⚠️ “Get a 30% bonus and a 9% roll-up!” That’s the pitch—but what’s the truth?

Daniel and Raz Razvi from Higher Ground Financial Group break down the real story behind bonus annuities, fake roll-ups, and the flashy claims made in marketing materials. Learn why the payout factor is the #1 thing to look at, why most bonuses aren’t walkaway money, and why only a tiny handful of annuity companies allow for Roth conversions inside the contract.

In this episode:

• Real money vs. fake money in annuity marketing
• The 3 numbers that determine actual guaranteed income
• What to look for in an A-rated insurance company
• Why most bonus-heavy annuities are not the best option for income
• How to get tax-free guaranteed income in retirement

Book a free annuity analysis at: https://www.riskfeestaxes.com

Book a Free Meeting with Daniel and Raz

For More Information: Higher Ground Financial Group

Contact Us at 1-888-263-4434 (888-263-HGFG)

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About the Show & Hosts:
Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.