In this episode of The Startup Leap, we sit down with Coen, the founder of Tyme Bank, to discuss the incredible journey of building a digital bank in Africa and expanding into Southeast Asia. Coen shares the challenges of creating a bank without traditional elements like paper, cash, or ATMs, and how they achieved profitability in just five years despite raising initial capital from over 250 potential investors. We delve into the importance of partnerships, customer trust, and innovative distribution strategies that have led to serving 17 million customers and onboarding half a million new users every month. Coen also provides insights into navigating regulatory landscapes, making tough decisions in capital-constrained markets, and the role of personal growth in effective leadership.

Tune in for a deep dive into the world of digital banking, financial inclusion, and future expansion plans.

00:00 The Vision of a Paperless Bank

00:19 Overcoming Funding Challenges

00:55 Rapid Growth and Expansion

01:23 The Importance of Local Partnerships

01:51 Introduction to the Interview

02:13 Describing Coen's Leadership Style

03:28 The Story of Sisyphus and Startup Life

05:46 The Origin of Tyme Bank

07:30 Building a Digital Bank from Scratch

17:57 The Role of Humility in Customer Understanding

19:04 Challenges in Retail Partnerships

25:46 Expanding into Southeast Asia

29:06 Market Expansion Strategies

29:38 Balancing Growth and Profitability

30:33 Navigating Financial Challenges

33:36 Founder Dilemma: Push or Step Back?

37:46 Leadership and Ethical Frameworks

39:54 Evolving Business Vision

45:26 Regulatory Navigation in FinTech

49:02 Distribution vs. Product Focus

53:27 Future of Finance: Crypto and Blockchain

54:49 Time Bank's Future Plans

56:10 Quickfire Questions and Wrap-Up

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Youtube: https://youtu.be/mjJkn-1bzDk

👉 Tell us what you think in the comments, we’d love to hear from you!

#DigitalBanking #Fintech #TymeBank #StartupJourney #AfricaTech #Entrepreneurship #FinancialInclusion #AfricanStartups #GlobalExpansion #SouthAfricaTech #StartupLeadership #VCFunding #ScalingStartups #CustomerCentricity #StartupStories

In this special episode we dive into the journeys of two exceptional entrepreneurs: Riham Satti, an Oxford Neuroscientist turned founder of MeVitae an AI startup bringing fairness to the workplace, and Dhiraj Mukherjee, co-founder of Shazam, one of the world's first music recognition apps, 2billion downloads, acquired by Apple for $400m+ in 2018.

Hosted by Maria and Yvonne, this episode explores the trials, triumphs, and learnings of these founders. Discover Riham's accidental plunge into entrepreneurship and the strategic decisions that fueled her company's growth. Hear Dhiraj's insights on fundraising during tumultuous times and the importance of relentless drive and vision in successful founders.

We also delve into dilemmas faced by founders, such as handling risky partnerships and co-founder challenges. Tune in for valuable advice on balancing personal and professional life, the significance of storytelling, and the power of tech for good.

00:00 Introduction and Background

01:17 Meet the Founders: Riham and Dhiraj

04:33 Riham's (MeVitae) Journey to Entrepreneurship

08:19 Dhiraj's (Shazam) Entrepreneurial Path

13:22 Fundraising Insights and Strategies

16:56 Partnerships and Business Models

20:09 Listener Dilemma: Navigating Partnerships

21:25 Shazam's Early Days and Apple's Acquisition for $400m+

22:59 Co-Founder Dilemma: Trust and Progress

24:09 Navigating Co-Founder Relationships

26:08 Lessons Learned from Entrepreneurial Journeys

29:12 Tech for Good and Identifying Potential

32:22 Lightning Round: Misconceptions and Admired Figures

34:43 Forming Early Stage Teams and Acquisition Strategies

37:41 Advice for Aspiring Entrepreneurs

40:05 Future Plans and Closing Remarks

46:25 Reflections and Advice for Entrepreneurs

🎧 Want to get inside scoop? Join our newsletter on subscribe.thestartupleap.io/subscribe

Youtube: https://youtu.be/PjBimaAuiEM

👉 Tell us what you think in the comments, we’d love to hear from you!

#StartupLeap #Shazam #MeVittae #Entrepreneurship #TechForGood #AIStartup #FounderLessons #RihamSatti #DhirajMukherjee #StartupAdvice #CoFounderTips #FundraisingTips #StartupJourney #SiliconValley #AppleAcquisition #MariaAndYvonne

In this episode, we hear from Dare Okodjou, founder of Onafriq, Africa’s largest digital payments network, formerly MFS Africa. 500 million wallets across 42 countries, over $300m raised in funding. This episode is drenched in depth of experience. Perfect for founders whether early or later in their journey.

Dare shares his entrepreneurial journey from working at MTN Group, leading mobile money innovations, to founding Onafriq in 2009 with the vision of making cross-border payments seamless.

The conversation delves into the challenges faced in the early days, including navigating work permits and bond loan issues, assembling a team, and raising initial funds. Dare discusses the strategic moves behind the rebranding to Onafriq, key partnerships, the role of culture and people in scaling operations across Africa, and the significance of maintaining focus. He also talks about future opportunities in the mobile money payment space, the role of stable coins, and his personal strategies for managing stress and maintaining work-life balance.

00:00 Introduction to Startup Challenges

00:40 Meet Dare Okodjou: FinTech Pioneer

01:24 The Birth of Onafriq

01:42 The Meaning Behind the Name

04:16 Early Challenges and Decisions

09:35 Building the Team and Raising Capital

15:34 Strategic Partnerships and Growth

20:46 Defining Moments and Lessons Learned

26:39 Scaling Across Diverse Markets

27:47 The Importance of Pan-African Coverage

29:52 Future of Mobile Money Payments

37:05 Acquisitions and Expansion Strategy

42:59 Managing a Diverse Team

46:25 Reflections and Advice for Entrepreneurs

🎧 Don’t miss this important conversation share with any early stage founder or builder

Youtube: https://youtu.be/m3fdWDT7Nxk

👉 Tell us what you think in the comments, we’d love to hear from you!

#DareOkoudjou #Onafriq #FinTechAfrica #MobileMoneyInnovation #PanAfricanPayments #StartupScaling #AfricanEntrepreneurs #DigitalFinanceAfrica #FromMTNtoOnafriq #FinTechLeadership

Join us in this compelling episode as we sit down with Josh Sandler, co-founder of Lori and Founder and CEO of TruTax.

Josh shares his transformative journey from building Lori, an on-demand logistics and trucking company in East Africa, to founding TruTax, a venture leveraging AI to optimize tax compliance. Learn about his entrepreneurial lessons, personal growth, and the critical mistakes that shaped his path.

Dive into his reflections on team building, culture, and managing intense environments, and discover how meditation and self-care have become cornerstones of his strategy.

Whether you're an aspiring entrepreneur or intrigued by the challenges of scaling in emerging markets, this episode offers invaluable insights.

00:00 Introduction and Initial Struggles

00:35 Meet Josh Sandler: Entrepreneurial Journey

02:02 Founding Lori: Challenges and Lessons

04:51 Scaling and Market Dynamics

06:41 Transition to True Tax and Personal Growth

13:34 Building Effective Teams and Company Culture

15:43 Navigating Tax Compliance and Future Plans

18:06 Reflections and Advice for Entrepreneurs

25:08 Conclusion and Final Thoughts

🎧 Don’t miss this important conversation share with any early stage founder or builder

Youtube - https://youtu.be/VBh5pO-Lqjw

👉 Like, comment, and subscribe for more real world expert startup advice!

📩 Have questions? Drop them in the comments – we’d love to keep the conversation going!

💟 What part of this episode did you love? Tell us in the comments!

#JoshSandler #LoriSystems #TruTax #EntrepreneurshipJourney #EmergingMarketsStartup #AIinTax #StartupLessons #TeamCultureLeadership #EastAfricaTech #FoundersInsights

Join us for an insightful conversation with Victor, the founder and CEO of Raenest, as he shares his inspiring journey from a self-taught software developer in Nigeria to leading a pioneering Fintech company powering remote African workers, that recently raised a $10M Series A round led by QED.

Discover how Victor's background in engineering and his unique perspective on the challenges faced by Africa's remote workforce led to the creation of Raenest, a platform aimed at revolutionizing payments for remote workers.

Learn about his experiences in fundraising, building a global product from Africa, and navigating partnerships and compliance to bring his vision to life. Don't miss out on Victor's valuable insights and advice for aspiring entrepreneurs and tech enthusiasts.

00:00 Introduction to Upwork's Freelancing Landscape

00:15 Building a Startup: From Idea to Execution

00:43 Fundraising and Early Challenges

01:10 Victor's Background and Early Interests

03:29 Learning and Growing in the Tech Industry

08:32 Identifying and Solving Payment Problems

13:53 Forming the Founding Team

16:39 Pivoting the Business Model

22:12 Navigating Customer Onboarding and Compliance

24:18 Strategic Partnerships with Banks

25:01 Investing in Compliance for Longevity

25:37 Fundraising Journey and Lessons Learned

28:55 Building Relationships with Investors

33:48 Future of African Remote Workforce

36:15 Challenges and Opportunities for African Founders

39:58 Reflecting on the Journey and Advice for Founders

🎧 Don’t miss this important conversation share with any early stage founder or builder

👉 Like, comment, and subscribe for more real world expert startup advice!

📩 Have questions? Drop them in the comments – we’d love to keep the conversation going!

Want to suggest a topic for us to cover? Tell us in the comments!

Youtube: https://youtu.be/a3EqObwEbAU

#FinTechAfrica #VictorAlade #Raenest #StartupJourney #RemoteWorkAfrica #AfricanTechFounders #SelfTaughtDeveloper #FundraisingTips #TechEntrepreneurship #BuildInAfrica

Join us in this episode of Startup Leap as we sit down with Ida Tin, co-founder and chairwoman of Clue, a revolutionary women's health app that has empowered over 10 million users worldwide.

Ida shares her extraordinary journey from a struggling entrepreneur with no coding skills to building a groundbreaking company in the $60 billion femtech industry.

Discover how Ida turned her frustrations with outdated family planning methods into a data-driven digital solution with FDA clearance.

Listen to powerful insights on fundraising, product development, and the importance of trusting your instincts. Whether you're a current founder or aspiring entrepreneur, Ida's story is packed with invaluable lessons for anyone looking to make an impact.

00:00 Starting from Scratch: The Early Struggles

00:43 The Birth of Clue: From Idea to Reality

01:38 Ida Tin's Entrepreneurial Journey

02:35 The Pivot: From Hardware to Data

06:53 Coining Femtech: Creating a New Industry

11:55 Fundraising Challenges and Gender Bias

17:11 Building Trust and Data Privacy

19:24 Experimenting with Monetization Strategies

20:42 Early Marketing and Growth Hacks

22:14 Listener's Dilemma: Fundraising Challenges

23:41 Advice on Building a Compelling Pitch

25:14 Navigating the Fundraising Landscape

34:17 Transitioning Leadership Roles

36:03 Final Reflections and Advice for Founders

🎧 Don’t miss this important conversation share with any early stage founder or builder

👉 Like, comment, and subscribe for more real world expert startup advice!

Youtube: https://youtu.be/pxYyTJaJFy0

📩 Have questions? Drop them in the comments – we’d love to keep the conversation going!

Want to suggest a topic for us to cover? Tell us in the comments!

How To Invest In Femtech: https://www.linkedin.com/posts/idatin_a-guide-on-how-to-invest-in-females-in-femtech-activity-7316211979235282945--S3-?utm_source=share&utm_medium=member_desktop&rcm=ACoAAARbXLsBm3i_dUREcMikL7fFkXq_2yVXEdg

#StartupAdvice #IdaTin #Femtech #WomenInTech #FounderStories #Entrepreneurship #DigitalHealth #TechForGood #StartupJourney #ClueApp

In this episode, experienced entrepreneurs share insightful advice they would give to their younger selves. They emphasize trusting your instincts, asking for help, believing in yourself, and the importance of small, achievable goals.

Real-world experiences highlight the significance of resilience, execution over strategy, and the importance of maintaining personal well-being while navigating the challenging journey of building a business.

00:00 Advice to Younger Self: Startup Insights

00:14 Trust Your Instincts and Keep Going

00:58 The Reality of Entrepreneurship

01:42 Personal Growth and Self-Belief

02:43 Strategic Advice for Entrepreneurs

03:22 Execution Over Strategy

04:00 Embrace the Journey and Enjoy It

04:32 Final Thoughts and Long-Term Vision

Episodes featured:

• Sabrina Del Prete, KORE Labs - https://youtu.be/R5VRd7l5o8U
• Oluwaseyi Sosanya, GravitySketch - https://youtu.be/TgpHw-BW68s
• Elizabeth Rossiello, Aza Finance - https://youtu.be/riGIeRcootU
• Richard Robinson, RobinAI - https://youtu.be/eypanz-h99w
• Olugbenga ‘GB’ Agboola, Flutterwave - https://youtu.be/9H3lpxFbUOg
• Carmelle Cadet, EmTech - https://youtu.be/xx4l_vnFGNk
• Louise Hill, GoHenry - https://youtu.be/gpTt9trU2Vo
• Sait Cham, Hutch and Pimento - https://youtu.be/rq9L9CCb-ak
• Julia Collins, Planet FWD - https://youtu.be/IafnKPHGTVc
• Michelle Kennedy, Peanut - https://youtu.be/lQ4i3FU8Czw
• Timothy Armoo, Fanbytes - https://youtu.be/m2mPhzmiAOs
• Marta Krupinska, CUR8 - https://youtu.be/5nYtn7CMs0I
• Raffi Salama, Passionfruit - https://youtu.be/boCHZj8kQOE
• Nadia Odunayo, StoryGraph - https://youtu.be/ntwlWbUwG1w

🎧 Don’t miss this important conversation share with any early stage founder or builder

👉 Like, comment, and subscribe for more real world expert startup advice!

📩 Have questions? Drop them in the comments – we’d love to keep the conversation going!

Youtube - https://youtu.be/CoRq-5aB_L8

Want to suggest a topic for us to cover? Tell us in the comments!

#EntrepreneurAdvice #StartupJourney #FoundersWisdom #SmallBusiness #Startups #Motivation #BusinessTips #Entrepreneurship #ExecutionOverStrategy #FounderLife #SuccessMindset #BusinessGrowth

In this episode of The Startup Leap, we dive into the fascinating journey of Abu Addae, the founder and CEO of LifeCheq. Abu transitioned from a senior role in financial risk management to creating a disruptive startup focused on personalized financial planning for the South African market.

Learn about the challenges he faced, the decisions that shaped LifeCheck, and the eventual pivot from a consumer-centric model to a B2B platform. Abu shares his insights on entrepreneurship, fundraising, dealing with competition, and leveraging AI in the financial advice space. Whether you're a budding entrepreneur or an established founder, this episode is packed with valuable lessons and reflections.

00:00 Introduction to the Moat Concept

00:34 Guest Introduction: Abu Addae

01:11 The Leap from Corporate to Entrepreneurship

03:00 The Birth of LifeCheck

04:09 Early Challenges and Experiments

05:44 Building the Financial Advice Business

08:51 Automation and Technology in Financial Planning

12:43 Fundraising and Personal Runway

18:38 Navigating Consumer and B2B Markets

23:07 Navigating a Business Pivot

26:51 Challenges During Fundraising

28:05 Achieving Profitability and Growth

31:18 Leadership Evolution and Future Plans

34:12 Regulation and Competition Insights

38:34 Impact of AI on Financial Planning

42:04 Reflecting on the Journey

44:30 Final Thoughts and Resources

🎧 Don’t miss this important conversation perfect for professionals in the fintech or startup space looking to take the leap—or for builders and founders at any stage.

👉 Like, comment, and subscribe for more real world expert startup advice!

📩 Have questions? Drop them in the comments – we’d love to keep the conversation going! Want to suggest a topic for us to cover? Tell us in the comments!

Youtube: https://youtu.be/l-Mf0eblCIE

#StartupJourney #FintechFounder #LifeCheq #Entrepreneurship #SouthAfricaTech