In this episode, Craig Jeffery and Paul Galloway discuss what separates high-performing treasury organizations from the rest. They explore the importance of strong fundamentals, continuous improvement, people development, cross-training, standardized processes, proactive risk management, and technology that supports better decision-making. The discussion also offers practical steps treasury teams can take to reduce manual work and build capabilities over time.

2026 Treasury Technology Analyst Report

Treasury Assessments: What to Review and How Often (2026)

Treasury Aggregators: Simplifying Complexity with Connectivity (2026)

TMS and TRMS: Choosing the Right Treasury System in 2026 (2026)

Timestamps:
00:00 Introduction
01:18 What separates high-performing treasury teams
02:24 Governance, policies, and controls
03:34 Building a continuous improvement mindset
05:12 Investing in people and culture
07:40 Collaboration and cross-training
09:40 Standardized processes and cash visibility
12:23 Proactive risk management
12:59 How leading teams use technology
15:20 Where treasury teams should start
18:01 Final thoughts
18:24 Outro

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ABOUT STRATEGIC TREASURER
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Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Paul Galloway and Craig Jeffery discuss how treasury leaders can make better decisions when resources, time, and management attention are limited. They examine how to prioritize competing initiatives, balance short-term wins with long-term strategy, avoid reacting only to urgent issues, and evaluate investments in the broader context of the organization. The discussion also covers resource constraints, root-cause thinking, cross-functional input, and the importance of regularly reviewing people, processes, technology, data, and structure.

Behavioral Finance Meets Treasury: How Bias Shapes Financial Decisions (2025)

Architecting a Leading Treasury Group with Ron Chakravarti (2024)

Becoming a Treasurer: Part 6 – Securing the Resources You Need (2019)

Timestamps:
00:00 Introduction
01:32 Why prioritization is difficult
05:15 Evaluating major investments
06:51 Short-term wins vs. long-term goals
10:47 Common decision-making mistakes
12:57 Building a strong decision framework
16:38 Final thoughts
16:45 Outro

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ABOUT STRATEGIC TREASURER
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Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Paul Galloway and Craig Jeffery discuss treasury technology debt, the hidden burden created when legacy systems and infrastructure continue to work but increasingly limit flexibility, security, and future capabilities. They explain how treasury teams can assess technology and identify where outdated tools create the most drag, and how to prioritize upgrades without trying to replace everything at once. The discussion also covers ISO 20022, APIs, AI, cloud-native architecture, interoperability, and why treasury should regularly review its technology stack to maintain a practical runway for future change.

2026 Treasury Technology Analyst Report

The Hidden Costs of Complexity in Treasury Operations (2026)

TMS and TRMS: Choosing the Right Treasury System in 2026 (2026)

Treasury Assessments: What to Review and How Often (2026)

Timestamps:
00:00 Introduction
01:16 What is treasury technology debt?
02:45 Common forms of technology debt
04:28 How outdated technology impacts treasury
06:44 Identifying and prioritizing technology debt
10:25 Payment standards and ISO 20022
11:31 Reducing technology debt strategically
14:15 APIs, interoperability, and modernization
15:40 Building a sustainable technology roadmap
16:31 Final thoughts
16:48 Outro

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ABOUT STRATEGIC TREASURER
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Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover.

As an Amazon Associate, we earn from qualifying purchases.

Visit us today at StrategicTreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups.

In this episode, Craig Jeffery and Arjun Krishnan discuss five key limitations of enterprise AI in treasury: data quality, pattern-based reasoning without true understanding, difficulty handling novel situations, variable outputs, and limited explainability. They also explore the opportunities and solutions behind these constraints, including AI-assisted data cleanup, anomaly detection, stronger controls, human oversight, and safer agent-based system design.

Enterprise AI for Treasury: A Guide to Agentic Implementation: https://amzn.to/4vTH8Fv
AI: The Automation Spectrum and Examples in Treasury (Valorean Technologies) (2026): https://strategictreasurer.com/420-ai-automation-spectrum-and-examples-in-treasury/
Valorean Technologies: https://valorean.ai/

Timestamps:
00:00 Introduction
00:34 AI limitations and opportunities
02:05 Data quality shapes AI quality
05:35 AI correlates but does not understand
09:29 Arjun Krishnan's background
10:18 AI and genuinely novel situations
12:37 Why AI outputs can vary
16:29 Explainability and audit trails
19:14 The most critical limitations
20:32 Final thoughts and book
20:54 Outro

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ABOUT STRATEGIC TREASURER
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Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover: https://amzn.to/4uqwFQq

As an Amazon Associate, we earn from qualifying purchases.

Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Visit us today at http://strategictreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups: http://strategictreasurer.com/linkedin/

In this episode, Lee Patton and Craig Jeffery discuss what corporate treasury teams must do to prepare for the November 2026 ISO 20022 structured address requirements. They discuss why the rules can affect organizations even when they do not originate ISO 20022 files, how incomplete payment inventories and address data can cause rejections, and why treasury, AP, IT, banks, and service providers must coordinate to validate payment workflows and data readiness.

ISO 20022 Readiness Webinar: https://strategictreasurer.com/webinar-iso-20022-readiness/
Swift ISO 20022 Address Requirements: https://www.swift.com/standards/iso-20022/iso-20022-faqs/iso-20022-removal-unstructured-address
Fedwire ISO 20022 Implementation Center: https://www.frbservices.org/resources/financial-services/wires/iso-20022-implementation-center
What Is ISO 20022? (2021): https://strategictreasurer.com/44-what-is-iso-20022/
Updating ISO 20022: Exploring New Formats, Data, and Benefits (2023): https://strategictreasurer.com/277-updating-iso-20022/
Demystifying ISO 20022: The Future of Payment Formats (2024): https://strategictreasurer.com/webinar-demystifying-xml-iso-20022/
ISO 20022: From Compliance to Competitive Advantage (2025): https://strategictreasurer.com/372-iso-20022/

Timestamps:
00:00 Introduction
00:21 What ISO 20022 payment readiness means
01:11 November 2026 structured address requirements
03:01 Why non-ISO payment files are affected
04:14 Common payment readiness gaps
06:08 Assessing data and payment workflows
07:34 Final readiness checklist
08:39 Closing thoughts
08:59 Outro

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
ABOUT STRATEGIC TREASURER
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

Download The Strategic Treasurer: A Partnership for Corporate Growth by Craig A. Jeffery in Kindle, or hardcover: https://amzn.to/4uqwFQq

As an Amazon Associate, we earn from qualifying purchases.

Strategic Treasurer is recognized as a top tier consulting firm in the area of treasury and risk management. Corporate clients, banks, and technology vendors all rely on their industry leading advisory services that are backed by a deep awareness of current needs, practices, and budgeting priorities of treasury professionals through Strategic Treasurer's annual industry surveys and decades of treasury experience. Strategic Treasurer utilizes a senior consultant model where every project is managed by senior consultants with actual practitioner experience in corporate and/or banking roles.

Visit us today at http://strategictreasurer.com.

Or join in the discussion at one of our leading LinkedIn groups: http://strategictreasurer.com/linkedin/

In this episode, Craig Jeffery speaks with Arjun Krishnan of Valorean Technologies about the automation spectrum in treasury, moving from rules-based processing and analytics to AI assistance and autonomous agentic systems. They discuss practical AI use cases including cash forecasting, hedge management, fraud detection, payment processing, document processing, reconciliation, and natural language interfaces, while emphasizing clean data, strong controls, explainability, and human oversight as treasury teams evaluate how to apply enterprise AI responsibly.

Book Mentioned:
Enterprise AI for Treasury: A Guide to Agentic Implementation: https://amzn.to/4vTH8Fv

Company Websites:
Strategic Treasurer: https://strategictreasurer.com
Valorean Technologies: https://valorean.ai/

In this episode, Craig Jeffery speaks with Ryan Frederick of Transform Labs about the personal side of AI transition and what professionals should understand as AI reshapes work. They discuss why companies must treat AI as a core operating capability, not just a faster tool, and how staff can move from task-oriented work toward higher-value contributions involving judgment, relationships, problem-solving, and systems thinking. The conversation emphasizes that professionals should actively learn how to work with AI systems, direct agents, improve workflows, and become agents of change inside their organizations.

Company Websites:
Strategic Treasurer: Corporate Treasury Consultants » Strategic Treasurer
Transform Labs: https://transformlabs.com