In this episode, Craig Jeffery and Paul Galloway discuss what separates high-performing treasury organizations from the rest. They explore the importance of strong fundamentals, continuous improvement, people development, cross-training, standardized processes, proactive risk management, and technology that supports better decision-making. The discussion also offers practical steps treasury teams can take to reduce manual work and build capabilities over time.

2026 Treasury Technology Analyst Report

Treasury Assessments: What to Review and How Often (2026)

Treasury Aggregators: Simplifying Complexity with Connectivity (2026)

TMS and TRMS: Choosing the Right Treasury System in 2026 (2026)

Timestamps:
00:00 Introduction
01:18 What separates high-performing treasury teams
02:24 Governance, policies, and controls
03:34 Building a continuous improvement mindset
05:12 Investing in people and culture
07:40 Collaboration and cross-training
09:40 Standardized processes and cash visibility
12:23 Proactive risk management
12:59 How leading teams use technology
15:20 Where treasury teams should start
18:01 Final thoughts
18:24 Outro

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ABOUT STRATEGIC TREASURER
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Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Paul Galloway and Craig Jeffery discuss how treasury leaders can make better decisions when resources, time, and management attention are limited. They examine how to prioritize competing initiatives, balance short-term wins with long-term strategy, avoid reacting only to urgent issues, and evaluate investments in the broader context of the organization. The discussion also covers resource constraints, root-cause thinking, cross-functional input, and the importance of regularly reviewing people, processes, technology, data, and structure.

Behavioral Finance Meets Treasury: How Bias Shapes Financial Decisions (2025)

Architecting a Leading Treasury Group with Ron Chakravarti (2024)

Becoming a Treasurer: Part 6 – Securing the Resources You Need (2019)

Timestamps:
00:00 Introduction
01:32 Why prioritization is difficult
05:15 Evaluating major investments
06:51 Short-term wins vs. long-term goals
10:47 Common decision-making mistakes
12:57 Building a strong decision framework
16:38 Final thoughts
16:45 Outro

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ABOUT STRATEGIC TREASURER
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Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Paul Galloway and Craig Jeffery discuss treasury technology debt, the hidden burden created when legacy systems and infrastructure continue to work but increasingly limit flexibility, security, and future capabilities. They explain how treasury teams can assess technology and identify where outdated tools create the most drag, and how to prioritize upgrades without trying to replace everything at once. The discussion also covers ISO 20022, APIs, AI, cloud-native architecture, interoperability, and why treasury should regularly review its technology stack to maintain a practical runway for future change.

2026 Treasury Technology Analyst Report

The Hidden Costs of Complexity in Treasury Operations (2026)

TMS and TRMS: Choosing the Right Treasury System in 2026 (2026)

Treasury Assessments: What to Review and How Often (2026)

Timestamps:
00:00 Introduction
01:16 What is treasury technology debt?
02:45 Common forms of technology debt
04:28 How outdated technology impacts treasury
06:44 Identifying and prioritizing technology debt
10:25 Payment standards and ISO 20022
11:31 Reducing technology debt strategically
14:15 APIs, interoperability, and modernization
15:40 Building a sustainable technology roadmap
16:31 Final thoughts
16:48 Outro

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ABOUT STRATEGIC TREASURER
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.