In this episode of The Right Tack, Paul and Jim sit down with Tim Sery, Vice President and Commercial Lender at BankVista, to talk about what private practice owners need to understand when it comes to working with a bank. Whether you’re looking to expand your practice, refinance existing debt, or simply build a stronger relationship with your financial institution, Tim shares candid insights from a lender’s perspective.

He walks us through what banks are really looking for in a borrower, why relationships matter more than you think, and how behavioral health providers can better position themselves for financing—especially when exploring options like SBA loans. Tim also sheds light on common mistakes practice owners make when applying for credit, and how to avoid them.

With decades of experience helping small businesses grow, Tim reminds us that your bank shouldn’t just be a gatekeeper—it should be a partner in your success.

The information shared in this podcast reflects the views of Tim Sery as a guest and is intended for general informational purposes only. It should not be construed as legal, financial, or business advice, nor does it constitute an offer to lend. Listeners should consult their own advisors before making any financial decisions. Any discussion of SBA programs is based on current understanding and may not reflect the most recent guidance or eligibility criteria. BankVista is Member FDIC and Equal Housing Lender.

Starting your own private practice? You’ll need more than just clinical expertise—you’ll need a solid business foundation. In this episode of The Right Tack, BreezyBilling CEO Paul Jonas and Co-Founder Jim Jonas sit down with CPA and Attorney Devon Liljenquist to unpack one of the biggest early decisions practice owners face: choosing the right business structure.

Devon shares expert guidance on entity types like LLCs, S Corporations, and sole proprietorships, and explains how these decisions impact taxes, liability, and long-term growth. Whether you’re just launching or reevaluating your setup, this conversation will help you understand how to align your business structure with your goals—and avoid common pitfalls.

Tune in for practical, plain-English insights you can use right away.

Thinking about starting your own behavioral health private practice? In this episode of The Right Tack, hosts Paul and Jim Jonas are joined by BreezyBilling’s Director of Operations and Phoenix Credentialing President and Co-Founder Carrie Ripley to walk through the 10 essential steps to getting your practice off the ground.

From finding office space and setting your rates to getting credentialed, contracted, and protected with the right liability insurance—this episode offers a high-level roadmap for launching a practice with confidence.

Whether you're in the planning phase or need to double-check that your bases are covered, this conversation is packed with must-know guidance, drawn from real conversations with providers just like you.