/08

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Guest:

    Kristin Greathouse, BSN, RN, NC-BC - Wife & Child of a First Responder

    In this insightful episode, hosts Jennifer and Ashlee welcome the extraordinary Kristin Greathouse - nurse, board-certified nurse coach, first responder spouse and daughter to unpack the unique challenges and strengths of families serving on the front lines. They delve into Kristin’s personal journey, the crucial differences between coaching and therapy, and how coaching serves as a vital resource for first responder families navigating stress, trauma, and the demands of their roles.

    Key Discussion Points:

    Kristin’s Story: Kristin shares her background as both a child and spouse of first responders, her own path to nursing (including returning to school at 40!), and why she became passionate about nurse coaching.

    Nurse Coaching Explained: What nurse coaching is, how it differs from traditional therapy, and why it’s particularly impactful for those in high-stress professions and their families.

    Family Dynamics & First Responders: Kristin opens up about the realities of marriage to a police officer, navigating hypervigilance, and the importance of building a peaceful home sanctuary.

    Themes in Coaching First Responder Families: Common struggles such as apologizing for feelings, putting oneself last, and the journey toward self-worth.

    Self-Care that Actually Works: Kristin and the hosts exchange quick, practical self-care tools that resonate for first responders and their loved ones from tactical breathing and body scans to journaling (even with video!) and honest emotional expression.

    Coaching in Real Life: How coaching techniques help defuse tension and promote understanding at home, plus why you shouldn’t take your partner’s work stress personally.

    Supporting First Responder Kids: Reflections on growing up in a first responder household, the role of resilience, and insights for children (and parents) who carry these unique experiences.

    Resources & Tips Mentioned:

    EMDR therapy for trauma

    Tactical (box) breathing techniques

    Video and written journaling

    Progressive muscle relaxation

    Want to get in touch with Kristin?

    Email: kmhgreathouse@gmail.com

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    34 分
  • Breaking the Stigma: Substance Abuse, Hope, and Resilience in First Responder Families
    2025/09/24

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    In this heartfelt follow-up to their interview with Marian Crossgrove, Jennifer and Ashlee dive deep into the often-overlooked topic of substance abuse in the first responder community. With no guest this week, the hosts reflect on Marian’s story of resilience, recovery, and hope. They use her journey as a springboard for a candid discussion about why substance use is so common among first responders, how it impacts families, and what real recovery can look like.

    Key Discussion Points:

    Marian’s Inspiring Comeback: Marian’s story of losing her identity, seeking help, and returning to the first responder field offers hope to those who may feel isolated by substance abuse.

    Cultural Normalization of Alcohol: The hosts discuss how drinking is woven into the fabric of first responder culture as a means of celebration, coping, camaraderie, and the slippery slope it can create.

    Family Perspectives: Ashlee and Jennifer describe personal experiences growing up in families where drinking was normalized, and how family members can play a crucial role in identifying when substance use becomes a problem.

    Defining Addiction: Jennifer breaks down how addiction is identified, emphasizing the importance of looking at functioning and not just frequency or quantity of use. They highlight the clinical criteria and how family concern is a significant indicator.

    Genetics, Trauma, and Coping: The discussion covers how genetics, trauma exposure, and lack of healthy coping mechanisms can all intersect to increase the risk of substance abuse among first responders.

    Shame, Stigma & Department Culture: There’s an honest exploration of the double standard within some departmentswhere drinking is both encouraged and shamed, and how this adds complexity to getting help.

    Moving Toward Wellness: Both hosts stress the importance of departments understanding their resources, building peer support, and knowing treatment options because being prepared can save careers and lives.

    The Complexity of Recovery: Recovery from substance abuse isn’t easy, especially in a culture where drinking is prevalent. Jennifer and Ashlee share insights on the dedication required for recovery and the ongoing journey of maintaining wellness.

    Resources and Recommendations: The hosts encourage listeners to explore resources like Alcoholics Anonymous, peer support teams, and to approach the issue proactively within their departments. They remind families and departments to stay educated and ready to help.

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    28 分
  • Facing Substance Abuse in First Responder Communities: Lessons from Marian Cosgrove
    2025/09/10
    Hosts: Dr. Ashlee Gethner, LCSW – Child of a Police Officer Jennifer Woosley Saylor, LPCC S – Child of a Police Officer Guest: Marian Cosgrove - Army Veteran and Law Enforcement Officer Episode Overview: In this deeply honest and powerful episode, hosts Jennifer and Ashlee sit down with Marian Cosgrove, an Army veteran, long-serving law enforcement officer, and survivor, to talk about substance abuse among first responders. Marian shares her personal journey from childhood trauma, through years of high-functioning alcoholism, to eventual recovery. She discusses the cultural normalization of substance use in law enforcement, the challenges of recognizing when coping has become addiction, and the importance of self-reflection and support. Marian opens up about the root causes of her substance abuse, the process of self-honesty, hitting rock bottom, and the life-changing role of therapy and 12-step programs in her recovery. The conversation also touches on the impact of unresolved pain from childhood, why coping mechanisms develop, and how compartmentalization can be both protective and harmful. Key Topics Covered The Hidden Prevalence of Substance Use: Why substance abuse is so common among first responders and how drinking becomes normalized as a way to cope with trauma and emotional suppression. Marian’s Story: From a significant childhood trauma (including her struggle to be heard and believed), to coping with discomfort through alcohol use, Marian details how her journey diverged into high-achievement while battling feelings of being an outsider and never quite fitting in. Where is the Line?: We explore the blurry line between social drinking and alcoholism, and how it’s not always clear. Especially for high-functioning individuals. Self-reflection and honesty are critical. Compartmentalization and Childhood Impact: The conversation emphasizes how early experiences and learned coping tactics can shape adult behaviors, especially in high-stress careers. Functional Alcoholism & Progression: Marian describes how her drinking escalated slowly over decades, how she rationalized her habits, and how the "incremental elevator" of standards slides over time. Reaching Out and Support: After her life spiraled, Marian sought help through a treatment program and AA, acknowledging the difficulty and necessity of vulnerability and community among those with lived experience. Changing Coping Mechanisms: Using the concept of “neuro-bypasses” (habitual pathways in the brain), Marian explains how long-term coping with substances becomes deeply ingrained, and how therapy and group support helped her forge new habits. Impact on Family & Children: The group discusses how first responder stress and substance use can affect families, particularly children who may internalize emotional disconnection at home. Advice for Listeners: Marian encourages anyone struggling with substance abuse to reach out, listen to others’ stories, seek both peer and professional support, and understand that recovery is possible. If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms! Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms! Follow Us: - Facebook: When The Call Hits Home Podcast - Instagram: @whenthecallhitshome - Whenthecallhitshome.com --- This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice. The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk. WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.
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    47 分
  • Policing, Teaching, and Mental Health: Dr. Charles Baker on Building Better Criminal Justice
    2025/08/27

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Guest:

    Dr. Charles Baker - Retired Police Officer

    Episode Overview:

    In this enlightening episode, Jennifer and Ashlee sit down with Dr. Charles Baker, whose career path has come full circle: from Louisville Police Department officer, to high school teacher, to director of security, to criminal justice professor. Dr. Baker shares thoughtful reflections on how his diverse experiences have shaped his understanding of policing, teaching, and the intersection of criminal justice and mental health.

    Key Topics Covered

    Teaching Criminal Justice: Blends real-world police experience with academic theory, focuses on practical examples, and encourages critical discussion on current issues.

    Misconceptions & Media: Breaks down myths from TV about policing, emphasizes the everyday realities of law enforcement, and highlights the crucial role of accurate report writing.

    Mental Health & Family Impact: Discusses the growing openness about officer mental health, unique stressors of the job, and the effects on family life.

    Key Skills for Officers: Stresses the importance of communication, understanding community perspectives, and balancing professionalism with compassion.

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    43 分
  • Growing Up in a First Responder Family: Resilience, Family Dynamics, and Career Choices
    2025/08/13

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Episode Overview:

    In this candid episode, Ashlee and Jennifer turn the mics on themselves to dive into their personal journeys, career paths, and how being raised in first responder families shapes not only your worldview but your entire emotional toolkit. The duo explores themes of resilience, family systems, vulnerability, and the ongoing impact of childhood experiences into adult life.

    Key Topics Covered

    The First Responder Family System: Jennifer and Ashlee reflect on the unique resilience, values, and awareness that come from growing up in a first responder household. They discuss how these environments often foster critical thinking, acute emotional intelligence, but also present real challenges especially around chaos, structure, and sometimes rigid expectations.

    Career Paths: Ashlee and Jennifer share their motivating moments that led them to helping professions (social work, mental health), including behind-the-scenes stories about family, pivotal college classes, and the “aha” moments that cemented their purpose. Candid talk about how family experiences (including tough love and the need to “prove ourselves”) shape career choices and attitudes.

    Family Dynamics & Resiliency: A reflection on the double-edged sword of first responder family dynamics. The strong values and community, alongside the strictness and sometimes unintentionally harsh communication styles that get carried from the field into the home. Insights into how these family systems continue to evolve as children grow into adults and re-negotiate relationships with their parents.

    Vulnerability & Forgiveness: The importance of parents, especially first responders, showing vulnerability and apologizing when things go wrong. How open, honest dialogue between parent and child can build long-term resilience and deep family bonds, even (or especially) after conflict.

    Parenting Reflections: Both hosts admit the learning curve of parenting, and the hope to do things differently while acknowledging that every generation makes mistakes. The value of simply saying “I’m sorry” as a parent.

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    36 分
  • Breaking the Stigma on First Responder Mental Health, Family, and Healing
    2025/07/30

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Guest:

    Gary Jarboe, Retired Marine & Police Sergeant

    Episode Overview:

    In this powerful episode, Jennifer and Ashlee sit down with Gary Jarboe, a retired police sergeant and Marine Corps veteran, to discuss mental health in first responder careers and beyond. Gary shares openly about his military background, long law enforcement career, personal challenges, and the journey toward seeking mental health support, even long after retirement.

    The conversation dives deep into breaking the stigma surrounding mental health for first responders, the impact of career stress on family life, and the power of vulnerability. Gary also provides heartfelt advice to younger generations entering public service, emphasizing the importance of not holding back when it comes to getting help.

    Key Topics Covered

    Challenges of Seeking Help: Stigma around mental health for police and veterans; how the culture of “sucking it up” impacted both work and home.

    Impact on Family: The difficulty of sharing traumatic experiences with loved ones; how avoiding vulnerability affected relationships, especially with his wife and children.

    Turning Point: Discovering a first responder-focused mental health program (PCIS) after retirement—Gary’s reflections on finally opening up and how it strengthened his marriage and communication with his family.

    Advice for New First Responders: Don’t wait to get help; keep your “bucket” from overflowing; acknowledge and address mental health needs early.

    Destigmatizing Mental Health: The importance of finding the right provider who understands first responder culture, and why programs tailored for police and veterans are so crucial.

    Thank you Brian for joining us! If you would like to connect with Brian you can find him @ https://financialcop.com/team/meet-brian-box/

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    29 分
  • Financial Wellness for First Responders: Expert Insights on Managing Money, and Retirement
    2025/07/30

    Hosts:

    Dr. Ashlee Gethner, LCSW – Child of a Police Officer

    Jennifer Woosley Saylor, LPCC S – Child of a Police Officer

    Guest:

    Brian Box CFS, Retired US Army & Police Sergeant

    Episode Overview:

    In this enlightening episode, Ashlee and Jennifer welcome Brian Box—former army officer, police sergeant, and now financial advisor—to unpack the unique financial challenges and opportunities faced by first responders. The conversation weaves Brian’s personal journey from military to law enforcement and eventually into financial planning, illustrating firsthand how these careers impact financial wellness, family life, and long-term stability.

    Key Topics Covered

    Brian’s Journey: Brian shares his background from Texas A&M to the U.S. Army, his years as a police officer, and ultimately the career pivots and financial planning that led him into advising other first responders.

    Unique Financial Challenges for First Responders: The trio discusses overtime as a built-in option for many first responders, the trap of “lifestyle creep” with higher base pay, and the stress of balancing multiple roles at home and work.

    Financial Wellness & Family Impact: How money stress contributes to marital strain and higher-than-average divorce rates among first responders, and practical tips for healthy budgeting.

    Budgeting & Debt: Brian dives into why a budget is your top wealth-building tool, the debt snowball method, and how to break the paycheck-to-paycheck cycle common in 80% of U.S. households.

    Retirement & Pensions: Explanation of first responder pension systems, their limits, and what planning for retirement really looks like—especially for those entering the field later in life.

    Teaching & Resources: Details about the financial education classes Brian and his team provide to academies and departments, plus online resources like their “Legacy Go Bag” for organizing wills and vital documents.

    Success Stories & Impact: Brian shares small but important victories—helping first responders pay off debt, retire with confidence, and break destructive financial cycles for good.

    If this episode resonated with you or if you have stories to share about living with a first responder, reach out to Ashlee and Jennifer on their social media platforms!

    Thank you for tuning in! Don't forget to subscribe, rate, and review "When The Call Hits Home" on your favorite podcast platforms!

    Follow Us:

    - Facebook: When The Call Hits Home Podcast

    - Instagram: @whenthecallhitshome

    - Whenthecallhitshome.com

    ---

    This podcast does not contain medical / health advice. It is not intended to be a substitute for professional medical or mental health advice, diagnosis or treatment and should not be relied on as health or personal advice.

    The information contained in this podcast is for general information purposes only. The information is provided by Training Velocity LLC and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Podcast or the information, products, services, or related graphics contained in the podcast for any purpose. Any reliance you place on such information is strictly at your own risk.

    WE ARE NOT RESPONSIBLE NOR LIABLE FOR ANY ADVICE, COURSE OF TREATMENT, DIAGNOSIS OR ANY OTHER INFORMATION, SERVICES OR PRODUCTS THAT YOU OBTAIN THROUGH THIS PODCAST.

    Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment and before undertaking a new health care regimen, and never disregard professional medical advice or delay in seeking it because of something you have heard on this podcast.

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    53 分