E113 - Sam’s your uncle

Asset location impacts everything from taxes to retirement planning. If you want to win with money you have to understand the basis of this important topic.

And I still get it wrong!

Part of the benefit of this podcast is I keep figuring out what I’m doing wrong and then fixing it.

In this episode I try to give you broad brush strokes on how to think about asset location without all the sticky math stuff.

My goal is to give you a clear, practical expectation of when and why asset location matters and how to take baby steps to make it work for you.

E112 - Soap and 2 buckets.

Financial freedom is the goal, and asset consumption makes it happen. Ever wondered how to do that?

In this Episode J.J. had planned to rail about some complaint or another, but with the help of his AI assistant he finds his way to a more constructive topic.

J.J. covers the 2 Bucket strategy for portfolio management in retirement using a concrete example. If you follow along you can come away with your first glimpse of how a financial freedom engine runs to give you your best life.

What could possibly go wrong?

E111 - I’m not always right!

PBC’s number one goal is to teach you that you can handle your finances on your own. A hard lesson for us is that sometimes, that’s just not the case.

It’s always humbling to be proven wrong. It’s especially so when it happens twice in one week!

In this episode J.J. responds to a listener email that takes issue with Episode 109 - Trust, but verify. For some items he has to change his tune, and on others he stands his ground. It’s a balancing act to be sure.

Truth be told, J.J. is thrilled to receive feedback from someone in the financial industry and excited for the opportunity to use it as a spring board to a more mature conversation about financial advice and products. That plus for some reason he responds more to negative feedback than positive feedback? He’s weird.

Anyway, many thanks to the listener for taking the time to write in and we hope you enjoy the response.