Investing doesn’t have to be complicated! In this episode, Ben and Arnold break down the fundamentals of investing, helping you understand how to make your money work for you. We’ll cover:

🔹 What investing really means (hint: it’s not just working for money!)

🔹 The difference between stocks and bonds

🔹 The risk vs. return trade-off – why some investments are riskier but have higher potential rewards

🔹 Why market fluctuations (volatility) shouldn’t scare you

🔹 How interest rates impact bond prices and why conservative portfolios took a hit in 2022

🔹 How to build a balanced portfolio that matches your risk tolerance and financial goals

📈 Want to invest smarter? Start here!

🔔 Don’t forget to like, subscribe, and share with anyone looking to grow their wealth in retirement!

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Trump’s latest round of tariffs is making headlines—but what does it mean for your investments and retirement plans? In this episode, we break down what tariffs actually are, why they’re being imposed, and the potential impact on the economy, inflation, and your portfolio.

Should you adjust your investments? Is Canada retaliating? And what’s the long-term outlook if tariffs stick around? We cover it all—without the political noise.

Hosted on Acast. See acast.com/privacy for more information.

🎙️ How Big Should Your Nest Egg Be? 💰

Retirement planning can feel like a guessing game, but today, we’re giving you clear guidelines to estimate how much you actually need saved. Ben & Arnold break down:

✔️ Heuristic guidelines: a simple way to estimate your retirement target

✔️ Why inflation is the silent threat to your spending power

✔️ Smart withdrawal strategies to avoid running out of money

✔️ How home equity fits into the picture

✔️ And a simple formula to check if you're on track

Whether you're in your 30s or approaching retirement, this episode gives practical tips to help you plan with confidence.

Hosted on Acast. See acast.com/privacy for more information.

Planning for retirement isn’t just about the numbers—it’s about envisioning the life you want to live. In this episode, Ben and Arnold discuss why defining your retirement vision is crucial and how it can guide your financial planning. They’ll walk you through key questions to consider, from lifestyle goals to budgeting strategies, helping you create a roadmap that aligns with your dreams. Whether you’re picturing world travel, part-time work, or a cozy life close to family, this conversation will help you start shaping your ideal future.

This podcast is for entertainment and general education only and is not personalized financial advice. Always consult a qualified financial professional before making financial decisions.

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Join Arnold and Ben Machel in this exciting episode of The Retire in BC Podcast as they unravel the three pillars of retirement income. If you're looking to secure your financial future, this is a must-watch!

Discover how government programs, workplace pensions, and personal savings work together to build a solid retirement plan. Arnold and Ben break down the essentials of the Canada Pension Plan (CPP) and Old Age Security (OAS), revealing tips on maximizing your benefits.

Find out how to tell if you have a Defined Benefit or a Defined Contribution Pension Plan and what the key differentiators are. Plus a brief description of personal savings vehicles, with more to come in future episodes!

With real-life examples and expert insights, this episode is packed with valuable information that could change your retirement game plan. Don't miss out — tune in now and take control of your financial future!

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🎙 Welcome to the very first episode of The Retire in BC Podcast! 🎉

In this episode, we introduce ourselves—your hosts, Ben Machel and Arnold Machel—and share what you can expect from the show. With decades of combined experience as financial planners, we’re here to help you navigate retirement planning, investments, and building a financially sustainable future.

What’s Inside This Episode:

• Who we are: Meet Ben, Arnold, and the family-run practice behind the podcast.
• Our mission: Helping you make sense of your finances and raise the bar on financial literacy in Canada.
• The big topics: An overview of what we’ll cover in future episodes, like defining your retirement vision, the three pillars of retirement income, and key financial strategies.
• Why this matters: Retirement planning is more than numbers—it’s about living the life you want with confidence.

Whether you’re nearing retirement or just getting started, we’re excited to guide you through every step of your financial journey. 🚀

🔔 Subscribe so you don’t miss future episodes filled with practical advice, insights, and wisdom!

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