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Is the Fernie dream actually worth the price tag in 2026?

On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story.

In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing on 21 years of local experience, Phil explains why the data says "stay away," but the culture says "welcome home."

In this episode, we cover:

• The Pros: World-class skiing, a $121k average household income, and the dual-pillar economy keeping the town afloat.
• The Cons: The severe housing shortage, the "rental trap," and fragile healthcare infrastructure.
• The Strategy: Why buying in the "off-season" (right now) is your only defense against Spring bidding wars.
• The Verdict: Who is this move actually for? (High earners vs. the ski bum soul).

Whether you are a remote worker, a resource sector professional, or just chasing the powder highway, this is the reality check you need before packing the U-Haul.

👉 Schedule a consultation with Phil today

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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The snow is back on the peaks and Fernie’s real estate market is heating up again.
In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead.

Packed with local insight, long-term data trends, and Phil’s on-the-ground perspective, this episode gives you the clarity you need to make smart real-estate decisions in Fernie.

👉 Schedule a consultation with Phil today

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence.
Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation.
Perfect for agents, investors, and anyone striving to grow in the business.

👉 Schedule a consultation with Phil today

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Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Thinking about selling your Fernie home or curious what your property is really worth?
In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying.

Learn how eXp Luxury elevates your marketing with 90,000+ agents worldwide, elite media placement in outlets like The Wall Street Journal and Mansion Global, and cinematic digital storytelling that puts your home on the world stage.

Whether you’re buying or selling, Phil breaks down how a data-backed CMA reveals your property’s true market value — the foundation for every successful move in Fernie real estate.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Fernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the months ahead.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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Thinking about selling your Fernie home? 2026 may be your best window yet. In this episode, Phil Gadd of First Tracks Real Estate Group breaks down why next year’s market could deliver top-dollar results — from BCREA’s bullish forecasts to Fernie’s tightening inventory and surging buyer demand. A must-listen for homeowners looking to maximize equity and time their move perfectly.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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The Bank of Canada just cut its key rate for the first time since March—📉 but what does it really mean for Fernie real estate? Join Phil Gadd as he unpacks how this decision affects mortgages, buyer confidence, and local housing trends. Plus, stay tuned for exciting news about his new Koocanusa Village lake house project!

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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In this episode of The Property Mindset Podcast, Phil Gadd breaks down Fernie’s July 2025 real estate trends — where sold listings have surged, average prices climbed, and inventory is tightening across the valley. Discover what this shift means if you’re buying, selling, or investing in Fernie, BC. Get clear insights into pricing trends, buyer momentum, and how Fernie stacks up against other BC markets.

Stay ahead of the Fernie property market — subscribe for monthly updates and expert advice from The Property Mindset Podcast.

👉 Schedule a consultation with Phil today

🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips!

Show Sponsor: First Tracks Real Estate Group - eXp Luxury

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