In this episode, Nathan and Jordan explore how to consider capital gains tax as part of an amicable separation, where both parties want a fair and low-stress outcome. Using a listener’s real-life question, they discuss property settlements, splitting superannuation, and the practical steps for building new lives while keeping things civil for the sake of kids, family, and friends.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Annuities are making a comeback, and with super funds soon required to offer them, many retirees are asking if they should be part of their plan.

In this episode, Nathan and Jordan break down what annuities are, how they compare to account-based pensions, and why Centrelink concessions can make them attractive.

They also explore the trade-offs: security versus flexibility, estate planning implications, and whether annuities might fit into your retirement income strategy.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Family trusts can feel like a maze, especially during separation or divorce. In this episode, Nathan and Jordan unpack why family trusts exist, what it means when you’re asked to sign trust documents, and the risks of doing so blindly. They explain the real purposes of trusts, like asset protection and tax minimisation; while highlighting the confusion and vulnerability many people feel. Whether you’re navigating divorce or simply curious, this episode will help you approach trusts with clarity and confidence.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

When a parent’s health declines but they refuse aged care, families face an emotional and practical dilemma. In this episode, Nathan and Jordan explore how to balance safety with respecting your parent’s independence, the toll it takes on family members, and practical steps you can take to ease the situation.

From assessments and home safety tweaks to documentation and family meetings, we share insights to help you navigate one of the hardest conversations you’ll ever face.

Visit www.weavinggoldpodcast.com for more episodes, blogs and to get in touch.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

In this follow-up to Part 1, Nathan and Jordan dive deeper into Anne’s complex question about separation, super, and aged care.

They unpack how Centrelink assesses whether someone is considered a spouse, the five key factors that determine separation, and how aged care rules—like the “protected person” definition—can drastically affect assessments.

They also explore what happens when power of attorney and defined benefit pensions collide.

A real-world look at the messy, interlinked nature of retirement, aged care, and estate planning.

While Nathan and Jordan try to shy away from Jargon, there are so many rules and specifics in this ep, it can get a bit curly.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

In this listener question episode, Nathan and Jordan unpack a complex scenario: a long marriage, an amicable separation under one roof, and a defined benefit pension.

What happens if one partner passes away?

How do reversionary pensions work, and what actually counts as a “spouse” under superannuation law?

They explore the grey areas, the role of trustees, and why there’s rarely black-and-white certainty when family law and superannuation collide.

This one gets a bit wordy!

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Have you got a Self-Managed Super fund, but don't fully understand the rules?

Self-Managed Super Funds can give you more control; but they also come with serious responsibilities.

In this episode, Nathan and Jordan unpack what it really means to be a trustee. From the duty to act with honesty and diligence, to the sole purpose test, to record-keeping and audits, they explain the key obligations and common mistakes that catch people out. If you’ve got an SMSF, or are thinking about starting one, this episode is essential listening.

You can also get more informatino on SMSFs from the ATO here: Self-managed super funds | Australian Taxation Office

And The ATO have education here: Self-managed super fund education products | Australian Taxation Office

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.

Fresh from a divorce settlement and thinking about a new car?

Nathan and Jordan unpack the financial and emotional factors to consider when answering a question from a listener, from the independence a new car can bring to the real cost of loans and novated leases.

They explore opportunity cost, budgeting, dealership traps, and how to decide what’s right for your situation.

Nathan:

advice@nathanfradley.com.au

www.nathanfradley.com.au

Jordan:

jordan@planningsolo.com.au

www.planningsolo.com.au

The information contained in this podcast is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser.

Jordan and Nathan are both authorised representatives of PlanningSolo Licensing, AFS Licence 526143.