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Is the Fernie dream actually worth the price tag in 2026?

On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story.

In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing on 21 years of local experience, Phil explains why the data says "stay away," but the culture says "welcome home."

In this episode, we cover:

• The Pros: World-class skiing, a $121k average household income, and the dual-pillar economy keeping the town afloat.
• The Cons: The severe housing shortage, the "rental trap," and fragile healthcare infrastructure.
• The Strategy: Why buying in the "off-season" (right now) is your only defense against Spring bidding wars.
• The Verdict: Who is this move actually for? (High earners vs. the ski bum soul).

Whether you are a remote worker, a resource sector professional, or just chasing the powder highway, this is the reality check you need before packing the U-Haul.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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The snow is back on the peaks and Fernie’s real estate market is heating up again.
In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead.

Packed with local insight, long-term data trends, and Phil’s on-the-ground perspective, this episode gives you the clarity you need to make smart real-estate decisions in Fernie.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence.
Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation.
Perfect for agents, investors, and anyone striving to grow in the business.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

YOUTUBE - 🎥
INSTAGRAM - 📸
FACEBOOK - 💬