Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself.

On this episode, we discuss:

(00:00) Intro
(00:07) Why Have Insurance Premiums Skyrocketed?
(01:40) The 4 Main Types Of Personal Insurance
(02:36) How Income Protection Works (And Why It’s Crucial)
(05:58) Why Older Policies Are Being Priced Out
(09:59) What You Really Need To Cover: Mortgages, Education, Income
(12:08) How To Get Cheaper Premiums Without Sacrificing Coverage
(16:21) Case Study: Truck Driver’s Life-Changing Insurance Payout
(18:08) Case Study: Stroke Victim With Only Default Cover
(30:50) Super Hack: Use Your Super To Pay Insurance Premiums

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just to save tax, but to boost cash flow, avoid nasty surprises, and build a stronger financial future. We break down structures, trust distributions, company loans, and real strategies to keep more money in your pocket.

On this episode, we discuss:

(00:00) Intro
(00:11) Why Tax Planning Isn't Boring—It's Crucial
(04:59) Family Trust Risks And ATO Crackdowns Explained
(07:33) What’s Actually Your Money? Planning Cash Reserves
(11:04) Loans From Companies: What Directors Get Wrong
(14:47) The Right Way To Use Offsets
(18:04) Are You Happy With What You’re Earning? A Brutal Check-In
(19:42) Business Planning Vs Personal Wealth Planning
(23:55) What A Tax Planning Meeting Actually Covers
(25:25) Legal Ways To Push Back Income And Reduce Tax
(30:04) What Real Value Looks Like: Advice That Pays For Itself

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.

Burnout is hitting business owners harder than ever. In this episode, we dive into the harsh realities behind the stats: why so many founders feel trapped in their own businesses, the difference between being a consultant and a business owner, and how to build a team without burning cash or yourself. If you’re wearing five hats and going nowhere fast, this one's for you!

On this episode, we discuss:

(00:00) Intro
(00:11) Why Business Owners Are Trapped Doing Everything
(04:21) Is Burnout A Badge Of Honour?
(05:22) Consultant Vs Business Owner – Which One Are You Really Built To Be?
(08:40) Scaling Without The Chaos
(09:29) Finding Your Zone Of Highest Impact
(11:23) Why Most Small Teams Underperform
(13:32) Sales Hires Can Be Risky
(14:05) Baby Steps To Growth
(17:20) Is Blitzscaling right for you?
(17:41) Build A Team Of A-Players Starting With Hire #1
(20:12) Jason's Lessons From Rapid Growth
(22:24) Plan Or Panic - The Trap Of Short-Term Thinking In Business
(23:24) Do You Actually Want To Grow? The Case For Staying Small And Profitable
(24:54) Fire Your Worst Clients And Earn More Doing Less

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson
Martin Vidakovic

This podcast is produced by VIDPOD.