 
                Untangling Mortgage Rates: Credit, Down Payments, and Why 19% Beats 20%
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We break down why rates dipped despite Government shutdown and show how your personal profile, not the headline number, decides your mortgage pricing. Credit tiers, down payment strategy, occupancy, term, and loan size all interact—and you can use them to your advantage.
Another MUST LISTEN to episode!!
You can find Nikki on TikTok, Instagram, and Facebook at mortgagesfrommntoaz and Email Angie at Angiegerber@gmail.com or comment where you’re listening and we’ll reply.
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Angie Gerber
angiegerber@gmail.com
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