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Fernie’s real estate market doesn’t feel broken. Prices are holding, demand is steady, and inventory feels tight — so why are economists warning that this is exactly how affordability problems begin?

In this episode of The Property Mindset Podcast, Phil Gadd is joined by BC’s Chief Economist, Brendon Ogmundson, to unpack what’s really happening beneath the surface in supply-constrained mountain towns like Fernie. We dig into housing supply, inventory, policy pressures, and the long-term risks that don’t show up in monthly stats.

If you live in Fernie — or plan to over the next decade — this is a conversation worth paying attention to.

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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In this episode of The Property Mindset Podcast, Phil Gadd breaks down the December 2025 Fernie real estate market and what the full year revealed.

2025 wasn’t a boom year — but it was a telling one. Inventory remained tight, homes sold faster, and prices held steady through year-end, showing real underlying demand in the Fernie housing market. December’s numbers help explain where buyer confidence is returning, why supply remains the key pressure point, and how these trends are setting up 2026.

This episode is essential listening if you’re buying, selling, or investing in Fernie real estate and want clear, data-driven context before making your next move.

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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In this episode of The Property Mindset Podcast, Phil Gadd breaks down the November 2025 Fernie real estate market. Listings are down, sales are up, and inventory is tightening as winter approaches. With prices holding steady and a new Bank of Canada rate cut boosting buyer confidence, this episode explores what these shifts mean for anyone planning to buy, sell, or invest in Fernie heading into 2026.

The Fernie market continues to show its resilience.

November 2025 brought fewer listings, stronger sales activity, and tightening inventory — all signs of a market that’s quietly gaining momentum as we move toward winter and into the new year. Combined with a recent Bank of Canada rate cut, buyer confidence is starting to return.

In this episode, Phil covers:

• Why listings dropped while sales increased
• What tightening inventory means for pricing and competition
• How interest rate cuts are impacting buyer behaviour
• Where the real opportunities may be in 2026

If you’re considering a move or investment in Fernie, this episode will help you understand the bigger picture and plan your next steps with confidence.

00:00 Introduction
00:39 November 2025 Fernie market overview
00:44 Listings, sales, and pricing trends
01:08 Sponsor message – eXp Luxury
01:54 Year-to-date market performance
02:59 Days on market and inventory levels
06:17 Interest rates and economic outlook
07:18 Market opportunities heading into 2026
08:13 Strategy for buyers, sellers, and investors
09:04 Final thoughts and how to get in touch

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Is the Fernie dream actually worth the price tag in 2026?

On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story.

In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing on 21 years of local experience, Phil explains why the data says "stay away," but the culture says "welcome home."

In this episode, we cover:

• The Pros: World-class skiing, a $121k average household income, and the dual-pillar economy keeping the town afloat.
• The Cons: The severe housing shortage, the "rental trap," and fragile healthcare infrastructure.
• The Strategy: Why buying in the "off-season" (right now) is your only defense against Spring bidding wars.
• The Verdict: Who is this move actually for? (High earners vs. the ski bum soul).

Whether you are a remote worker, a resource sector professional, or just chasing the powder highway, this is the reality check you need before packing the U-Haul.

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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The snow is back on the peaks and Fernie’s real estate market is heating up again.
In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead.

Packed with local insight, long-term data trends, and Phil’s on-the-ground perspective, this episode gives you the clarity you need to make smart real-estate decisions in Fernie.

👉 Schedule a consultation with Phil today

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence.
Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation.
Perfect for agents, investors, and anyone striving to grow in the business.

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Thinking about selling your Fernie home or curious what your property is really worth?
In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying.

Learn how eXp Luxury elevates your marketing with 90,000+ agents worldwide, elite media placement in outlets like The Wall Street Journal and Mansion Global, and cinematic digital storytelling that puts your home on the world stage.

Whether you’re buying or selling, Phil breaks down how a data-backed CMA reveals your property’s true market value — the foundation for every successful move in Fernie real estate.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Fernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the months ahead.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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