E113 - Sam’s your uncle

Asset location impacts everything from taxes to retirement planning. If you want to win with money you have to understand the basis of this important topic.

And I still get it wrong!

Part of the benefit of this podcast is I keep figuring out what I’m doing wrong and then fixing it.

In this episode I try to give you broad brush strokes on how to think about asset location without all the sticky math stuff.

My goal is to give you a clear, practical expectation of when and why asset location matters and how to take baby steps to make it work for you.

E112 - Soap and 2 buckets.

Financial freedom is the goal, and asset consumption makes it happen. Ever wondered how to do that?

In this Episode J.J. had planned to rail about some complaint or another, but with the help of his AI assistant he finds his way to a more constructive topic.

J.J. covers the 2 Bucket strategy for portfolio management in retirement using a concrete example. If you follow along you can come away with your first glimpse of how a financial freedom engine runs to give you your best life.

What could possibly go wrong?

E111 - I’m not always right!

PBC’s number one goal is to teach you that you can handle your finances on your own. A hard lesson for us is that sometimes, that’s just not the case.

It’s always humbling to be proven wrong. It’s especially so when it happens twice in one week!

In this episode J.J. responds to a listener email that takes issue with Episode 109 - Trust, but verify. For some items he has to change his tune, and on others he stands his ground. It’s a balancing act to be sure.

Truth be told, J.J. is thrilled to receive feedback from someone in the financial industry and excited for the opportunity to use it as a spring board to a more mature conversation about financial advice and products. That plus for some reason he responds more to negative feedback than positive feedback? He’s weird.

Anyway, many thanks to the listener for taking the time to write in and we hope you enjoy the response.

E110 - Wish list!

What’s on your wish list for 2026. In this episode J.J. breaks with his usual foolishness to talk about his top 5 wish list items for 2026.

E109 - Trust, but verify

In this episode J.J. shares 4 questions you should ask your financial advisor to make sure they are aligned with your best interests and not just sales people who profit from the products they sell you.

Corporations have controls to monitor their own employees, but you trust your financial advisor with your life's savings based on what a cool person they are? I hope that is not the case. Let's figure out how you can trust, but verify. Let's make sure you are getting the best value for the services you are paying for and not being sold products that help your "guy" more than they help you.

E108 - The bears are coming!

The value of the S&P 500 is sky rocketing to new heights. With that rise comes much wailing and gnashing of teeth about if and when it may come crashing back to earth.

In this episode, J.J. provides a definitive if unscientific answer to if the market is going to crash, when that might be, and what if anything you can do to prepare.

As always, what could possibly go wrong?

E107 - Investment Showdown #4

It is time for another investment showdown! This time VUG faces off against VTV in a battle for the ages. Two investments enter, one investment leaves. Well maybe two leave, who can say really?

Investments discussed in this episode:

• VUG - Vanguard Growth ETF

• VTV - Vanguard Value ETF

• VOO - Vanguard S&P 500 ETF

• QQQ - Invesco QQQ Trust ETF

E106 - You are the N of 1

We live in a virtual world, but not a fictional one in movies or TV. Our human capital, our work, is converted to energy through money. And everything that we see around us, every part of our civilization, is created with money.

J.J. takes us on a journey of discovery, unveiling the hidden matrix that is around us all.