📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

In this webinar, asset protection attorney Douglass Lodmell explains how investors and high-liability professionals should structure entities to reduce exposure, contrasting inside vs. outside liability and why LLCs are commonly used to hold rental properties. He discusses when to silo “dirty” assets like rentals and operating businesses, noting janitorial or similar high-risk businesses are typically kept separate and often run as an LLC taxed as an S-corp, while safer assets (brokerage accounts, stocks/bonds, many LP interests) can sit under a holding company such as an asset management limited partnership (AMLP). Lomel gives a rule-of-thumb of roughly $250k–$500k equity per rental-property LLC and emphasizes insurance as the primary defense. He explains why passive LP investors generally have no personal liability beyond their investment, outlines jurisdiction choices for LLCs vs. holding companies, and details adding an asset protection trust—favoring a hybrid “bridge trust” that can convert offshore if needed—along with considerations for homes, life insurance, crypto, and avoiding fraudulent transfers and tax-scheme promoters.

00:00 LP Liability Shield

00:35 Webinar Setup

01:18 LLCs and Liability Types

02:57 Why Passive LPs Win

04:21 Building a Holding Structure

07:28 Best States for Entities

09:20 How Many Properties per LLC

13:45 Siloing LP Interests

18:02 Dirty Assets and Side Silos

20:25 Doctor Lawsuit Scenario

21:40 Single Member LLC Tax Simplicity

23:55 Trust Layer and Collection Defense

27:03 Discovery Costs Reality

27:48 Settlement Leverage Assets

30:21 Negotiation Trump Card

34:15 Trust Options Offshore

38:04 Bridge Trust Sweet Spot

40:57 Layering LLCs Over Time

42:10 Insurance And Homestead

47:24 Crypto Placement Protection

49:17 Finding Hidden Crypto

51:30 Avoid Tax Trust Scams

55:12 Wrap Up And Contact

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

This webinar introduces infinite banking/accredited investor banking using properly designed whole life insurance as a liquid, asset-protected “cash value” tool that can be borrowed against to invest while the full cash value continues to grow. The presenter explains why configuration matters—minimizing the insurance/base premium (often ~10%) and maximizing paid-up additions (PUAs ~90%) to reduce fees and commissions, improve early liquidity, and reach a faster break-even point. It contrasts a 90/10 design versus a 50/50 design, discusses dividends, tax-free loans/withdrawals, MEC limits, underwriting, policy loan rates (~4–6%), and use cases such as funding deals, emergency reserves, education funding, retirement income, mortgage payoff decisions, and legacy planning. A licensed, non-captive agent joins to explain illustrations, funding flexibility, and scenarios like “flash funding” after liquidity events.

00:00 Infinite Banking Overview

01:21 Why Replace the Bank

03:00 Whole Life vs Term

04:41 Core Policy Benefits

07:00 Loans and HELOC Analogy

10:43 Emergency Fund and Protection

11:28 Whole Life Scam Debate

12:08 Premium Split Secret Sauce

18:27 PUAs and MEC Limits

22:32 How to Use the Policy

30:49 Policy Illustration Break Even

33:02 Flash Funding New Setup

33:55 Choosing Carriers and Agents

36:10 Riders Underwriting and Timing

38:01 Advanced Triple Dip Ideas

38:38 Leverage With Safe Assets

39:13 Growth Years Deal Funding

40:42 Liquidity Uses And Expenses

41:13 Endgame Retirement And Protection

41:48 Funding Options For New Investors

42:34 Policy Loans Versus HELOC

47:41 Accredited Investor Banking

48:22 Courses Community And Trifecta

51:13 Advanced Home Purchase Strategy

53:12 Teaching Kids Controlled Debt

54:22 Break Even And Policy Review

55:43 Policy Design 10 90 Explained

01:00:57 MEC Limits And Flexibility

01:04:14 Costs Liquidity And Break Even

01:06:44 Carrier Choice And 50 50 Compare

01:09:23 Infinite Banking Fees

01:11:01 Policy Design Levers

01:11:52 Liquidity Versus Growth

01:13:15 Best Use Cases

01:20:21 Stacking Policies Strategy

01:24:12 Buy Borrow Die Explained

01:25:41 Loans Rates And Flexibility

01:28:01 Break Even Benchmarks

01:29:21 Windfall Funding Options

01:31:13 Qualifying And Insurability

01:32:52 Paid In Advance Premiums

01:35:58 Final Thoughts And Next Steps

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

https://www.beckonaire.com/

david@beckonaire.com

The host shifts from investing to spending on experiences through travel, referencing Bill Perkins’ idea of trading money for memories, especially after 40. He interviews David from Beckonaire, who designs bespoke luxury trips—hotels, villas, yacht charters, private tours, and complex logistics—explaining that travel advisors are typically paid commissions by hotels and can add perks like credits and upgrades without costing clients more. David argues advisors reduce risk and friction across transitions (transfers, visas, timing) and become essential as trip spend rises. They discuss typical five-star costs for a family of four, where luxury isn’t worth it (overpriced hotels and buzzworthy destinations), the value of boutique hotels, and examples of upgrades like meet-and-greet services, private boats, and special experiences. David emphasizes upfront conversations, rapport, and long-term “leisure time” planning across life stages.

00:00 Why Travel Matters

01:05 Meet the Luxury Planner

03:11 How Advisors Get Paid

04:56 DIY vs Pro Planning

06:24 What Luxury Costs

09:49 Easy Luxury Upgrades

14:50 When Luxury Is Not Worth It

16:44 Boutique vs Big Brands

18:49 How Pros Vet Hotels

21:00 Choosing the Right Advisor

24:42 Avoiding Instagram Traps

28:20 Designing Meaningful Trips

31:09 Thrill vs Comfort Balance

37:32 Hands On Family Memories

40:23 Exit Trips and Quick Getaways

44:22 Travel Before You Cannot

47:24 Travel as Time Investing

49:29 Where to Find David

50:10 Final Thanks and Goodbye

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

The host interviews Matt, a former arena football quarterback and investor, about turning a nest egg from an earlier retail venture (selling the “wacky whistle,” which expanded from Hawaii to Dubai’s Global Village) into a football-themed short-term rental business, PigskinJourneyman.com. Matt explains how he built and self-manages themed properties near sports destinations—starting near Lambeau Field in Green Bay, expanding to South Bend near Notre Dame (including a two-house “Rockne compound”), and adding a pool property near the Pro Football Hall of Fame area in Massillon/Canton, Ohio. They discuss amenities and design, tools like Turno and PriceLabs, seasonality, platform reliance vs. direct bookings, operational workload, and regulatory risk. Matt shares 2025 plans to open a Jim Thorpe–themed property in Jim Thorpe, Pennsylvania, and considers future restructuring and possible expansion into boutique hotels or other ventures.

00:00 Podcast Twist Intro

01:18 Wacky Whistle Origins

02:00 Dubai Retail Chaos

03:59 Product Longevity Mindset

06:15 Real Estate Pivot Begins

06:54 Football Brand Story

09:20 Family Football Inspiration

10:29 No Guru Policy

14:21 Canton Market Strategy

17:26 Purchase Rehab Numbers

20:21 Revenue Ops Systems

22:26 Rockne Compound Expansion

24:18 Two Houses One Compound

25:14 Compound Pricing Strategy

27:13 Minimum Nights Party Risk

27:43 Dynamic Pricing With PriceLabs

29:29 Direct Booking Challenges

31:16 Next Market Jim Thorpe PA

33:17 Who Books These Stays

36:39 Scaling Risks And Diversification

37:35 Future Markets Hawaii Texas

39:13 Graduating Beyond STRs

42:13 Life Logistics And Time Zones

45:18 Wrap Up Links And Advice

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

Lane hosts CPA Steve Nicokiris (connected via the Vistage Network) to explain leveraged ESOPs as a tax-advantaged way for small business owners—often with $5–$10M exits—to monetize and diversify wealth that is frequently 80% tied to the business. They compare ESOPs with traditional M&A sales and leveraged dividends, emphasizing ESOP flexibility to sell minority stakes, keep control, preserve legacy, and avoid finding an outside buyer. Steve outlines how ESOPs work (ERISA plan, trust structure, independent annual valuation, payroll-based share allocations and vesting), typical candidacy requirements (meaningful EBITDA, payroll, employees, ability to handle leverage and ongoing costs), and key pros/cons. They discuss special advantages for minority/women-owned businesses, retention benefits, and major tax and estate-planning tools including C-corp conversion and the Section 1042 rollover to defer or eliminate taxes.

00:00 Why Exits Trigger Taxes

01:09 Meet Steve From Vistage

01:39 Where Owners Hold Wealth

03:21 Three Exit Options

06:34 Legacy And Your Why

07:22 ESOP Buyer Is Internal

08:47 Who Qualifies For ESOP

09:53 Minority Owned Advantage

12:41 What An ESOP Is

14:06 Valuation And Annual Costs

15:46 Funding And Share Allocation

20:21 Benefits Monetize And Retain

25:36 Downsides Complexity And Debt

27:23 Seller Notes Reality Check

27:46 Best ESOP Candidates

28:30 Ongoing Costs and Leverage

29:44 Dress Business ESOP Win

31:23 Estate Planning Value Drop

32:31 Professional Services Fit

34:06 Fair Market Value Explained

35:43 Owner Commitment Required

37:11 Engineering Firm Numbers

39:42 ESOP as Bridge Strategy

41:36 Tax Benefits and 1042

44:32 Gifting Exemptions Strategy

45:49 Trusts and Team Approach

46:58 1042 Rollover Mechanics

48:56 Wrap Up and Contact

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

The challenges of the “sandwich generation,” especially people 50+ balancing the financial and emotional demands of raising children while also managing aging parents’ care and sometimes their finances. It describes how caregiving responsibility often falls by default to the nearby, “responsible” sibling (“Cheryl”), and how unclear family roles and poor estate planning—like avoiding trusts or leaving illiquid assets—can create resentment and conflict. The pressure often forces people into a defensive, wealth-preservation mindset, delaying investing and diverting cash flow to education and parent-related needs. Many clients (often 55–65) only pursue alternative, direct investments after parents pass away, freeing bandwidth and capital and reducing fear of making mistakes. The episode emphasizes that this struggle is common and highlights the value of community and relationships among like-minded investors.

00:00 Sandwich Generation Intro

01:21 Meet the Caregiver Cheryl

02:30 Estate Planning Pitfalls

04:09 Money Choices Under Pressure

05:40 Wealth Building to Preservation

06:19 Post Sandwich Investing

07:25 Fear of Taking Risks

09:04 Testing Alternatives Slowly

10:01 You Are Not Alone

11:08 Community and Relationships

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.

📚 Unlock the secrets to building wealth! My book and 12-module Masterclass cover everything I’ve learned about passive investing and creating financial freedom. Watch it on-demand for FREE: http://thewealthelevator.com/master

🤝 Join the Hui Deal Pipeline Club and get a one-on-one call with me to discuss your investment goals: https://thewealthelevator.com/club

Lane and Tyler discuss infinite banking using specially designed whole life insurance policies that minimize commissions and maximize paid-up additions to function like a liquid “pseudo bank account.” Using a $50,000 annual target premium over 10 years, they explain the 10/90 design (about 10% base premium, 90% cash value) versus a 50/50 design, covering funding duration, “bucket size,” annual minimums and maximums, rollover contribution room, and the IRS MEC (Modified Endowment Contract) limits. They compare early liquidity and break-even points—about years 3–4 for 10/90 versus around year 7 for 50/50—and note agent commissions can be about five times higher on the heavier base-premium design. They also cover carrier selection, illustration realism, use cases (investors, business inventory financing, college planning, wealth storage), policy loans, and options for large windfalls including splitting funding or paying premiums in advance.

00:00 Break Even Hook

00:29 Infinite Banking Basics

01:31 Designing a 10 90 Policy

04:39 Minimums Maximums and MEC

09:02 Choosing Carriers Wisely

10:03 Year One Cost and Break Even

14:44 10 90 vs 50 50 Comparison

19:04 Use Cases and Strategy Fit

22:10 High Net Worth Use Cases

23:07 Parents Funding Kids Policies

23:58 Early Access And Loan Cycling

24:49 Comparing Container Size

26:10 One Policy Or Stack

26:36 Agent Incentives And Fees

30:00 Buy Borrow Die Explained

31:27 Policy Loans Versus HELOC

33:50 Breakeven And Flexibility

35:10 Windfall Funding Strategies

37:02 Qualifying And Insurability

38:41 Paid In Advance Premiums

40:53 Start Early And Use Spouses

41:47 Wrap Up And Next Steps

Connect with me:

LinkedIn: https://www.linkedin.com/in/lanekawaoka/

Facebook: https://www.facebook.com/TheWealthElevator

Instagram: https://www.instagram.com/TheWealthElevator

Lane Kawaoka is a developer and multi-family syndicator who owns 10,000+ rental units and is the leader of “Hui Deal Pipeline Club” which has acquired over $2.1 Billion AUM of real estate by syndicating over $200 Million Dollars of private equity and most importantly distributed more than $45M back to our investors since 2016.

Check out our Top-50 Investing Podcast, The Wealth Elevator.

Hosted on Acast. See acast.com/privacy for more information.